#home

LPT Termite question on newly purchased home

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LPT Termite question on newly purchased home LPT request. Bought a house less then month ago, had inspection, had termite inspection and bond. We just started to demo the fireplace and the pretty much entire structure of fireplace is rotted from termites. Any insight on what can be done and what next steps are? I would think two inspections not showing significant damage should have some l…

Life Pro Tips 572 2024-05-18

The little smart home platform that could

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The little smart home platform that could With a new ownership structure, Home Assistant is making big plans for the future. | The VergeHow Home Assistant plans to transition from an enthusiast platform to a mainstream consumer product. Continue reading…

The Verge 1.3k 2024-05-17

Should I take out a Home Equity Loan?

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Should I take out a Home Equity Loan? I have 25K in credit card debt (awful, I know!). I owe 232K on my home which is worth 625K. And I also need to make some home improvements (around 15K). Should I take out a 40K Home Equity Loan at 6.7% for 15 years (about 350/mo payments)? I have solid, steady income but no savings. submitted by /u/Sbgej5

Reddit Personal Finance 506 2024-05-17

Large downpayment for home? Or use that money instead to invest long-term?

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Large downpayment for home? Or use that money instead to invest long-term? $200k in savings, 35 years old, still no home. Is it better to put $150k+ on downpayment for a ~$250k home, or is it better to invest $150k somehow? If it’s financially better to invest and simply keep renting ($1400/mo), where to invest it? Salary ~$100k but only actually see about $40k of that each year after all payments. In USA. Goal: Having…

Reddit Personal Finance 1.0k 2024-05-11

LPT: Leave the bulky yoga mat at home!

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LPT: Leave the bulky yoga mat at home! When traveling, instead of lugging around my yoga mat (a huge 7-footer because I’m quite tall) I bring a thin towel (like a thicker linen material) rolled up inside my carry-on. After spraying it with a little water I find the grip to be a decent substitution for my yoga mat on harder floors, but especially after I put a blanket beneath it for a…

Life Pro Tips 429 2024-05-11

When to wed – student loans, home purchase, etc

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When to wed – student loans, home purchase, etc Hi all… I’m new to this sub and have skimmed the pinned posts. I appreciate anyone taking the time to read and respond to this post, which will be a little lengthy. ​ After mulling over a rather complex financial/personal life question with my fiancée and other trusted sources, we still don’t have a clear direction on how to proceed with the q…

Reddit Personal Finance 964 2024-05-09

How do I ship large travel souvenirs home?

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How do I ship large travel souvenirs home? Often when I travel I skip purchasing anything but the smallest mementos but I really love the idea of getting local artwork, furniture, etc. and have it shipped home. Do I just look up a regular shipping companies like FEDEX or is there some service companies that handle this that I might not be aware of. submitted by /u/altern8goodguy …

Reddit Travel 1.1k 2024-05-07

Buying a home down payment options

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Buying a home down payment options I own a home that is worth $200k-230k and my mortgage is around $140k. We are low on space and family planning, so I was looking into homes less than $300k that are larger. They are out there so now we are talking about it as an option, and will probably begin talking to mortgage companies. Only issue is, my equity is mostly in my home. My husba…

Reddit Personal Finance 828 2024-05-05

First-time Financing a home with someone who owns a home?

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First-time Financing a home with someone who owns a home? My partner and I are looking into the long term and are looking to eventually buy a home together. I have good-great credit (750-800) as does she. When we eventually tie the knot we will want to purchase a home, and to do so we will likely finance. Prior to meeting me she purchased, outright, a home for dirt cheap and her family renovated it. Sh…

Reddit Personal Finance 1.1k 2024-05-03

Should I get rid of my home internet?

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Should I get rid of my home internet? I’m in a bind. I’m paying down a shit ton of debt and am in the process of cutting out all unnecessary expenses. I’m thinking of getting rid of my internet at my home. I think it’s a good idea because that will save me about $100/mo that I can put toward my debt. My cell phone is on a family plan with unlimited data, so I think I should be ok. …

Reddit Personal Finance 1.1k 2024-05-03

Over extended on a home purchase, how to get out?

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Over extended on a home purchase, how to get out? I bought a place in 2021 with my husband. We were dual income at the time and making almost 200k. About a year later, he was laid off and since then has pivoted into another industry making far less. I’ve been able to pay all our bills and keep things relatively stable on my own – but I am beginning to feel frustrated that I can’t really save an…

Reddit Personal Finance 1.0k 2024-05-02