What I Learned Managing a Crypto Fund for Five Years Jeff Dorman, chief investment officer at Arca, says crypto funds still need to find a balance between adopting professional Wall Street practices and taking advantage of crypto’s unique opportunities.

Lesson Learned: Save an Emergency Fund TL;DR: Didn’t have an emergency fund, now must spend 1500 credit while trying to pay off debt. Forced to rework budget, and now fund emergency fund. Growing up I was never taught how to treat money. Parents never taught about money. School made us open savings accounts in Kindergarten, parents purchased savings bonds in our name. Early teen year…

Should I pay off my HELOC with Emergency Fund? I think I know the answer, but I kind of wanted a second opinion. I have a HELOC (at 9%) with around ~$20k balance (I used it for a large home improvement project). The minimum payment right now is all interest, and it’s about $160/month. I have an emergency fund with ~$22k (at 4.75%, in a HYSA). I have been putting just about everything at the…

Thailand’s KBank Starts $100m Fund Targeting AI and Web3 Thailand-based Kasikornbank (KBank), one of the major banks in South East Asia, has launched a fund worth $100m targeting AI and Web3 globally.

Safe to move all retirement into one target date fund? I’m a 43-year old woman who has grown more actively interested in my investments. I’ve always beeen a good saver, but really relied on a financial advisor to guide me – even to the point of taking an active disinterest because “I don’t want to think about money” when my avoidance was really based in fear. I trust my advisor and I know that she’s…

“Hidden” Educational Fund I graduated with a Bachelor’s of Arts 8 years ago with about $30K in federal student loans. I was fortunate enough financially to continue making payments through the pandemic pause, and I have the funds to pay all of them off (about $9K now) but it would wipe out my savings. I was discussing my options with my father the other day and he mentio…

North Korean hackers have allegedly stolen hundreds of millions in crypto to fund nuclear programs North Korea-linked hackers have stolen hundreds of millions of crypto to fund the regime’s nuclear weapons programs, research shows.

Fidelity former fund sitting in Vanguard Hello I moved my Fidelity Roth over to Vanguard but it’s sitting in a separate Roth account from the Advisory managed one. How do unload the Fidelity large cap and buy Vanguard stock? I have an idea of which funds I’d like but suggestions welcome. I can’t see how will I have to call? I prefer to do things for myself if it’s easy. thx in advance….

Late-Night Hosts Switch To Podcasting To Fund Out-Of-Work Staff; Colbert, Fallon, Kimmel, Meyers & Oliver Set Spotify Series submitted by /u/OkScore3250

Why is my treasury bond index fund investment down? I put $1000 into a treasury bond index fund with Fidelity in September 2020. I thought the concept was it would hold close to 1:1 because it was a ‘safe’ investment…and I have been lazy and didn’t track it. It’s down 43%, so my $1000 investment is down about $437. Why? I guess I don’t quite understand the logistics as to why it would be that …

Short term (6-12month) investments for emergency fund? Hi all! We are finally able to save money and I’m wondering where people recommend to put funds for our emergency fund that can be earning money instead of sitting in checking. We have 3-4k right now and I would like it to be earning us money via interest. I’ve never invested before besides my 401k, what should I be looking into? Edit: I apprec…

TikTok Creator Fund Technical Error So i’ve been browsing around for some fixes for this issue but i can’t seem to find anything up-to date. My account is going crazy right now and i’ve just been had my age verified but Creator Fund has been showing me this message for the last 72 hours The exact error message i get is this: Thanks for applying Your application could not be review…

LPT: If higher up mentioned about lack of fund/budget. You should start finding new job. The department will redundant staffs and whoever remains will be under pressure because under staffed. You will lose your bonus and won’t increase salary or promotion. This is the best time to move on and find a better job. Else soon or later your mental health won’t keep up. submitted by /u/Sacredfice

Should I put my emergency fund elsewhere? Currently have it in my Ally savings account which earns 4.25%. Not sure if a different investment would be wiser. submitted by /u/JubilantFire

Question re: order of magnitude for actively managed Mutual Fund taxes I’m looking for general advice regarding paying taxes as a result of making an investment in an actively managed Mutual Fund.DISCLAIMER: I have not made this investment yet. I’ll call out from the start that I know that the issue can be complicated w.r.t. active/passive management, long-term capital gains tax vs bracket depending on holding time…

If you have to dip into your emergency fund, do you stop saving money until it is replenished again? Hey everyone, I’m in the process of trying to save for a house. My wife and I were doing very well and had put away 12k in the matter of months, but we hit a rather large emergency that lead to months without pay and medical bills that drained our ~10k emergency fund. It’s over now and seemingly back to normal, but my objective since then has be…

Should I invest in the SP500 or an index fund with 0 expense ratio If I were to invest in FXAIX (Fidelity 500 Index Fund) the expense ratio is 0.015, but i can also do FZROX (Fidelity ZERO Total Market Index Fund) and that has an expense ratio of 0. Should I just invest in FZROX since it has no expense ratio, or should I do both? submitted by /u/Hot_Eye3523

Automatic Investments: ETF vs. Mutual Fund Hi! New to investing here. I am setting up a Roth IRA to begin investing in a broad US Market index. I am starting my account with Vanguard which only allows automatic monthly investments through mutual funds and not ETF’s. I like the idea of doing a set it and forget it approach to investing. The challenge is that the mutual fund (VTSAX) requir…

Roth IRA investments: US/international split or target date fund? Noob here. Been looking around this sub, and I see a lot of people recommending just using a target date fund. I also see people recommending a 70/30 or 60/40 split in US/international index funds. Should I just full send a target date fund, or go for, say, a 60/40 fzrox fzilx split? Or what if I did like a 40/30/30 split between fzrox, fzilx, a…

Should I dip into my Emergency Fund to pay for a vehicle repair? Hello Everyone, I have an upcoming repair for my car that needs to be done (Breaks need to changed.) and I was wondering if I should dip into my Emergency Fund to pay for this repair. For context, the repair is going to cost my $605. I have currently $800 in my checking account. I keep a low balance in there since I transfer most of my money to …