#house

Did I buy too much house?

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Did I buy too much house? Partner and I make about $150k a year in gross income. Bonuses vary between 2k and 13k once a year. Currently save about 15% via HSA/401k/IRA, so take home after tax is about $8.5k. We’re currently under contract for a home that’s going for $495k. At our 7.5% loan with 5% down, monthly with taxes, PMI, and insurance (state of TX so these are pre…

Reddit Personal Finance 584 2023-12-03

How much house can we afford

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How much house can we afford My fiancé and I are both teachers. Combined, we bring home a little over 120k/year (my biweekly take home is between $1700-2000 and his is similar). We are just starting to save after paying off debt. Neither of us have ever owner property. We have no children and aren’t planning for any. I’ve been looking at homes between $200-$300k. Is that re…

Reddit Personal Finance 1.0k 2023-12-01

How should my parents invest profit from house they’re selling?

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How should my parents invest profit from house they’re selling? Hi I’m not sure where to ask for advice, but basically we already have one house with about 200k loan left and my parents are selling their other house in Indiana. They’ll get about 150k profit and they’re not really sure what to do with the money. My parents aren’t really educated so they don’t know what to do. I don’t want them to work after 1…

Reddit Personal Finance 1.3k 2023-12-01

Advice: I had to leave my 2.875% house, what do you think about my options?

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Advice: I had to leave my 2.875% house, what do you think about my options? Started my career about 800 miles from my family in 2018. Bought my house in early 2022 at for $110,000 at 2.875%. I thought I wouldn’t have the ability to transfer for another 5 or so years so I could build up some equity instead of renting. Put down 20% and bought it. July of this year, I got a surprise offer to transfer closer to my family. …

Reddit Personal Finance 790 2023-11-29

Would you buy a house that you don’t love because of numbers?

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Would you buy a house that you don’t love because of numbers? We recently saw a house. It checked many of the boxes for us but we don’t love the neighborhood. House itself is about 20 yrs old but kitchen was recently renovated, rest of the house is in original condition and needs some work for cosmetic upgrade. House is listed a 100k over comparable, but seller is offering assumable mortgage at 2.5%. The …

Reddit Personal Finance 569 2023-11-27

Here’s What Would Happen If You Didn’t Heat Your House All Winter

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Here’s What Would Happen If You Didn’t Heat Your House All Winter Everything is getting more expensive these days, and the fuel that heats your home is no exception. Whether you burn oil or gas or have electric heating, it’s going to be more expensive than ever to heat your home during the coming cold weather. Read more…

Lifehacker 543 2023-11-27

House guests drive me nuts!

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House guests drive me nuts! I have grown to dread having house guests, and unfortunately I have them a lot. Friends often ask to stay at my house while they travel to and from their rural homes to the airport in the city I live in. It drives me nuts because I feel like I must function like a hotel for them, cleaning rooms, changing sheets etc.. I don’t mind people coming t…

Reddit Travel 667 2023-11-27

Would it be the worst idea ever to sell our house and rent for a year or two?

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Would it be the worst idea ever to sell our house and rent for a year or two? My partner and I bought our house 6 years ago and it’s been nothing but headaches. This year we spent over $12,000 on home maintenance. Not upgrades mind you, just fixing things that were broken and keeping the place in one piece. It’s an old house on a busy street and at the time it’s what we could afford. Our mortgage is low ($1700) but we’re …

Reddit Personal Finance 456 2023-11-26