If you want to know how much house you can afford… You need to make a complete and realistic monthly budget. It should include all sources of income and all expenses: debt payments, estimates for higher utilities (especially true if you’re coming from an apartment), insurance, sinking fund for vacations/gifts, savings goals, etc. This is the personal part of personal finance. If you want to take…

How to determine realistic “max” house price you can afford We’re entering the beginning of house hunting and we are trying to determine what our “maximum” house budget would be that wouldn’t leave us house poor on the monthly mortgage. We are in Mass so houses are alright more expensive and the ~7% interest rate certainly doesnt help Our combined Savings is: $100,000 Our monthly salary, after taxes/take…

Sold house, what should I do with the money? I am 39 and I need some advice on what to do with a large amount of money (low 6 figs) from a recent home sale. Currently this money is sitting in a HYSA earning 4.8% annually. Here’s my situation: No credit card debt or other debt aside from: $319k mortgage at 4.9% $10k left on a car loan at 2.5% Should I: Build a bigger emergency fund? Pa…

After Trump Verdict, White House Says ‘We Respect the Rule of Law’ “We respect the rule of law,” a spokesman for the White House Counsel’s Office said after former President Donald J. Trump’s conviction in the hush-money case.

Departing House Members Ask: ‘Why Am I Here?’ A wave of retirees from both parties, including committee chairs and rising stars, say that serving in Congress is no longer worth the frustration.

Mom selling grandma house So my grandma has long passed and my mother is planning on selling my grandmother house. The money made from the house will be split between my mom and her two brothers . My mother gets disability and is in the process of making a will . My mom wants her portion of the sale to be sent to my bank account . How do I go about sending it to my accou…

Bought too much house? Bought a house a year ago for 280k, was pressured into it with the promises of buying now & refinancing when rates drop. I gross a little over 50k and partner grosses about 40k. Our taxes just went up 200 a month after already feeling stretched thin with a 2150 payment (7.2% interest) on top of high childcare & insurance costs. There’s a strong …

House Downpayment + Tax Implications? Im buying a house and have a hefty down payment. Let’s keep it simple dollar amounts simple. I will owe $300 for my loan down payment. Current Savings: • $140 in espp stock (long term gains) • $322 in money market account Am I better off paying my down payment with $225 from money market + $80 from stock? Or should I deplete my money market to …

Should I payoff my vehicles before buying a house? For context I am looking at buying a house this year around October/November that will cost me around $2,500-$2,900/month with all bills included. I currently own two cars. Car A costs me $480/ month and I have around $10,000 left to payoff. Car B costs me $665/month and I have around $20,000 left to payoff. I have the money to payoff Car A righ…

I went to my parents’ house this weekend to see their new wine room. submitted by /u/spiderwithasushihead

This house I saw on a hike submitted by /u/James–Trickington

Every house should have a nook submitted by /u/ashumisprime

The World’s Most Remotest Cabin House: Scrubby Bay submitted by /u/CrazyPrettyAss

How much of my savings should I use to buy a house in cash? I have been really fortunate to have job that has allowed me to save up enough to buy a house in cash. Due to the pretty large shifts in income from month to month, I can’t get a mortgage anywhere without a lot of hassle and terrible rates, so I have to buy in cash. Let’s say I have X in savings, how much of it would be reasonable to put towards…

How much of my savings should I use to buy a house in cash? I have been really fortunate to have job that has allowed me to save up enough to buy a house in cash. Due to the pretty large shifts in income from month to month, I can’t get a mortgage anywhere without a lot of hassle and terrible rates, so I have to buy in cash. Let’s say I have X in savings, how much of it would be reasonable to put towards…

Parents selling their house. Hey guys. I just heared from my parents they got accepted into renting a 55+ house here in the netherlands. They currently pay 750 a month for their mortage. (New house is 550 a momth) They are getting old and don’t need the space they currently have in their home. Also lots of stairs. Both just retired. All in all when they sell and pay off the…

Summer Lee Has Been a Vocal Israel Critic. Will It Matter in Her PA House Primary? The race in Pennsylvania once seemed primed to become a major test of Democratic attitudes about the Middle East. But in much of the district, an expected ideological battle has not arrived.

The People You Meet With Mars In The 7th House In Your Solar Or Lunar Return Mars turns retrograde every two years.  It spent seven months in Leo a number of years ago. This kept transiting my 7th house for an extended period. The effect was profound. Prior to this experience, I didn’t realize the the impact of 7th house transits on my consulting business.  In hindsight, it’s obvious, but what

Any downside to doing a 10-15% down payment on new house and accept PMI until the sale of current house? Double checking to see if there is anything I’m missing/overlooking with this? Basically I’d like to put 10-15% down to get a new house and then sell my current house and put that towards new mortgage to get rid of the PMI. Ideally we’d like to not have our offer contingent on the sale of our current home and also maximize what we can get for ou…

Would it be dumb to sell my house We purchased our home in November 2019 for 176K at 3.75 interest. Debating if we should sell our home and move the another area in our city closer to our family, looking at some homes under 400 and if we finance with the builder we could get a rate of 4.5-5 percent. The last time we checked a few months ago and it looks like we could sale for ar…