Making sure I’m not missing something with getting credit debt down
Making sure I’m not missing something with getting credit debt down I have a card that can do a balance transfer and cut my other card balance in about half. Option a.) 0% interest for 8 months, then 27% after that (this is still 2% less than my current card) Option b.) 0.99% interest for 15 months, then 27% after that. I know 0% sounds better, but I’m thinking OPTION B because it’s a lower rate for longer. Th…