Where to put Vanguard funds? I have a brokerage account at vanguard and I want to start building it. Currently, I have 14.3k in it. 21% of the funds are in VTSAX, 42% of the funds I have are in VTWAX, and 36% in VOO. This month I’m going to add funds ($3-6k) and I’m wondering if I should (a) add to VOO, (b) get VTI, or (c) do something else. Can I please get some advice? …

Trying to figure out what to do with funds 32 yo, changed careers to a significantly lower paying job but with more benefits (gov job with pension). Sold my home for profit, trying to figure out what’s the best way to use my funds. I already have a significant amount in a HYSA (~1 year worth of expenses) and additional funds in retirement accounts invested 100% in SPY. I’m not very good…

Should I sell off UTMA funds for a 529 Looking to see if I should cash out a UTMA and put the funds into a 529 instead. It has less than $1000 in it, just worried about the taxes on selling it to move it to the 529. When I opened the UTMA I liked the idea better for my kid, but learning more about both accounts I think a 529 is a better account for the kids. Please let me know if you…

How Tokenized Money Market Funds Dulled the Stablecoin Star Regulatory uncertainty around yield-bearing stablecoins has allowed regulated tokenized yield-bearing instruments like money market funds to steal thunder, says Aaron Kaplan, co-CEO of Prometheum.

Bank lost my funds in a return. I have a recurring account transfer set up between two different banks, which has been in place for years. Every Friday, $225 is transferred from Bank A (a large bank) to Bank B (a smaller, local credit union). From there, I disperse the money from my savings at Bank B to whichever loan payment is due at that time. Recently, I noticed that the f…

Emergency funds – plural – why this works for me Hi folks, just wanted to share my savings system with you all, because I’ve figured out something that works really well for me (for the way I like to think about things) and it may click for some of you, too. I have a LOT of separate savings accounts, and they all have jobs. One of my dogs had a seizure this weekend and we spent several hours …

What to do with left over/strategic funds? Goal of this post is to get advice where to put left over/strategic money at the end of the month once all bills/expenses are paid. I’ll post screenshots in comments of average monthly income between my wife and I (26 paychecks each per year averaged over 12 months) I think it’s important to state that in the screenshot I will post of our monthl…

Swift funds scam? They keep calling! I’ll try to make this as short as possible. I had a lapse on my gym membership and subsequently owed money. The owning company called ABC fitness called saying I owed $134.95. This was past due balances and a fee. If I paid this I could cancel and not have it hit collections. I paid it and was told that I was good and nothing was needed further….

My mom doesn’t believe in investing in safe index funds or ETFs I told my mom I’m investing my money in an IRA and bought shares of VOO and VTI and she started freaking out, saying I’m going to lose all my hard-earned money. I told her that the annualized return is about 10% each year but she doesn’t believe me. She said to just save up and keep my money safe in a bank. I get that she’s scared and maybe I d…

Mosque with ties to Malcolm X, Muhammad Ali receives historic preservation funds (RNS) — Masjid Muhammad in Washington, DC, is the first African American Cultural Heritage Action Fund awardee connected to the Islamic faith. The post Mosque with ties to Malcolm X, Muhammad Ali receives historic preservation funds appeared first on Religion News Service.

401k advice. Currently 100% in American Funds 2040 Target Date. Looking to put 50% in more aggressive Funds I’m 43 and my 401k has been 100% 2040 Target Date. I’m interested in some more aggressive options to put 50% contribution given I still have some time until retirement. Any advice would be greatly appreciated. I have been looking at VTSAX as one option to add. Thanks in advance! submitted by /u/Professional_You2900

Question about HSA funds So, I moved and wasn’t going to be close to the bank where my HSA was located, so I closed the account and withdrew the funds. The job I was moving for had a high deductible plan, so I planned to rollover my HSA funds to that account. Well, by the time I moved, that job offer fell through and I got another offer through an employer with a low de…

Looking to pickup photography as a hobby, no funds. Advice? I am a college student, looking for new hobbies. Photography is of interest to me. I do not have a camera at all besides my IPhone 13 Pro which does have a nice camera I would think? Is that enough, I see beautiful photos on Instagram and want to take things like that. submitted by /u/MuchinMachine

Wife has funds from a previous job 401k moved to a rollover IRA. Can she move them to new 401k? My wife had some funds from a previous jobs 401k and those funds are now in a rollover IRA. Is it possible to move them to her new jobs 401k? submitted by /u/linkismydad

HSA funds and what to do with them My employer has terminated HSA starting September 1st as they have moved to a Nonstop health insurance program. I have about 7k in my HSA with Health Equity. I’ve heard that they are not the best HSA management company. What will be my options for the funds? Should I keep them in Health Equity investments, move them to my 403b, move them to my …

Can you invest in multiple different mutual funds inside of a roth IRA? Noob to investing beyond some basic crypto stuff. Opened a fidelity roth IRA and bought some FZROX. Could i also buy a different fund inside the IRA? submitted by /u/Classic-Box-3919

Bond funds, what is the timeline to recovery? AFAIK it’s a two part answer and the first part is “after interest rates drop”. But even when rates go down, recovery takes time. How long? Background: Jan 2022, I was strongly contemplating (but since delayed) early retirement and followed the overwhelming consensus to diversify from 100/0 to at least 80/20. I did, by changing target date funds…

Help with difference between these Schwab money funds I currently have money invested in the Schwab Advantage Money Fund, but am considering whether I should move the funds to one of the Treasury Funds to minimize my state taxes. I can’t seem to tell the difference between the two Treasury funds. Can I get some input with this? Thanks. Schwab Value Advantage Money Fund – Investor Shares SWVXX | Ul…

Primerica/American Funds Can someone help me understand this? I had a over $20k rollover investment and there was a 4.5% sales charge. Does this mean I paid them $900+? If so, should I wait to move it or will I be penalized? submitted by /u/ExoticMovie638

Investment Funds for Children Hi all! My daughter just turned 1, and my second is due this October. I’ve been slacking on starting investment accounts for both of them. Are there any options that aren’t only for education? I know about the 529 (not in great depth), but I wanted something that they could pull from for any type of reason: buying a car, down-payment on a house,…