#home

Is Buying a New Home Crazy?

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Is Buying a New Home Crazy? I’m in my early 40s with a wife and kid. We’re in our starter home that we now owe $107,000 on with 20 years to go at a 3.75% rate. I pay about $900 a month for my mortgage including insurance. I don’t have to pay property taxes. We’ve been talking about needing an additional space for me to work out of as I have a second job that requires me to…

Reddit Personal Finance 1.3k 2024-06-26

Is this suffice for DSLR home scanning?

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Is this suffice for DSLR home scanning? Hello all. I plan to start scanning negatives myself, but I’d like to get advice on some gear options before I begin. Any advice or suggestions would be much appreciated. Camera: Canon EOS R w/ lens protector Lens: Canon Macro FD 50mm f/3.5 Lens Lens Adapter: Vello Lens Mount Adapter for Canon FD-Mount Lens to Canon RF-Mount Camera Tripod: Some…

Ask Photography 747 2024-06-26

Short term loan for home sale prep?

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Short term loan for home sale prep? Prepping to sell home (550K est sale w/450K+ equity). Looking for best loan options to finance about $25K in updates/repairs prior to listing. HELOC rates high (prime+); so is 36-60 month personal loan best option (6-7%) if there’s no penalty for early payoff which I’ll do immediately after closing. Credit score 843. submitted by /u/cinc…

Reddit Personal Finance 1.1k 2024-06-26

Advice on saving for a home/retirement

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Advice on saving for a home/retirement I’m 23 years old I currently have a job that pays me 70k a year, After taxes it’s translates to about $4500 a month. I live at home & don’t have any other bills. I want to set myself up to possibly eventually buy a home and just have a great savings/401k what should I be doing right now to get there? submitted by /u/OutrageousTea4711

Reddit Personal Finance 970 2024-06-25

Help, my home sale proceeds are still just sitting in my bank.

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Help, my home sale proceeds are still just sitting in my bank. Hi, I’ve tried to learn from this sub but I’m still too scared to pull the trigger. I’d wanted to ask some Qs on posts similar to my situation but those posts are locked, so here goes my own. I have over 50k that I need to put somewhere. I hope I can be fine with not touching this money for 5-10 years, or longer, I hope. At first I thought I wou…

Reddit Personal Finance 567 2024-06-22

International travel plan without home health insurance?

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International travel plan without home health insurance? I’m currently in between jobs and am taking some time off in between. I will be traveling internationally for ~2 weeks and want to buy health insurance for while I’m there. My question is do I need to have US health insurance to buy insurance abroad? I am currently on my fiance’s plan which ends July 1 and I don’t start work until July 15. …

Reddit Travel 550 2024-06-22

Working from Home, as Imagined by My In-Office Boss

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Working from Home, as Imagined by My In-Office Boss I yawn awake at the painfully early hour of noon o’clock to the pinging of 1,005 unread emails. A voicemail from my boss leaps to the top of my mountain of notifications: “PLEASE LOG INTO TEAMS NOW!!” I take a deep breath and realize it’s the perfect time to grab a cold brew—on the company card, of course. At the coffee shop, I join a group of r…

McSweenys 925 2024-06-22

Figuring out how to optimize down payment vs. interest rate for a new home

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Figuring out how to optimize down payment vs. interest rate for a new home My wife and I recently purchased our first home (VHCOL area), and we’re currently in the process of finalizing the finances and the mortgage. The purchase price was $1.855M, and our lender gave us two options: 20% down payment with an interest rate of 7.375%, resulting in a monthly mortgage payment of $10250 25% down payment with an interest r…

Reddit Personal Finance 766 2024-06-22

How do I Light Home Office Studio Lighting with TV in Background?

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How do I Light Home Office Studio Lighting with TV in Background? Hi everybody, I’m a beginner in the space and am trying to equip my home office and video calls to be creative and professional. You see that I have the TV in the background and desire to use this as a digital picture frame and/or dynamic video player in the background. I come seeking some lighting advice. How would you light my face, sitting in…

Ask Photography 1.3k 2024-06-22

You’ll need a new smart lock if you want Apple Home to ‘magically’ unlock your door

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You’ll need a new smart lock if you want Apple Home to ‘magically’ unlock your door Existing Home Key-capable smart locks like this Aqara lock won’t work with the new hands-free unlock feature for Apple Home. | Photo by Jennifer Pattison Tuohy / The VergeLast week, Apple announced it’s bringing hands-free unlocking for smart locks to Apple Home when iOS 18 arrives this fall. The new capability leverages the U1 ultra wideband (U…

The Verge 612 2024-06-19

This universal remote wants to control your smart home sans hub

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This universal remote wants to control your smart home sans hub One remote to rule them all (but in the darkness, you probably still can’t find them). | Photo: CantataUniversal remotes might be on a comeback tour if devices like Cantata’s Haptique RS90 and RS90X actually materialize and are as good as advertised. The connected remote purports to double as a comprehensive smart home controller, but it’s merel…

The Verge 456 2024-06-19

I am about to lose my home.

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I am about to lose my home. Hi there reddit, I come to you in a time of desperate need. I fucked my life up, and my credit score, I’m now sitting under 500 on my credit score, and I need to find a 5,000 dollar loan fast. The biggest issue is I am being evicted so some companies won’t work with me off rip. I feel like I’m running out of options, we may be homeless in a few…

Reddit Personal Finance 968 2024-06-19