#health

What Health Insurance Plan should I choose?

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What Health Insurance Plan should I choose? My job offers BCBS Michigan. PPO plan is $500 deductible at $230 a month. HDHP is $75 with $4500/ $7500 max deductible (think this is correct not sure) and HSA $500 annual contribution. I don’t visit the doctor often, rarely get sick. I’m pretty healthy. I’d also like to eventually seek mental health help and and that factors in to which plan I…

Reddit Personal Finance 742 2024-11-14

Is it wise to step down a position in order to save my mental health?

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Is it wise to step down a position in order to save my mental health? I wrote down what my job was but realized this was not the sub to put that in. Current savings = $10000.00 $7000.00 in VFV (up 900 year to date baby!!!) $1000.00 in crypto $500.00 in NVDA $1390.00 in a managed TFSA investment account Monthly income = $2400.00 after tax Monthly bills = $965.00 I’d be stepping down to maybe $1500 a month after tax…

Reddit Personal Finance 1.2k 2024-11-12

Health insurance prices for next year are unreasonable. What do I do?

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Health insurance prices for next year are unreasonable. What do I do? I just found out that my employer’s health insurance plan will be going up ~$250/month. If I continue on their plan, I’ll be paying as much for insurance as I do for my mortgage. I’m looking for ideas because I can’t afford to eat an extra $3,000/year (not to mention the insurance is actually getting worse, too). Are marketplace plans an option …

Reddit Personal Finance 1.2k 2024-11-09

Health Insurance help, is this “good” or “bad” health insurance?

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Health Insurance help, is this “good” or “bad” health insurance? Hi, I’m from a land where we don’t have to worry too much about health Insurance and going bankrupt due to hospital bills(there are exceptions). However, I recieved a job offer from a company in US. I’m discussing if I’d be willing to move there and one of the important points is health Insurance. I have 0 idea about this and I did some resea…

Reddit Personal Finance 589 2024-11-06

LPT : if you moved to a different state, NOTIFY YOUR HEALTH INSURANCE COMPANY

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LPT : if you moved to a different state, NOTIFY YOUR HEALTH INSURANCE COMPANY You have to notify your health insurance company you moved states within 60 days. Otherwise, all it is good for is ER visits and prescription meds. I found this out when I moved back to Chicago from New Jersey. I was fucked. You will likely need new health insurance, which qualifies under the “major life event” category. If you are late now, and…

Life Pro Tips 574 2024-11-06

HDHP + HSA vs PPO Health Insurance? Planning for pregnancy

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HDHP + HSA vs PPO Health Insurance? Planning for pregnancy Going through open enrollment now and am not sure which health insurance plan is best for me this upcoming year. Hoping to become pregnant sometime in 2025 and give birth in late 2025 or early 2026. Based on the numbers below, it seems like the HDHP + HSA plan is the most cost effective for both in network and out of network care – is HDHP + HSA…

Reddit Personal Finance 361 2024-11-05

Health insurance plan A or B?

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Health insurance plan A or B? Add I just find out that Plan A is EPO. No out of network choice.I am going to call more details tomorrow. Sorry my misunderstanding. Hello! I would like to hear your an advice /opinion about my health insurance plan for 2025. Before start, this is little info, I have a health problem however now it’s remission and only require MRI and see a spe…

Reddit Personal Finance 1.0k 2024-10-29

U-M QB Tuttle retires: Need to prioritize health

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U-M QB Tuttle retires: Need to prioritize health Michigan quarterback Jack Tuttle announced Monday that he is medically retiring from football, pointing to lingering arm issues after offseason surgery and the fifth concussion of his career.

ESPN 709 2024-10-29