#house

house poor or late gratitude

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house poor or late gratitude Help. Ok so my husband and I are both working full time jobs, can’t do 2nd jobs due to visa restrictions (working visa). Initially we are planning on setting up emergency funds, buffer, investing on another Roth IRA on top of our work roth funds (we used to contribute 12% to roth with employer matching and then dropped it to 6% last month) We co…

Reddit Personal Finance 396 2024-05-18

Selling my house to pay off my debt, mistake?

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Selling my house to pay off my debt, mistake? I’m wiring here to hopefully make myself feel like I’m making her right decision by selling vs renting. I bought a new construction home in 2021 and currently have a 2.8% interest rate on a home in Fillmore, CA. My monthly mortgage is currently $5,200 per month (escrow shortage killed me) and my utilities are as follows: $800,017 left on our ho…

Reddit Personal Finance 1.1k 2024-05-18

Pay off my house or invest?

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Pay off my house or invest? Throwaway account due to privacy. I inherited $525k from a death in the family. 34 years old, married. $220k household income. $195k in 401k which is maxed each year $160k in two Roth IRA accounts (mine and wifes) maxed yearly. $40k in a taxable investment account. The ONLY loan or owed money we currently have is our home. Home was built in 2018…

Reddit Personal Finance 621 2024-05-18

Will I be house broke?

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Will I be house broke? Purchase price is 590000 Take home: $11000 Mortgage will be: 4560 Take home pay is after 401k contribution. House is perfect for my needs and in great shape. Home body who barely goes out or spends money Only 200$ motorcycle loan about paid off Health insurance is covered by military reserves and only one kid needs daycare No debt besides motorc…

Reddit Personal Finance 786 2024-05-18

Showtime’s House of Lies was quite the entertaining series in the ’10s

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Showtime’s House of Lies was quite the entertaining series in the ’10s It was a comedy-drama starring Don Cheadle and Kristen Bell. Ben Schwartz was a standout on it! T’was such a reveal to see Cheadle in that kind of role. A leading role which he doesn’t usually have in major films but he’s very much a dynamo in this. I greatly recommend it, it’s a gem! submitted by /u/QuaPatetOrbis641988

Reddit Television 1.2k 2024-05-17

Save for a house or invest more into the market?

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Save for a house or invest more into the market? 21 Salary= 60k/y NW= 66k 54k = stocks 12k = savings I currently live with my parents and therefore have low expenses allowing me to save / invest ~3k/month. My question is whether i should allocate all 3k/month to my stock accounts or if putting half of that into a savings account for a downpayment is worthwhile. What type of variables should I…

Reddit Personal Finance 620 2024-05-16

Another how much house can I afford?

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Another how much house can I afford? Hello, I recently moved across the country, from Tampa to Seattle. My house finally closed so now I’m seriously starting to look for a new home here in Seattle. Rates are higher these days and I’m buying in a more expensive area. I’m looking anywhere from $850k to $1.2M right now, but I figured I should get some more input first. Current budget,…

Reddit Personal Finance 555 2024-05-16

I have bought a house. Now who to talk to please? Architect, interior designer, builder, decorator? I know things have to be done in my house to make it a nice home but do not know how and with whom to start.

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I have bought a house. Now who to talk to please? Architect, interior designer, builder, decorator? I know things have to be done in my house to make it a nice home but do not know how and with whom to start. I start with a blank canvas (house has good bones but awful deco/floor plan) and have ZERO furniture as I bought, arriving from a different country. I think (hope!) I did the right thing in buying a house in my desired location and size, and under my top budget to have a lot of room to make the house mine month by month. The style is colonial r…

Reddit Interior Design 532 2024-05-12

Transferring house deed

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Transferring house deed My parents and I payed off our home in 4 years and are now planning to transfer the deed over to my name. I have excellent credit and good savings. We’re planning to use the home equity to get a loan and buy an investment property to either flip or rent out .They’re undocumented and are unable to take out any loans. I have a few questions on how…

Reddit Personal Finance 1.3k 2024-05-11

I need advice on what to do what mom’s house.

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I need advice on what to do what mom’s house. Well my mom is a about to be in her late 60s and she isnt sure what to do with the house. We own the House itself but a land lease company owns the land. “Urban Suburban Affordables, Inc. affordable housing program was launched in Hartford to help reduce the cost of homeownership for low- and moderate-income first-time homebuyers.” I copied this…

Reddit Personal Finance 1.2k 2024-05-10

A real privacy law? House lawmakers are optimistic this time

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A real privacy law? House lawmakers are optimistic this time Image: Tom Williams / CQ-Roll Call, Inc via Getty ImagesWe might really do it this time. That was the takeaway that House lawmakers were eager to impart at a hearing in the Energy and Commerce subcommittee on innovation, data, and commerce (IDC). Comprehensive data privacy legislation is on the table yet again — but this time, it’s different. …

The Verge 412 2024-05-10

Can I afford a house?

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Can I afford a house? £50k income, £25k savings. First time buyer. I want to stop paying rent and get a 3 bed house (something approx £250k) and pay a mortgage of rought £1000 per month. I intend to rent out the other two rooms in the house so this will help a lot in clearing mortgage payments and possibly paying more than monthly standard mortgage to reduce my inter…

Reddit Personal Finance 427 2024-05-09

Am I Being Dumb About This House?

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Am I Being Dumb About This House? I found a home where 20% down is $86,000 and closing is $15,000, which is down to the penny how much I have saved for a home. (I have a $25k emergency fund outside of my house fund, so this is not all my cash. I also have a strong retirement portfolio for my age, which is 37 this summer.) My monthly payments would be $2800, which is doable but m…

Reddit Personal Finance 1.1k 2024-05-08

Eventually inheriting a house with no mortgage

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Eventually inheriting a house with no mortgage I am a full time PCA to an aging family friend who recently told me he is leaving his house to me. Due to his current age and health, I don’t expect this to happen for at least several years if not over a decade from now. He pays me 52K a year to take care of him and does not charge rent or utilities, so I’ve been putting away 1K a month to savi…

Reddit Personal Finance 1.3k 2024-05-04