#house

Best method of savings for future house

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Best method of savings for future house My wife and I were fortunate enough to purchase a “starter” house in 2017 at a good price ($145k) and a good interest rate (3.875%). We have $112k remaining on our loan. We probably have a 2 month emergency savings, but not much more than that, outside of our retirement funds. Our family has grown since this purchase and we are looking at purcha…

Reddit Personal Finance 558 2023-11-15

I have 20k in debt I talked to a personal lawyer who does bankruptcy and he said id lose my house if I filed bankruptcy, I make 1800 usd after takes house is paid off

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I have 20k in debt I talked to a personal lawyer who does bankruptcy and he said id lose my house if I filed bankruptcy, I make 1800 usd after takes house is paid off What do I do im struggling idk if can get a heloc on my house since my credits not great I make good money around here other thrn factory submitted by /u/chris_s9181

Reddit Personal Finance 1.3k 2023-11-14

Vudu – House MD complete series $35

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Vudu – House MD complete series $35 VUDU has *House M.D. The Complete Series* (HDX Digital TV Show) on sale for *$34.99*. Thanks to Community Member *wgvb* for posting this deal. *Note* must be logged into your account to…

Slickdeals 1.2k 2023-11-14

Sister suffered major damage to her house in Hurricane Idalia…need some advice

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Sister suffered major damage to her house in Hurricane Idalia…need some advice My sister, BIL, and nephews had extreme flooding (no flood insurance) during the hurricane. They are currently living in an Air B &B that their friends were gracious enough to lend them. The house has been dried out which has already cost the a decent chunk of money. They just got the bills for the mitigation ($31,000) and the Repairs ($54,000)….

Reddit Personal Finance 1.0k 2023-11-13

Why It’s Still Worth It to Wire Your House for Ethernet

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Why It’s Still Worth It to Wire Your House for Ethernet We’re living in an increasingly wireless world, as everything from the power that charges your devices to the audio that pops into your earbuds is transmitted wirelessly—including arguably the most precious resource of the modern era, the internet. There are so many advantages to accessing the internet via wifi that… Read more…

Lifehacker 647 2023-11-13

Inherited House Equity Question

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Inherited House Equity Question My siblings (3) and I have inherited a large brick house in a beautiful neighborhood. Our father had some cognitive issues toward the end of his life and the house is in bad shape. Needs a new slate roof, no working bathrooms, water damage, etc… I restore and renovate buildings for a living and my father requested that I “fix up” the house aft…

Reddit Personal Finance 570 2023-11-12

Moving to new house (rental) and want to cozy-up the bedroom

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Moving to new house (rental) and want to cozy-up the bedroom this is going to be my bedroom. i have a full size bed, so i think my only option is to center it on the wall with the window (annoying that window isn’t centered!) and there would be two feet on either side. the room is 113.5” wide and 138” long. it’s a rental but i have the ability to make some substantial changes, just need to run them by la…

Reddit Interior Design 992 2023-11-12

Should I buy a house ever?

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Should I buy a house ever? I live in So Cal. I’m in my mid 40’s divorced with a 10 year old daughter. Never owned a home. Income is 105k a year. Currently 300k in a 401k. Pension lump sum will be around 900k to 1mil. I want to retire in 11 years. Rent is currently $1050 a month for 2 bedroom apartment. My aunt and her husband are in there early 70’s own a nice home in L…

Reddit Personal Finance 539 2023-11-10

Would it be worth it to buy a house so I don’t have to move?

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Would it be worth it to buy a house so I don’t have to move? Right now I have my primary residence in one city and work in a city that’s 2 and a half hours away. My primary residence is owned by my in-laws and we pay no rent, we only pay for utilities. We can stay here indefinitely but we eventually want to buy our own house due to it’s small size. In the city I work in I have a tiny house parked on the …

Reddit Personal Finance 458 2023-11-08

What are my options to pay ex-wife and keep house?

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What are my options to pay ex-wife and keep house? Insert big long sad story about how I tried everything… now for picking up the pieces and to finally try to move past this. Ex and I got a divorce. It was finalized the 8th of this month. We have a house that we own together and she just wants out. I’d like to keep it if at all possible. Believe we built it in 2015 with lot for around $320k, h…

Reddit Personal Finance 840 2023-11-08

I’m painting the house.

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I’m painting the house. The kitchen will be painted sage green, the living room with be painted either dark forest green or Navy blue. They are connected by the dining room, which is currently white with this awful wood paneling. I can’t figure out what to paint this room to complement the other two, I was thinking a cream or beige color? Should I rip out the paneling?…

Reddit Interior Design 1.2k 2023-11-07

How to fairly split house proceeds – should extra principle payments be weighed the same as interest?

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How to fairly split house proceeds – should extra principle payments be weighed the same as interest? $300K house. I paid $150K down. We split closing costs, 10K ea. I think we agree this translates to an immediate 47% and 3% ‘share’ in the house. Going forward, for the next 50%: my partner is paying half of utilities, half of taxes, and half of minimum mortgage. I am paying double (the same, plus additional principle). I’m investing more in th…

Reddit Personal Finance 669 2023-11-03

Is a house even a good investment right now?

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Is a house even a good investment right now? Interest rates are soreing and still going up. So I just don’t think it’s a good idea to buy. In addition to this from what I see on Zillow all the good states cost a small fortune (I kind of miss when I though saving 100k to buy a house mattered lol) So in short housing expensive interest high. What else should I do with my $ submitted by …

Reddit Personal Finance 1.3k 2023-11-03

30 percent rule for buying a house

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30 percent rule for buying a house Is figuring 30 percent of my gross income towards a mortgage/taxes/insurance still a good base to go off of for buying a house? I live in the NE USA and make between $110k-$115k yearly. Any input is appreciated! submitted by /u/Initial_Attitude_851

Reddit Personal Finance 420 2023-11-02

Neighbor’s car just hit my house. What steps should I take next?

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Neighbor’s car just hit my house. What steps should I take next? So, we were in the middle of vacuuming the house and we heard a loud crash. Come to find out, the neighbor left his car unattended and it backed into our house, causing a lot of damage. I’m a new homeowner so I’m utterly confused as to what we should be doing first. Do we need to file a police report? Ann I to contact my home owners insurance co…

Reddit Personal Finance 817 2023-11-02