#house

How much needed to buy a house?

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How much needed to buy a house? Hello, Im a first time home buyer. I wanted to ask how much money I truly need to buy a house. The down payment is obvious however there seems to be a lot of misc costs as well that add up. Im asking here because I wanted to ask if theres any things I’m missing. My sample calculation is based on a 400k home purchase price at 3% down payment: Dow…

Reddit Personal Finance 1.2k 2025-02-19

Is a 20% down payment on a house the best way to go?

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Is a 20% down payment on a house the best way to go? I’m a huge fan of this subreddit, and I live my life by the wiki here. My wife and I are in a good financial situation, so it’s less a question of “can we put down 20%” than “should we?” This is not an immediate task btw. But we expect to need a bigger home due to growing kids within 2 years. We currently live in a townhome I bought pre COVID fo…

Reddit Personal Finance 1.3k 2025-02-18

New Moon & Stellium In Pisces 2025: Effects By House

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New Moon & Stellium In Pisces 2025: Effects By House The new moon @ 9 degrees Pisces, will take place in the evening on February 27th.  The sun and moon will be part of a large stellium in the sign, as shown below. Excuse me, but this is one hell of a lot of water! Further, the stellium is likely to land in a single Source

Elsa Elsa 656 2025-02-18

Stressing over retirement in a single income house…

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Stressing over retirement in a single income house… Just wanting to get input from others regarding retirement. My wife and I choose for her to be a stay at home mother when we had our first child. We current have two kids and she has been at home for 10 years now. Our youngest is getting ready to go to kindergarden so she’s going to possibly start job hunting for something to do while kids are i…

Reddit Personal Finance 549 2025-02-16

Should I buy a house outright?

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Should I buy a house outright? I’m a lawyer with very lumpy income. I have about $360k in equities and $220k in retirement accounts. Last year my taxable income was less than $20k (low six figure total income). I lived off of capital gains and misc legal work while working a fat lawsuit. Last week, I won. I should get $600-700k after taxes. I don’t expect another large amount…

Reddit Personal Finance 687 2025-02-15

Should I put more money on my house or invest?

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Should I put more money on my house or invest? Dave Ramsay tells me that millionaires own their home first. I have a 2.5% mortgage interest rate and I think it would be best if I invested any extra money because I will get a bigger percentage return. Please correct me if I’m wrong in thinking this. Thank you! Edit: Thank you for not correcting my misspelling of Dave Ramsey. Thank you everyo…

Reddit Personal Finance 726 2025-02-15

Moving out of parent’s house at 18

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Moving out of parent’s house at 18 I (17F) and my boyfriend (18M) have been planning to move out of both of our parent’s house for a year. We both work in the service industry (i am a host and he is a host/to go specialist/food runner). Together we make around 3.2K to 5K a month and we have 9K in savings all around. I turn 18 in a few months and we both attend community college (…

Reddit Personal Finance 937 2025-02-09

Temporary extra income. Pay off house at 4.5% interest in 3 years or invest?

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Temporary extra income. Pay off house at 4.5% interest in 3 years or invest? So I have a rather fortunate opportunity. I picked up a temporary job that nets an extra $750 per month for the next 3 years after taxes that right now I do not need to make ends meet. I already contribute $400 into an IRA each month as my job doesn’t offer a 401K. Situation: Mortgage is 4.5% interest. It started in 2014. 30 year loan until 20…

Reddit Personal Finance 1.1k 2025-02-07

Help Layout and Space Planning my new house

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Help Layout and Space Planning my new house Need some help space/furniture planning my new place. Would like one of the living areas to have a TV but not sure which wall to put it on without having people walk between the couch and TV. Lastly, not sure what to do with the small space in the top right of the kitchen because the pantry door is right there. Any help is greatly appreciated! …

Reddit Interior Design 512 2025-02-07

One funny inconsistency of House in Season 3.

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One funny inconsistency of House in Season 3. During Season 3, when House was under trial for forging prescriptions for Vicodin. He goes to a Pain Clinic and the doctor is fully prepared to prescribe him something with Codeine in it… Which is an Opiate… But House says Codeine doesn’t work, and then the doctor said something like “Vicodin would be your best bet for sleep, but we don’t pr…

Reddit Television 1.0k 2025-02-06