Max out 401k or save for a house? I (29) currently max out my 401k, put 200/month into an IRA, and 2000/month into a HYSA. If I want to save for a down payment on a house should I contribute less to my 401k and more to the HYSA? I am in a HCOL area. No debt. There’s currently 30k in the HYSA, 15k in the 401k, and 2k in the IRA, if that info is helpful. Additionally, should I con…

My parent’s house on the French Sea side (Bretagne) submitted by /u/oridit

Vacation House in Vermont. submitted by /u/TheBlev6969

This Is A Snout House, The Mid-Size Crossover Of Homes These houses, where the most prominent element you see from the street is the garage, are often called snout houses because the garage pokes out like a big snout. From a design standpoint, they strike me as incredibly weird — like a house for a car with a couple rooms for the car’s caretakers in the back. They’re a… Read more…

How Clean Is Your House? If the words “clean house” are always on your to-do list, here’s help.

Selina Wang Jumps to ABC News From CNN for Senior White House Reporting Role submitted by /u/Key_Damage_9220

Inheriting money from the sale of a house. Is it considered income for tax purposes? My mother recently passed away and owned a house outright. The sale of the house is going to be split 3 ways between my 2 brothers and me. The funds will be in the range of $180,000 each. Will this be considered income that will be taxable? We are looking for a CPA to advise us on other matters snd this came up in conversation. We live in AZ. …

Should I sell my car? Did we buy too much house? Did I buy too much house? Should I sell my EV for a cheaper payment? We recently bought a house for $440K at 6%. Our mortgage including PITI is $3,803.59 (with $1,253 being taxes). We purchased an EV last year and received the federal tax credit. Payments are $952/mo @ 1.9%. I’m in my early 30s and make 200K a year. My future employment oppor…

Am I buying too much house? Looking at buying a house for 975k. I can put down 20%. Based on my estimations this puts us at $6200 a month for housing (PITI and utilities) at a 7% rate. I’m in my early 30s and make 170k a year. This is likely to go up to 185 next year, maybe more long term, but don’t want to count too heavily on that. Employer pays for majority of health a…

Should I pay off my house? I am a 28-year-old female and work in a cash heavy industry. I own both of my cars out right and have a condo with a mortgage on it. I owe between $75-100k. My mortgage payment is extremely affordable (less than $1000 a month) and my monthly bills/upkeep is easily manageable with my job. I’m very good at budgeting and I’ve managed to save up a c…

House payment question Hey all! In the next year or two my (26m) wife and I will be trying to buy a house in either WY or SD next year. The houses we are looking at with hearts in our eyes are around $520k. Right now we have around $40k in student loans as our only debt and haven’t been paying them at all until interest starts up again. I make $75k and she makes $60k…

House of Pain – Jump Around submitted by /u/Mcgoo186

Thoughts on buying a tiny house instead of renting? I am only 16 and pretty inexperienced when it comes to real estate, so this idea might be completely wrong. My older sister recently started working and she rented her own place and everything for around $1.5k a month. That made me think of other alternatives to this. Buying a tiny house seems like an investment to me. Once you save enough mone…

Have some money saved up. Is it time to buy a house? 30 year old male. Have saved 200k in a high yield savings account. Currently living with my parents and am debating whether or not to pursue a house or just get an apartment in this economy. I help them out with bills and stuff so. I’m in no rush to buy a house, that being said I still feel like a child living at home. I also have a minor surger…

Investing in stock market vs. saving up for a house Hi all, I’m in my early 20s, living in the bay area, trying to navigate the world of PF. I already have an emergency fund with a sufficient amount of money, and maxing out on both my 401k (no match) and Roth IRA. After the retirement funds, necessary expenses (rent, phone & utilities, etc.), and other ‘wants’ expenses (eating out, subscriptions,…

House of Lee – Teaser Trailer submitted by /u/MiserableSnow

Can my family afford this house? My family currently lives in San Jose, CA, USA. We are moving to Midway City, CA, USA in September 2023 because my brother bought a house there. The house is 3 bedrooms, 2 bathrooms. My brother bought the house for $930k, with a down payment of $465k, and he took out a mortgage of $465k to pay for the house. The interest rate of the mortgage is …

Do you think I could qualify for a loan on this house? I’m 27 and currently live with my parents. I have no credit. And no payment history. I don’t pay for utilities or my phone or anything directly. I just pay my parents a certain amount each month for living expenses and then they pay bills. I’ve never paid bills. Not that I couldn’t… I just haven’t had to. I make $58,000 a year before taxes (abou…

LPT Request: moving into a house as a 19 year old, what should I know? UK I’m 19 and an undergraduate student. I move into a new house tomorrow (going into my second year of university). My family haven’t given me much advice, any input has been to do with getting the ‘essentials’ etc; financially everything is organised. I’m moving in very early, but will be joined by one of my 5 other housemates in a few days. I’m …

Driver That Crashed Into The Second Story Of Pennsylvania House Did It On Purpose: Police On Monday, we reported that the driver of a ninth-generation Toyota Corolla had somehow managed to not only hit a house but also launch it into the second floor of said house. The good news is, no one other than the driver was hurt, and while the crash left a giant hole in the side of the house, emergency crews were… Read more…