#healthcare

I’m spending over 20% of my income on healthcare despite being pretty healthy

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I’m spending over 20% of my income on healthcare despite being pretty healthy I make around 42,000 a year before taxes give or take (I make commission and tips in addition to a base salary so my income can vary). I get health insurance through my workplace. I stupidly chose the second highest tier plan because I needed mental healthcare covered. I also added dental and vision. Because of this $287 is taken out of my biwee…

Reddit Personal Finance 620 2025-01-19

The US proposes rules to make healthcare data more secure

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The US proposes rules to make healthcare data more secure Photo by Amelia Holowaty Krales / The VergeThe US Department of Health and Human Services’ (HHS) Office for Civil Rights (OCR) is proposing new cybersecurity requirements for healthcare organizations aimed at protecting patients’ private data in the event of cyberattacks, reports Reuters. The rules come after major cyberattacks like one that lea…

The Verge 909 2024-12-29

Tips I have for lowering your healthcare spending. Add yours!

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Tips I have for lowering your healthcare spending. Add yours! I am in the medical field and talk to patients about how I can keep their costs lower. What frustrates me is the absolutely needless spending when equal but lower cost alternatives exist, which patients don’t often know about. So I thought I’d hand out a few pointers to this community. By no means is this comprehensive, but these simple things w…

Reddit Personal Finance 442 2024-12-24

United Healthcare CEO Shooting Suspect Works For TrueCar

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United Healthcare CEO Shooting Suspect Works For TrueCar Police are questioning a suspect in last week’s shooting of United Health Group CEO Brian Thompson. On Monday TrueCar date engineer Luigi Mangione was arrested on gun charges at a McDonalds in Altoona, Pennsylvania, after someone recognized the man from images released by the NYPD following the shooting. Read more…

Jalopnik 958 2024-12-10

I’m Robert F. Kennedy Jr., and It’s Time to Build a Healthcare System for 2025 BCE

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I’m Robert F. Kennedy Jr., and It’s Time to Build a Healthcare System for 2025 BCE “After saying that he would let Robert F. Kennedy Jr. ‘go wild on health,’ President-elect Donald J. Trump said Thursday that he would nominate him to lead the Health and Human Services Department, positioning a vocal skeptic of vaccines to wield significant influence over public health policy.” — New York Times – – – The American healthcare sys…

McSweenys 864 2024-11-16

Healthcare plan for upcoming pregnancy

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Healthcare plan for upcoming pregnancy Trying to optimize my open enrollment choice around an upcoming pregnancy. I think I understand which plan makes the most sense, but I’d love to have folks confirm my thinking. PPO Plan HSA Plan Annual Premium 4750 3100 Family deductible 2000 3500 OOP Max 6000 12800 Company HSA Contribution n/a 1200 Co-insurance / co-payment 25 fo…

Reddit Personal Finance 1.3k 2024-11-03

Realistic input for newly married healthcare professionals.

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Realistic input for newly married healthcare professionals. Long time lurker, first time poster. Background: I (28) graduated with doctorate in OT in 2021. I have salary of ~90k (give or take, I’m hourly). I have 138k in fed loan 5.5% avg with monthly payment on SAVE of 359. My wife (27) graduated this last year with 170k of loans with current salary of 110k (with possibility of 130-140 total depending o…

Reddit Personal Finance 728 2024-06-19

What kind of healthcare should I get

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What kind of healthcare should I get It’s annual enrollment at work. I make $3,333 before taxes. I’m trying to keep as much in my pocket to pay off CC debt. I recently suffered a broken leg. I’ve never contributed to an HSA. What’s a typical amount to contribute per paycheck? I My options are Value HSA plan $20 per pay period $1,800 deductible 80% Coinsurance Out of pocket max $5,0…

Reddit Personal Finance 948 2024-03-30

Navigating Healthcare + savings by myself

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Navigating Healthcare + savings by myself Hello there, I can’t seem to find any answers that apply to my particular situation, so I’m hoping I could get some guidance. Some background: I am a 28 y/o male with no health issues and I only see the doctor rarely if I get an injury from BJJ or mountain biking or something (very rare). I had to see an ortho earlier this year for some x-rays a…

Reddit Personal Finance 854 2024-02-21

LPT: Be aware of Your Healthcare Provider Selling your Personal Data

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LPT: Be aware of Your Healthcare Provider Selling your Personal Data A professional colleague of mine shared this comment to me. “Just finished a contract with a major healthcare provider in the USA and in their contract they stated it was not allowed to use the patients personal data they share with us without their permission. When we asked about it they stated we could buy it from them.” Your healthcare provid…

Life Pro Tips 157 2023-09-04

How does employer provider healthcare work opposed to getting your own through the marketplace?

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How does employer provider healthcare work opposed to getting your own through the marketplace? I was recently let go from my job of 11 years suddenly, so I’ve been trying to put myself out in the job market again. I worked at a restaurant as a manager, and they didn’t offer any kind of benefits like health insurance or 401k. As I’ve been searching around on job boards for different restaurants, a lot of them seem to offer benefits. Perhap…

Reddit Personal Finance 153 2023-08-11

Which healthcare plan to pick and what to do with old HSA?

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Which healthcare plan to pick and what to do with old HSA? At my old job I was on a high deductible health plan (HDHP). My old employer offered a $1500 HSA bonus which I received already this year. I have contributed $1370.81 additionally which puts me at a total of $2870.81 contributed to my HSA through July. My understanding is the total (employer + employee) amount to contribute to an HSA account is …

Reddit Personal Finance 182 2023-08-08

The IRS is taxing me on a healthcare policy I don’t have?

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The IRS is taxing me on a healthcare policy I don’t have? I recently got a letter from the IRS months after filing my taxes, requesting that I send them a 1095-A form and an 8962 Premium Tax Credit form but I’m confused af. I am still old enough to be on my parent’s insurance and it has not changed in my entire life, I filed my federal income taxes with TurboTax and paid what I owed. So I don’t know wh…

Reddit Personal Finance 228 2023-08-08

LPT Request: Healthcare tips?

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LPT Request: Healthcare tips? I haven’t been to the doctor in 16 years. Hello, a little about me and living in this hell called America. I haven’t been to the doctor in 16 years. It’s been an extremely long time I have been and I was wondering a few things. 1.) I’m 31 years old and I was wondering what check ups or clinics I should do? I’m a bit overweight and don’t have any…

Life Pro Tips 173 2023-07-26