Should I pay more into my pension to avoid high taxes in Scotland? Annual salary £107560 with an annual bonus of £22225. Currently pay 5% into pension with the company paying 10%. Would you pay more to avoid higher taxes (I live in Scotland) and if so how much more? Taxable income £124785 currently I have a mortgage at £1750 per month, bills total roughly 3.5k all in. Don’t have any immediate savings, was just…

Should I use investment to pay off high interest loan? I recently found myself in an interesting situation where my company offered me a $600 monthly stipend to get my own personal vehicle instead of a company truck. The best part is that the stipend continues even after I finish paying off the car, so it makes sense to try to pay the loan off early. Here’s my current financial situation: I put a $1…

LPT What should I do after high school? So I just graduated high school a few days ago, and I don’t really have much of a plan for my life. I was going to take a gap year because I want to learn how to produce music, code some video games to see where they go, and possible start a side hustle. I wanted to start the side hustle because my family currently lives off of the government, a…

Choosing SD Cards: Do you prefer High Endurance or High Speed? Or does it not matter? I’ve bought my first camera (Nikon Z30) and need to pick an SD card for it. I could pick up one of the popular Sandisk Extreme series cards for their speed… but I am concerned about memory card failure down the line A common downside I hear about this camera is that there’s only one SD card slot – while other cameras have multiple slots for ba…

High quality makeup with this vibe? I’m struggling to find makeup products with this “mermaid beach ethereal wet hydrated glow” look that aren’t cheap. I like high end makeup but I can’t seem to find anything with this vibe. Any recommendations? submitted by /u/8angela8

High CTR, no conversions I run an ad that is sitting around 6-7% CTR but I have not gotten a single conversion. My logic is that the ad is good, and my product attracts interest, but my landing page doesn’t do enough to convince someone to buy. Is this typically the reason? I’ve ran a lucky orange heatmap, but most visits weren’t being recorded, so how can I gather mor…

High Rates and Prices Leave Many Stuck in a Starter Home Squeezed by high interest rates and record prices, homeowners are frozen in place. They can’t sell. So first-time buyers can’t buy.

What is currently high in supply and low in demand? When it comes to businesses, products, strategies, content, etc. what is high in supply but low in demand from consumers? submitted by /u/Decent-Nebula-8231

High short windows – curtains? I have an office and a bedroom that both have 4 windows, 2 on each side of corner of the room, with the window trim touching the corner and each pair of windows is in a single set of trim (no wall between). The each window is roughly 3′ tall and 3′ wide, and positioned 4′ above the floor. Ceilings are 8′. Hardwood floors. What should I do for wi…

Best music to listen to while high or morphine? Cancer pain has been extremely rough the past few days. Finally was given some morphine today and it helps a ton, but I’m just high as balls and spacing out to music. What are some great artists/albums to listen to while high as balls on pain meds? Stuff like Sparks and Pink Floyd have been two great examples that I’ve found and, despite being d…

High Shutterspeed Blur (why?) Hey there world, I bought a Fujifilm X-T4 last year and I absolutely love it. A couple things about it confuse me me though. One of those things is that it doesn’t really seem to matter much what settings I have it on, it doesn’t capture things in motion very crisply. As you can see with this beach shot, the waves have tracers. The example shown…

High Hopes on Hulu – It’s scripted, right? Hulu dropped a show today, 4/20, called High Hopes. It’s supposedly a reality show set around the employees of an LA cannabis dispensary. I’m in the middle of episode 3 and realized that every character is a caricature. Freddy, in particular, has the feel of an actor playing a character. Does anyone have any background on this show? submitte…

The War on High School Theater The current politically-driven suppression of theater productions in high schools has a grim historical precedent.

50 Highbrow Movies to Watch When You’re Totally High Any pothead can watched “Half Baked.” A true cineaste stoner opts for Fellini.

Powell Suggests Interest Rates Could Stay High for a Longer Period The Fed chair, along with the central bank’s No. 2 policymaker, stressed uncertainties over job growth and the persistence of elevated inflation.

Single mom possibly marrying high earner My partner makes 4x my income. We’ve recently started discussing marriage as a possibility in the future. Looks like I would lose the child tax credit and my kids FAFSA would be affected. Would not be able to contribute to my Roth IRA anymore. Any other financial changes to consider? Seems like it would make more sense to not get legally married…

Maybelline’s Sky High mascara SUCKS. 0/10 submitted by /u/Lacyice24

Waiting For The High, Wild Card To Be Dealt We’re in a strange lull, waiting to be disrupted. There are no planetary clashes coming for nearly a week. Only the moon will ping various bodies in various way over the next six days. However, we all see the news. The Jupiter Uranus conjunction sextile with Mars and Saturn in Pisces, can be interpreted in

As a high-schooler who likes to take photos, how can I improve? submitted by /u/bleppobloppo

Put money towards paying down 2% house intrest or deposit it into high interest savings of +4% for 4 years So, the title gives the gist of it. I have a mortgage of $766k. My minimum payment is $2200 (which isn’t too bad). Currently my interest is only at 2% but it’s only for 4 years and it’s compounded daily. Then I have to refinance. Which is gonna sting. It was 0% down so I’m going to still have a large mortgage in the end of the 4 years. What I wo…