$0 premium PPO vs HDHP+HSA After spending time on this sub I understand the attractiveness of HSA and would like to start one but am hesitating because of my unique circumstances. I currently have through my employer a PPO with $0 premium per paycheck. Employer pays everything. It’s through Aetna and it’s pretty decent; $2000 family deductible and $9000 out of pocket max…

Help deciding on HDHP/HSA health plan? My work has started offering a HDHP w/ HSA. I have never heard of an HSA and would like some advice. About me: -25 years old -CA Resident/22% tax bracket -no souse/dependents -in good health, no prescriptions -only visited urgent care once or twice this year. My employer offers four plans, two of which are now HDHP with an HSA; they are offerin…