How much “extra” should you leave in your savings when buying a house? I’m gonna start looking at houses this fall when my savings will be at $70k. My plan is to do $45k down, closing costs estimates are $5k-$8k, and 3% to a realtor at the top of my budget will be $7.5k for a total of ~$60k up front. My plan was to keep the extra $10k in my savings so I’m not totally screwed if something unexpected happens, but I d…

Divided Over Money and Policy, House G.O.P. Punts on Spending Bill Even as Republicans pushed through the first of a dozen government funding measures, the struggle over another foreshadowed a potential shutdown in the fall.

White House Derailed Negotiation on U.S. House Stablecoin Bill: McHenry The move comes a day after the finance-focused lawmakers agreed bills on crypto market structure

Buying house with family My aunt and uncle are selling there house for 225k, they cannot use the stairs any more and have to downsize… Me 24m and my mom (50ish) have around 85k saved up, but wouldnt like to use all of it… This house would easily be big enough for both of us and my siblings who are 17, 19, and 22… The house is around 2-3k square feet it is a big ho…

Once Wary, Biden to Host Italy’s Meloni at the White House President Biden had feared the electoral victory of Prime Minister Giorgia Meloni’s far-right party last fall would spell trouble. But she has proved to be a strong ally in the American-led effort to support Ukraine.

Cozy reading spot after 2 years in my house submitted by /u/alyrene895

LPT Request: How do you ask a parent if their kid took something from your house? Basically my friend was watering my plants for me while I was out of town. She brought her two sons over with her. One of the boys was eating sunflower seeds (I could see it in the doorbell cam later). I had a bag with a brand new item of clothing in my room. Fast forward, when I got back, bag was gone, but sunflower seed shells were present. Wh…

Buying out house in divorce I’m going through a divorce and have 160k in equity for our shared home. I have a 3.375% interest rate which would jump up to a 7% interest rate with a refinance. I do not have any available funds to personally buy out her equity so I would have to refinance the home. I believe I could take out a heloc, if she agrees, at 8% for 10 years for her …

Want a sanity check on if I can afford this house. Afraid of being house poor Want a sanity check on if I can afford this house The house itself is 345k My take home every month (post tax) is 5.3k give or take a a hundred. No debt. Have 180k saved (planning on putting 120k on the down payment) is that too much? The reason I’m doing that is to get the mortgage payment as low possible. Or I could spend less on the down p…

I was extremely house poor Apologies in advance, I wanted to vent a little. I celebrated my 30th birthday last week. I did a little bit of reflecting on the big day. It’s been about two and a half years since I bought a house. At the time, I was working as a junior mortgage underwriter. Because of my work, I knew how absurdly low the rates were, and if there was ever a ti…

LPTR: how to make a house with tall ceilings smell nice Regular one and three-wick candles just don’t cut it. I’d like my home to smell nice! submitted by /u/Bienchingona

Am I just screwed? Trying to sell a house that has a solar lien attached to it. I have made some poor financial decisions, grew up poor and never had anybody show me the way, and have just learned from my mistakes. I have a good-paying job, but debt is slowly eating away at living expenses and preventing me from actually saving. We are trying to move because I lost both of my parents recently and my kids only surviving gran…

Meta, Google, and OpenAI reveal their safety plans following White House summit Photo by Kevin Dietsch / Getty ImagesSeven of AI’s top companies attended a White House summit Friday, reaching a deal with the Biden administration to roll out new guardrails to enhance the safety and security of their systems and users, like watermarking AI-generated content. “These commitments are real, and they are concrete,” President Joe …

Biden Picks Paul Friedrichs to Lead New White House Pandemic Office Dr. Paul Friedrichs, a military combat surgeon and retired Air Force general, will lead the new office, which was created by Congress.

7 A.I. Companies Agree to Safeguards After Pressure From the White House Amazon, Google and Meta are among the companies that will announce the new commitments on Friday as they race to outdo each other with versions of artificial intelligence.

White House secures voluntary pledges from Microsoft, Google to ensure A.I. tools are secure Amazon, Anthropic, Google, Inflection, Meta, Microsoft and OpenAI each agreed Friday to a set of voluntary commitments in developing the technology.

I’m 41 with nothing in retirement and I just bought a house. Should I pay more into an IRA or more toward the principal on the house? Which is the priority? Please be gentle, I know this is a shit situation but I don’t have the mind for these things. I’ve read the FAQ and it’s like hieroglyphics to me. I’ve lived comfortably for twenty years making about $80k a year as a 1099 employee, paying very little in taxes and traveling. I had $22k in an IRA with my wife and I but then she got cancer in 2020 …

U.S. House Republicans Introduce Crypto Oversight Bill to Protect Investors The bill looks to set out clear rules for the digital assets ecosystem.

Robert F. Kennedy Jr. Insists He Is Not Antisemitic During House Hearing At a hearing convened by House Republicans, the Democratic presidential candidate defended himself against charges of racism and antisemitism.

Reduce 401k contributions temporarily to save up for a house? Wife and I live in a very HCOL area. Houses start at about 7-800k for a fixer upper. An “average” 3-4 bedroom that’s move-in ready will generally go for 1.3-1.5 million. My annual income is enough to support a mortgage on that but the downpayment is obviously very high (assuming 20% down). I am considering reducing my 401k contributions to help …