#guidance

Guidance for starting a career

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Guidance for starting a career I am someone who loves doing creative things or anything that has to do with creating an aesthetic which is why my initially chosen career path wasn’t as fulfilling for me. I have never worked a creative job or have an experience regarding graphic designing or anything related to that. I surely have helped my friends with creating logos for thei…

Reddit Social Media 583 2025-01-17

Guidance Request: 401K to IRA (Empower to ?)

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Guidance Request: 401K to IRA (Empower to ?) For the past 6 months I have been reading through posts related to a question that been running through my head: “What should I do with the $200k I have invested in my previous employers 401k – managed by Empower”? The 5 year Rate of return with Empower (1/8/2020 – 1/8/2025) is 8.98% annualized, and 53.72% cumulative. I assume this is not bad? …

Reddit Personal Finance 560 2025-01-09

Job said they cannot pay me. I need guidance.

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Job said they cannot pay me. I need guidance. I just came back from a vacation (unpaid) and expected to receive a check from the week prior. Later this afternoon, I was informed by my employer that they will not be able to pay me or other employees due to financial issues and the fact that the office has not been doing well. I contacted my manager and informed them I have bills to pay and t…

Reddit Personal Finance 489 2025-01-07

Where to turn for Real World Personal Finance Guidance?

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Where to turn for Real World Personal Finance Guidance? I’m very lucky to have progressed as I have in my career. I’m in my mid 40s, married, two kids (16 and 14) and have a pretty solid salary ($295K). I max out my 401K and IRA through my employer, although I’m panicking about how much I should have squirreled away already. I also receive small stock equity grants annually and have been putting some…

Reddit Personal Finance 1.1k 2025-01-04

Need guidance on where to begin saving/investing.

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Need guidance on where to begin saving/investing. Renting in VHCOL. I’m a sahm to 2 kids, one on the way. We started having kids young. We’re 29 now and very aware that we need to save/invest but really unsure where to begin. Husband is making ~135k a year not including bonuses. We’re finally starting to feel good about our finances and need to make the next step to really get in control of ou…

Reddit Personal Finance 690 2024-12-29

Guidance needed on upgrade options ?

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Guidance needed on upgrade options ? I have owned a Nikon D3200 and the kit lens since 2014 but I haven’t used it in over 5 years up until recently. I purchased a 35mm f1.8g to take pictures of my 2 year old as well as family gatherings. The setup seems to take great pictures when she’s very still but this isn’t very often because is is usually non-stop. I have really been enjoying…

Ask Photography 325 2024-12-29

Lost Baggage Guidance

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Lost Baggage Guidance I have been reading many other posts so I am going to see if there is any advice on my situation. I flew from RDU (Raleigh), JFK (New York), to CMN (Casablanca Morocco). I flew American Airlines domestically and Royal Air Maroc internationally. My bags did not go with me in cargo as the plane was “too heavy” and I even needed to check my carry o…

Reddit Travel 936 2024-12-22

Young dumb and in need of guidance

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Young dumb and in need of guidance I’m 20(m) and I messed up and got a commission job just after buying my very first house with a $20k down payment. No help from parents but just saved like hell. After moving 4 hours away to this commission job it turned out to be nowhere near as fruitful as I was promised and I ended up sticking with it for too long and got my first credit card…

Reddit Personal Finance 1.0k 2024-12-06

28 and New to Roth IRAs – Guidance Appreciated

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28 and New to Roth IRAs – Guidance Appreciated Hey everyone! I just stumbled upon the Personal Income Spending Flowchart, and I’ve been deep in the personal finance rabbit hole for the past 48 hours. Finance and investing feel like foreign languages to me, so I’d appreciate any guidance—and some patience with my ignorance, as I’m still learning the ropes. It was only yesterday that I realize…

Reddit Personal Finance 1.0k 2024-11-22

New to investing, need guidance?

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New to investing, need guidance? I am new to investing and would like to start having a portfolio, however I am lost as to where to start and what to start with? I am trying to educate myself on stocks and dividend paying stocks, but again always get cold feet and not sure if I am taking the right steps. Would appreciate advice and suggestions please. submitted by /u/Mi…

Reddit Personal Finance 797 2024-11-02

Guidance on starting off?

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Guidance on starting off? Hi guys, I’m unsure about the best way for me to start off on social media. I was thinking about starting a channel on me showing my weight loss journey and giving people tips along the way. I used to fight professionally and have let myself go massively but I’m going to get back in good shape and thought I may as well document it on social medi…

Reddit Social Media 329 2024-10-29

Need Guidance

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Need Guidance So , I am a writer,has published my book on Draft2Digital and many others . I do blogging and write for countless websites. But my work is not being noticed . Can you guys give me advice how to reach my audience? What is the best platform to start from ? My genre is abstract and dark poetry . I am also clinical psychologist by profession so I wa…

Reddit Social Media 771 2024-10-25

Acne makeup guidance

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Acne makeup guidance I am a guy and I have large open pores, dark/red spots, some acne scars and slightly dark under-eyes. I am looking for something that makes me look natural and clear on a daily basis. Like say I put my moisturiser and tinted sunscreen and something on the spots and maybe large areas like my the entire nose in the end to just create a perfect dai…

Reddit Makeup Addiction 658 2024-07-24

Need guidance regarding a loan.

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Need guidance regarding a loan. I’m in desperate need for some money but I cannot apply for a loan in my home country because I just moved back here and my only income is through Airbnb – it doesn’t count as a solid income. I also can’t apply for one in the country I just moved from (EU country) because I was unemployed there for over a year. Are there any websites that offer …

Reddit Personal Finance 508 2024-07-11

Looking for banking guidance as incoming international PhD student in US

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Looking for banking guidance as incoming international PhD student in US I am an incoming international PhD Student in a US university, and will be receiving a decent stipend from which I expect to save some amount every month after all expenses. I will be in F1 student visa status. I will be really grateful if any of you could please recommend what banking option can I avail right now, satisfying as many of the foll…

Reddit Personal Finance 601 2024-07-10