#house

LPT: Living in a house with people that are making mess and never clean.

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LPT: Living in a house with people that are making mess and never clean. I m living in London with my family but also with a friend of my father and my father’s cousin and his wife. His wife is cooking continously and never clean after doing it, no one is cleaning the bathrooms except my family and i just pay my part for my family to clean for me because i don t have time, i m working 12 hours everyday with one day o…

Life Pro Tips 206 2023-08-28

Buying a house to rent to family

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Buying a house to rent to family My brother called me out of the blue and asked if I would be willing to co-sign on a mortgage with him. He owns his own business and makes more than enough money to qualify for this house under usual circumstances— the price is about double his annual gross income— but he’s had some major business expenses over the past year (think vehicles and …

Reddit Personal Finance 138 2023-08-26

Date the rate or marry the house?

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Date the rate or marry the house? We have been in a conundrum over whether to buy a house for a bit- we live in the US (Colorado). We bought our first house in 2020 when interest rates were low and competition was high, so since we were expecting our first child, the pressure was on so we bought a ā€œstarter homeā€ that feels very small and cluttered. But it’s less than 25% of our …

Reddit Personal Finance 172 2023-08-25

Pay off student loans or make down payment on house?

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Pay off student loans or make down payment on house? Recently moved to a new state. Currently renting for ~$2100/mon. Have ~$150k in the bank from selling our previous house. Have ~$110k in student loans. We’d like to buy another house at some point soon, but prices are high in our new area (prices for a home seem to start at around $350-400k and go up from there). I make about $140k/year with whi…

Reddit Personal Finance 222 2023-08-24

What should I pay attention to if I’m trying to decorate my house like this?

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What should I pay attention to if I’m trying to decorate my house like this? Saw this rendering in a group, the layout of the living room is basically the same as my apartment, and it remains me of a maison margiela perfume called lazy sunday morning. So I’m plan to change my living room like this. I know that the light matters a lot and I have a window that the outdoor light can basically illuminate the whole room dur…

Reddit Interior Design 279 2023-08-23

Pay Off Student Loans or Buy a House?

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Pay Off Student Loans or Buy a House? Hey all, just wanted to get some outsider opinions on my current financial situation and some advice on where to go from here. Thanks for the input šŸ™‚ Background: 30 y/o, married, no kiddos, located in a relatively low cost of living area (Middle of US). Wife and I both have our Masters. I work for a private consulting firm and she works in pu…

Reddit Personal Finance 244 2023-08-23

LPT Request: How to contribute financially when moving into your partner’s house

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LPT Request: How to contribute financially when moving into your partner’s house My partner (28m) and I (34m) have decided to move in together. He comes from a strong foundation of generational wealth and is already a homeowner in the Vancouver market (one of the most expensive in North America). I am a lifelong renter who’s been living on my own since I was 16. Because his current isn’t conducive to cohabitation, he has rea…

Life Pro Tips 247 2023-08-22

Can I pay off my house and quit my terrible job?

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Can I pay off my house and quit my terrible job? Hello All, I am hoping you all can give me some feedback/validation on my possible plan. I am 33M. I make around 70K. I have 220K in a brokerage account. 35K HYSA emergency fund. Currently monthly total bills are $2250. My house is worth 320k and I have 220k left to pay on the mortgage. 2.875% rate. I know that investing would make more, but m…

Reddit Personal Finance 178 2023-08-22

Should I buy a house

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Should I buy a house My husband passed away 3 years ago. I’m 48F and with the life insurance I paid every debt we had off. Due to the pandemic I was unable to keep my house but sold it for a nice profit. Againi am debt free. I was able to settle the case against his killer and a separateentitywhich left me with significant amountof money under 1 million. My kids rea…

Reddit Personal Finance 159 2023-08-20