#house

8th House Perspective: Stabbed In Back? No Problem!

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8th House Perspective: Stabbed In Back? No Problem! I have been talking about being the one to “hold the knife”. I don’t realize I’m talking in code. Here’s the root of this… ~~ I’m often asked about this series of posts regarding the use of other people’s negative … Read More…

Elsa Elsa 758 2024-01-25

Should I prioritize house fund over retirement?

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Should I prioritize house fund over retirement? Hello all, I am 28 M, single, no kids, and make 145k in a HCOL area (CA). I have zero debt besides monthly cc bill which gets paid in full. Now for the numbers… I have been contributing ~12k/year to a Roth 401k for the past 6 years (85% in large/mid cap stocks and rest in emerging markets and balanced funds), and just started a Roth IRA this yea…

Reddit Personal Finance 836 2024-01-25

Tips on achieving the look of natural lighting in a dark house?

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Tips on achieving the look of natural lighting in a dark house? I own a food blog where I take my own photos. In my previous apartment, I had gorgeous, massive windows that lined the entire wall, and it gave my photos the brightest and most vibrant look. The natural light poured in, and I hardly had to retouch the photos at all. Now I’m living in a house with small windows tucked behind trees, and the natura…

Ask Photography 1.1k 2024-01-22

Should I sell my 2.25% house..

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Should I sell my 2.25% house.. In CA, and have a 450k mortgage at 2.25%.. paid down to 400k, based on similar floorplans and comps selling in my community it’s worth ~$615k.. my work wants me to relocate, which I’m open to but I don’t know what to do with my house.. I’ve run some numbers on renting it out but I can’t make them make sense.. rent for similar size in the area is…

Reddit Personal Finance 1.2k 2024-01-21

Paying Off Student Loan, or save for House

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Paying Off Student Loan, or save for House I have about 45k in liquid savings and roughly 70k in student debt. My wife and I just got married and we’re looking to buy our first house sometime in the next couple years. I have both personal student loans (30k @ 3-4%) and then Two Parent Plus student loans under my mom which I pay as well (20k @ 6.7% & 18k @ 7.2%). I was curious if it makes…

Reddit Personal Finance 1.1k 2024-01-20

Sanity check: Someone please talk me out of buying this house.

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Sanity check: Someone please talk me out of buying this house. I currently work in IT making $140k (pre-tax) in Virginia, and my wife is a nurse making $80k. After years of stalking listings in our area we came across our dream home with a considerable amount more space than our current one for $750,000. We currently have a $250k mortgage at 3.5% on our current house (original value 320k, current value 500k…

Reddit Personal Finance 1.1k 2024-01-20

Is there a way to make my house industrial without being overly masculine?

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Is there a way to make my house industrial without being overly masculine? I’m in the process of building a 20×26 home with an open living room/kitchen and a loft that overlooks the living space. I’ve been a huge fan of the industrial look for a while but I fear it’s too masculine and any permanent choices I make may reflect negatively if I choose to sell it. I found this great example here, but what touches could I ad…

Reddit Interior Design 584 2024-01-19

How much to keep in a house emergency fund?

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How much to keep in a house emergency fund? I know the personal emergency fund rule of 3-6 months expenses and the rule of thumb for saving for home expenses of 1-3%, but how much should you keep on hand for a home emergency? Enough for a new roof and new air conditioner? 10% of the home value? submitted by /u/leon_de_sol

Reddit Personal Finance 1.3k 2024-01-19

Think Twice About Letting Vines Envelop Your House

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Think Twice About Letting Vines Envelop Your House Vines climbing the side of a house can look totally charming; something about them implies there is a roaring fire inside that house and a plentiful supply of tea and biscuits. They’re also a way of merging with the natural world around you, even if your house is located in a suburban subdivision. And climbing vines… Read more…

Lifehacker 478 2024-01-19