Gifted I-Bond – Leave it or cash out and move to IRA? I was gifted an I-Bond of $5000 by a very generous family member, and it is past the one year issue date so it can be redeemed at this point. I don’t have access to a 401k but I do have a Roth IRA that I just recently started funding last year. I have no debt besides my mortgage, however I am behind on retirement and working hard to catch up on …

I Was Gifted an Annuity Several years ago my mom (then about 80 yo) told me that 20 years before that when my brother died at age 30 he had left a small annuity. As his next of kin she had inherited it when he died intestate. He was a biker who died in a street fight so him having left an annuity was odd, but ok fine. The reason my mom brought this up was because she h…

I need help finding this lipstick I was gifted My friends mom gifted me this lipstick 5-ish? years ago. There’s no identifying information on the packaging, it’s a super pretty and opaque matte dark brown and I’d love to figure it out. It’s quite hard? Drying? When first put on and then it softens up a bit. submitted by /u/pigeones

Ron Livingston Says He Hasn’t Bought a Suit in 20 Years Because He Was Gifted the Ones He Wore on ‘Sex and the City’ submitted by /u/indig0sixalpha

24 year will be gifted $38k once a year for the next 20 years…how to start? Son is fresh out of college w a degree in cybersecurity, currently working low pay job and living at home to gain experience to springboard to the next level in career. $22k in college debt. Wondering what the best next steps are for him as he’ll be getting this $38k check every January. None of us have experience getting lump sums like this and…

My (20) grandfather gifted me 20k. Advice? I am a 2nd year college student/athlete on scholarship, so I don’t have tuition expenses. What should I do? Thanks for any help… submitted by /u/cobrakai17

ADVICE Not a really a makeup related question but i was gifted a MAC lipstick that does not suit me. Should I return it or keep it. So I told my boyfriend that I wanted a MAC lipstick for my birthday gift this year. Well I got my gift and received a red MAC lipstick that isnt my style or suits my my skin tone. He told me he asked my bestfriend for help and that she suggested it However I never even wear red lipstick 🥲 Maybe she chose it because she thought this particular re…

Being gifted from my wife’s grandmother 17K and wanted to get advice what to do For context, wife and I are in our 30’s. House is paid off (inheritance) 220K in mutual funds (trust fund) Stocks 80K Wife and I have combined 80K in a 4.25% HYSA account Have 6K in car debt No kids (yet) I currently don’t have a Roth IRA but thinking I should max it out 7K I believe What’re your guys suggestions? submitted by /u/Selec…

Oil rights gifted to me as a kid I have a signed letter from my father and a witness granting me oil, gas, and mineral rights to 320 acres of land in Texas. I also have a copy of an oil lease between Exxon and my dad for the same land. My birthday letter is from when I was 6 and I’m 43 now. How can I go about finding out if we have a Beverly Hillbillies situation going on here…

Apple Stock gifted to me by my grandparents Hi I was hoping the community here can shed some light on my situation. My grandmother who is no longer with us gifted me 15 shares of apple stock from the 80s-90s ages ago however she never signed the back of them. Is there any value? submitted by /u/_INSDR

Tax implications on gifted property My parents recently bought 17 acres of property outright after selling our childhood home. My wife and I are starting our family and live within the same town as my parents. We have been given an amazing opportunity where my parents are going to subdivide 3 acres for us to build our home. They would like to give us the property for $1. What are …

Mamba mentality: Dodgers gifted Kobe sneakers On the eighth anniversary of Kobe Bryant’s last NBA game, his widow Vanessa Bryant gave members of the Dodgers exclusive sneakers in a team color scheme.

Gifted 6500 for retirement As the title says I was just gifted $6500 with a request that it is put into a retirement account. I want to honor this request. My situation: – income level prevents Roth IRA contributions – did not make any trad IRA contribution in 2023 or 2024 – currently my trad IRA is empty – employer provides 401k – currently not maxing out 401k contribut…

I was gifted money for a down payment on a house. I’m not ready to buy yet. What do I do with it? My mom gifted my husband and I some money for a down payment on a future house as a wedding gift. We’re looking but not in a hurry to find one. This money is just sitting in my checking account (burning a hole in my pocket, honestly) and I would like to put it somewhere else that could maybe see it grow. I have a masters degree but I am financia…

Gifted 15k in stocks from my mother, what should I do with it? Hey everyone! My mom gifted me 15k in stocks Phillip Morris and Altria. I’m currently 22 still in school studying finance and have about a year left. I work part time as a server and struggle to not use the money to help pay for tuition/rent. My tuition is about $2500/ semester and my rent is about $1300/month. I really don’t want to run this ac…

My sister gifted me this beauty 🙂 I had my housewarming celebration recently, and my sister gifted me this cute little lamp. This looks really pretty, what do you guys think about this? Attaching the link if anybody likes it-https://khojcrafts.com/products/noor-19-tile-lamp https://preview.redd.it/j6pecn5535tb1.jpg?width=869&format=pjpg&auto=webp&s=3f4a7eee5ecc0748f26a4e09df83a9…

I was gifted about 11000 USD, how do I invest this the smart way? As the title says, my wife and I revently got gifted a very generous amount of money. She wants to just let it sit in the bank, but I am saying lets invest it for our future. We do not know the first thing about investing, so What are some smart, safe ways to invest this money? submitted by /u/akskdkfbendl

Ten Myths About ‘Gifted’ Kids We Need to Debunk “Gifted” can be somewhat of a loaded term in education because it implies that some kids are better than others. While it is true that kids can have strengths and areas for improvement, when educators talk about “gifted,” they do often mean adhering to a certain set of criteria, which can vary by school district but… Read more…

Parents just gifted me $15,000 Parents randomly gifted us $15,000 tonight. Wife wants to put it in savings for a down payment. I want to do the below with it: $1,000 kid 1 custodial account $1,000 kid 2 custodial account $1,000 vacation fund $2,000 HYSA (I use spaxx) $7,000 SP 500 index fund $3,000 nasdaq index fund Thoughts? My wife have no debt and pretty well off overall. …

I’m being gifted $40-50K in the next 6 months- What to do? My dad is selling a house and giving me a portion of what he made, he is hoping it will be $50,000, but could be less depending on what the house sells for. I’m hoping for 40-50k. We are in Missouri. What should I do with the money? I’m 30, I live with my mom and daughter, and want to buy a house ASAP. I’m a single dad to a 4 year old and I have…