LPT: Start your homeowners policy in late spring/early summer Homeowners insurance policies have an underwriting window built into the start of the policy when your insurer can cancel you for just about any reason. These cancelations will typically be based on needed repairs to the property noted following an inspection of the property. Lots of these repairs can’t be done during the winter months in most o…

Homeowners insurance went to collections…with a twist. I was under contract for a home earlier this year. Financing ended up falling through because the home was off grid and the lender decided against funding to loan. Fast forward many months and I ended up getting the home. I purchased insurance through my usual State Farm agent and all is well. Today I get a call from a debt collector to collect …

Just got my homeowners insurance quote for next year and it is 3X!! What is going on I dont live anywhere near a natural disaster zone. Nothing I can do about it, just goes up literally 3X this current year into next year when it starts 2025. I’m mainly annoyed and steamed, like wtffff…why is it so hard to get ahead in this world. submitted by /u/doggyboy420

Homeowners, who watches your home while you are traveling? So I am going to Japan next month for about 3 weeks. I normally solo travel but this time around I have a home and a husband! So before I’ve never had to worry about a house to go back to, because before it was usually my parent’s home lol. So technically no one will be home as my husband and I will both be gone. My dog is going to stay with my…

A Huge Number of Homeowners Have Mortgage Rates Too Good to Give Up On a scale not seen in decades, many Americans are stuck in homes they would rather leave.

LPT for first time homeowners? My husband and I (late 20s) are about to buy our first home. We take care of basic things in our rental right now, like changing the air filter and doing lawn care, but what are some important things we should know about owning and caring for a house? For context if this matters, it’s a detached with a small fenced yard in Ontario, Canada. s…

Paid Homeowners Insurance and then so did my bank… My HO insurance is due Nov. 1st. For some reason my bank thought it was due yesterday the 17th. I knew this cause they sent a letter in the mail reading me the riot act about maintaining coverage. No matter, I made the payment on Monday the 16th, or so i thought… Just got an email from the bank that they paid my HO insurance out of the escrow…