Which Funds to Use in 401K Hi, I just started a new job and enrolled into their trad 401K which is managed by Principal. Below are the funds available to me. I would like to replicate a VTI/VXUS allocation with a 65/35 ratio if at all possible. At this time, I’m thinking of: Principal Large Cap S&P 500 Principal Mid Cap S&P 400 Principal Small cap S&P 600 Principal Intl …

Payments Card Issuer Infini Offers Reward for Return of Funds After $49 Million Exploit The neobank offered the perpetrator 20% of the stolen funds to return the money within 48 hours, threatening legal action otherwise.

75 year old senior neighbor, limited funds, hospital is forcing paying.. help? She was diagnosed with colon cancer and congestive heart failure last year, racked up $3,500 in hospital debt. Completed the financial assistance paperwork and they deducted $50 from her total balance. She has very limited income (social security monthly payments and a pension) she does not own a home, just rents an apartment. She has an older v…

Judge Temporarily Stops Trump’s Plan to End Funds for Trans Youths’ Health Providers Six transgender individuals, all younger than 19, sued the administration over executive orders targeting hospitals that offer transition treatments to young people.

Need suggestion in managing household funds Me and my wife earns collectively 3.50 Lakhs per month. We have home loan of 75k per month and doing SIPs worth 70k per month. Have two person loans so paying around 50k there as well. Approx 25k goes in groceries and other household items. What could be the other ways to invest the remaining amount (around 1 lakh+) which will yield better retur…

HSA cash funds vs investment funds I have an HSA from an old employer, and I invested as much of the balance as was allowed. However, the remaining cash that I could not move is subject to the $5/month maintenance fee. I do not have a health plan with my new employer compatible with my HSA, so the cash side dwindles and the investment grows. When the cash portion hits zero, will …

American Funds 529 gains seems really low my mother opened 3 accounts for her grandkids since 2021. she has been contributing $100 for each account since then. Her total contribution as of now is $11,300. I’m looking at the overall gains since then and it’s only been $600. does that look right? I can’t believe it’s so little in the last 4 years. Is there a front load charge for American…

Tax form for transferring funds from 401K to rollover IRA In October 2024, I took funds out of my ex-employer sponsored 401K account and transferred it to rollover IRA account. Can someone please help me understand which of the two financial institutions are supposed to send me 1099 tax form pertained to the funds transferred? Also, what type of 1099 form would that be? I know that I need to pay taxes …

Guidance for 401k and Roth IRA funds First Time investor here and looking for tips. I’m just getting around to investing this year and would to get some guidance on mutual funds/stocks that you all prefer. Currently have a 401k that my employer matches at 3% to my 6%. It is currently investing in Putnam Retirement Advantage 2055: X. I’ve read that it may be wise to look into the St…

Should I sell all of my Mutual Funds for ETFs? Hello everyone, About 10 years ago I worked for a bank and rolled my 401K over into a ROTH IRA. At the branch I worked at, a financial advisor set up my account (ROTH IRA), all mutual funds. AMCPX, AMRMX, AGTHX, ANEFX and AWSHX. I’ve kept them all of these years, but have bought a lot of AAPL stock 5 years or so ago. I wish I had been maxing out…

Should I continue leaving my retirement funds in two separate 401ks? I was laid off from a finance firm nearly 6 years ago and joined another company just a few months later. I never moved or consolidated my 401k balance held with my previous employer (JP Morgan) because I didn’t trust the ability of my current employer (Wells Fargo) to administer its 401k plan properly. Plus I liked the investment options in the…

Unused 529 Funds Options Hello! I have a bit of an interesting scenario and wanted to get some perspectives on options going forward. For background, I just became the account owner of a 529 my parents had set up for me. I have completely finished education and will not be going back to school but have a substantial remaining amount in the 529; just for example say arou…

CICW funds 34 new grant projects in worship, preaching Calvin Institute of Christian Worship The post CICW funds 34 new grant projects in worship, preaching appeared first on RNS.

Fidelity retirement – what to do with funds For retirement monthly I contribute $1000 to a HYSA, max out my ROTH IRA annually, and contribute 11% to 403b. I’m really new to retirement savings, I more so have questions with the Roth IRA. Should I be investing the Roth IRA funds? Sorry if that’s a naive question, no one has really educated me on retirement so I’ve just been saving the best …

Target Date Funds – are they a mistake? I’ve been doing VG TDF 2045 for years. It says I’m getting a 11.70% return over the last three years. Does this seem like a good vehicle to park all my eggs in? The thought of paying an investor seems insane, but I’m also wondering other people’s thoughts. I have the funds in my ROTH IRA and my 403b. submitted by /u/Overall-Fee4482

Given limited funds, which is more important: product selection or advertising? As the company is still in its early startup phase, the budget for the store is extremely limited, only sufficient to cover the expenses of either product selection tools or advertising. However, having good products without advertising for promotion may result in no sales; whereas only having advertising without good products will not entice cu…

I inherited a paid-off property. Should I rent it out or sell it and put the proceeds in index funds? I would probably need to put maybe $50k to update kitchen and bathrooms if I were to keep it. Property taxes and insurance are both < $1k a year. Rent in the area goes for $2,000 - $2,500 a month. Which would be a better financial decision? Edit: the estimate to sell as is would be around $325k Edit edit: the insurance and tax are as of this ye...

How do Index Funds work and how can I get started? Hello Y’all, I been told by folks regarding investing, Instead of my savings laying in the HYSA collecting interest, I can have some money working for me. Like opening index fund either through Fidelity, Schwab or vanguard to invest into SPY 500 or VOO to get a 9-10% return every year and eventually would get a beautiful return for retirement. I…

Use Your FSA or HSA Funds on Instacart and Score $10 Off Instacart makes it easy to stock your winter medicine cabinet—and use up your 2024 FSA funds.

Which of these funds are the best for a balanced 401k? These are the options for passive investments for my 401k: FID 500 INDEX (FXAIX) FID EXTD MKT IDX (FSMAX) FID TOTAL INTL IDX (FTIHX) FID INFL PR BD IDX (FIPDX) FID US BOND IDX (FXNAX) VG TL INTL BD IDX AD (VTABX) Right now I have everything in FXAIX, but if I want to balance it with an international fund and a bond fun, would FTIHX be a good op…