Going into 2025 looking for advice M20 Income Job (manufacturing process and asset specialist) Hourly rate-$29.50 x 40hr. Overtime rate-$44.25 x 10hr. Mandatory Bills Phone $76.56 Insurance $243.65 Netflix $15.49 Car loan $338.53 Groceries $300-$400 $1,074.23 Assets Bank account – Checking-$261.11 – Savings-$22,000 (For house) – Emergency Fund-$60 (Just started this year) 401k -…

Advice going forward. I (22m) currently only have $2,000 in saving and $1,000 in checking as well as no credit score. I’ve never taken out a loan nor have owned a credit card. I live with my parents and don’t pay any bills and my current job is part time working 32 hours a week (4 days, 8 hr/day) and making $16:50 an hour. I currently need to buy a car and I have $6,…

Niners’ owner: Shanahan ‘not going anywhere’ 49ers owner Jed York says coach Kyle Shanahan and GM John Lynch “are not going anywhere.”

Going to pick up a package ﾟヮﾟ Face: Color corrector- Rival loves me “concealer pallete” Foundation- Maybelline new york “fit me” Concealer- Maybelline new york “Super stay” Contour- Rival loves me “contouring srick” Cream blush- Rival loves me “cream blush pallete” Powder- Rival loves me “Compact powder” Powder blush- GOSH “I’m blushing!” Shade 003 Highlighter- Rival loves m…

X-Ecutioners – It’s Going Down ft. Mike Shinoda submitted by /u/xTripNinja

Going to Singapore – Do I need to make advanced reservations to tourist sites? I am going to singapore in February. Are there any tourist places that or highly recommended places that are so popular that you need to book them days to weeks in advance to get a spot? submitted by /u/LittleMissPiggy102

Wth is going on with Rage Against The Machine on music apps? I use Youtube music and it might be a problem specific to the app but it constantly skips over most of their songs due to a warning. I’ve confirmed that I don’t mind countless times and my age is 18+ yet the problem persist. I’m even unable to download most of their songs, I tried downloading the “Rage Against The Machine” album and the only son…

Going from 1099 to W2 Hello! I am currently an independent contractor and receive a 1099 at the end of the year. I am going to be switched to a W2 starting next year. I am in Florida, so no state tax. At the end of the year, would I end up paying more in to taxes since I don’t get deductions? I’m around the 22% tax bracket. submitted by /u/Mindless-Salary-964…

Not going to travel with my friends again Story time : We (my husband, my friend S, and I) went on a two-week-long vacation to Europe that I mostly planned and paid for. Because S didn’t want to pay for their own room, we ended up booking only Airbnbs. S complained about every bed, pillow, and temperature at each Airbnb. Mind you, I booked Airbnbs because S did not want to pay hotel pri…

Frida – I Know There’s Something Going On submitted by /u/solus-mort

What Keeps Us Going Times Opinion staffers share how they escaped it all this year.

How’s everybody’s Q4 going? We run a fashion brand, typically geared towards men. Last year’s in November we had our first $5K+ day ever, December was our best month by far in 4 years. However, this year is much worse we are around 35% down YoY. Anybody else is experiencing some drop in sales in comparison to last year? is it the general market that became a bit worse or t…

What’s going on with air travel these days? I have always been an avid traveller, and have had occasional flights for work over the last 8 years. I have never had a cancelled flight in my life, or a delayed flight for more than 20-30 minutes, until this year. Since 2024 kicked in, I have been on around 20-30 flights. Every single one of them (OK, maybe a couple have been OK) has had a de…

I’m going hiking in Uttarakhand. What’s a good city to explore? Hi all. I’ll be hiking in spring in Uttarakhand. It’ll be my first time in India (but not South Asia) so I’m keen to see at least one city. Everyone tells me that Delhi is not for me as I like peaceful places and mega cities, especially polluted ones, don’t appeal to me. Sikkim looked interesting but it looks hard to reach the hiking area via fl…

I got a surprise IRS tax refund today… what’s going on? I already got my main Federal/IRS and state (I’m in Oregon) refunds in February 2024. Today I saw a direct deposit to my checking account for an IRS refund. The description on the line item follows the same formatting as my Feb. IRS refund. I don’t do early/quarterly returns or anything. I haven’t filed anything lately. What the heck is going on…

Is 50K debt worth going to an ivy league school over state school? I got into Brown ED, but my financial aid package was more than I expected. If I factor in the amount of money I’ve saved, scholarship aid Brown provided, work study, and subsidized loans, it’s about 12K ish per year I have to take in private loans. I think my parents might help pay a bit of it, so it might be 7K ish per year in private loans. E…

Parents going bankrupt I’m only 20 and my mom just informed me she’s in 80 grand worth of credit card debt because of medical bills and she’s filing for bankruptcy. She said my dad is close behind. She said she makes too much to have all the debt wiped clean so she will have to make monthly payments for a while that will take most of the money she makes. She’s worried…

Krysten Ritter Wants to Return as Jessica Jones in the MCU: “Let’s get it going. Let’s do it. I’ll be ready.” submitted by /u/MarvelsGrantMan136

Trump is probably going to kill the crash reporting rule that made Tesla look bad Photo by Jeff Gritchen/Digital First Media/Orange County Register via Getty ImagesDonald Trump’s transition team is taking aim at a Biden-era rule requiring automakers and tech companies to report crashes that involve fully or partially autonomous vehicles, according to Reuters. Scrapping the crash reporting rule would greatly benefit Tesla, whi…

2025 Volkswagen Taos Is Exactly What You Think It’s Going To Be The 2025 Volkswagen Taos is not an exciting vehicle. When you mat the gas pedal, pull back on the shifter and grip the steering wheel, you aren’t filled with a deep sense that this compact crossover is meant to be a bastion of driving enjoyment. Instead, you’re met with middling acceleration, a silky smooth… Read more…