Long term care vs self fund I’m trying to determine if it’s better to get a long term care policy for myself and my wife (early 60s) or self fund. Is there a specific amount of money I need to feel comfortable to self fund? submitted by /u/mmura09

My experience on my emergency fund Back in May I lost my tech industry job and I was unemployed until fairly recently. I own my home and had just committed a large amount of money to necessary home repairs (water leak causing mold that needed remediation), so I entered unemployment with a thin emergency fund (just under $10k). This required expense analysis, and my monthly expens…

Banks where I can allocate a percentage of my paychecks to a temporary fund for something? Let me elaborate on my title more. So let’s say I have a family members birthday coming up, is there any banks (currently just have chase) where I can take 2% (or any percentage) of every paycheck and put it in a completely separate place just for that gift? Like imagine a water bottle, my income is an entire bottle, can I take a few drops of th…

Should I prioritize house fund over retirement? Hello all, I am 28 M, single, no kids, and make 145k in a HCOL area (CA). I have zero debt besides monthly cc bill which gets paid in full. Now for the numbers… I have been contributing ~12k/year to a Roth 401k for the past 6 years (85% in large/mid cap stocks and rest in emerging markets and balanced funds), and just started a Roth IRA this yea…

Prosecutors Withdraw Second Subpoena in Trump Fund-Raising Inquiry The decision suggests that the special counsel is winding down an investigation into whether the former president’s political operation defrauded investors by promoting election lies.

How much to keep in a house emergency fund? I know the personal emergency fund rule of 3-6 months expenses and the rule of thumb for saving for home expenses of 1-3%, but how much should you keep on hand for a home emergency? Enough for a new roof and new air conditioner? 10% of the home value? submitted by /u/leon_de_sol

Halfway to my emergency fund… and starting over Using the Ramsey podcast as a daily motivation tool particularly when driving at work (I love what I do; but don’t always love doing it), I managed to get rid of my student loan and car payment (Doing Dave-ish as my family is not on board). I am about halfway through getting my emergency fund built and Boom large ovarian tumor that absolutely ha…

Just found out my dads “wedding/house fund” for me has been in a terrible whole-life insurance policy. To preface, this is not coming from a place of entitlement. I have a rocky relationship with my dad so I never really expected anything from him for my major life milestones. Recently though, as I’ve turned 30 and have a serious partner, he’s been mentioning that he has money saved for me for a wedding and to help with a house down payment. I ha…

Unable to transfer a mutual fund to a different brokerage in kind. Why? I’m transferring an account with multiple mutual funds from Fidelity to Vanguard, and they were able to transfer all the holdings as is (ie same funds, not liquidated) except one. Why would that be? I have to sell that fund through Fidelity and transfer the value as cash, which is fine. I just wonder why. It’s. Managed account and not tax advant…

Menendez Held a Tropical Fund-Raiser. Donors Were Scarce. So Was He. An event in Puerto Rico to benefit Senator Robert Menendez’s political action committee suffered numerous cancellations after the senator’s indictment.

Is my Retirement fee too high? Should I switch to a Target Date Fund instead? So almost all of my retirement is in one fund. The fee is 2% on the total amount (annually). It feels like any gains get wiped out with the fees and most of the growth is just contributions. It is managed. I meet with the adviser maybe once a year (if that). Would I be better off transferring it all to a Target Date Fund? The one I’m looking at …

How come my investments are down when the fund I am in says over that period it is up?…and other such questions. An illustrative example. I see this question or similar questions on here and related subreddits frequently. How come my investment return has averaged X% when I have been invested in this fund for Y years and when I look up that fund it says it has returned Z% annually over Y years. This often boils down to something like omg I have been investing in my Roth IRA for 5 …

At my previous job I had a Vanguard 2060 target retirement fund how do I take control of it Long story short I’m currently not working and going to school full time. Is there any way that I can get control of the fund and still add to it at my leisure or is this not a possibility? submitted by /u/Own_Strength_6398

What to do after maxing 401k, HSA, Roth IRA, and 1 year emergency fund? Hey all, I currently have 63k USD in an HYSA accruing 4.8%- 43k of which I’m willing to invest in a taxable brokerage with Wealthfront. They have two options: A managed portfolio that offers tax-loss harvesting with an annual fee of 0.25% Individually managed, I believe no tax-loss harvesting and a minimum amount of index/ETF funds to invest i…

Should I use my trust fund for living expenses? I’m 19 (M), currently in my sophomore year of my computer science degree, and it’s gotten harder. I have a trust fund in my name from my grandfather with about $100,000 in it. I currently have no debt, and I use the trust money to pay for school, which totals about $13,000 a year (I got the first year free). I also work part-time to afford the r…

JP Morgan mutual fund reviews Hello! Wanted to hear thoughts from the community. I currently bank with Chase and my husband and I decided to start open a mutual fund with Chase Bank- the cost is 50k and so far we have lost 1.5k. Wanted to know if we should be concerned? Has anyone had issues with wealth management by Chase? The management fee is about 0.75%… want to know if …

Ibram X. Kendi and the Problem of Celebrity Fund-Raising Another failure of left-wing institution-building.

Tiktok creator fund Hey, my country is not on the list of supported countries for the creator fund, but i do have a friend that is from one od the countries. What do I do? I have over multiple accounts that have gone over the limit and the creator fund will help me get to the next level. Do I ask him to just sign up via his phone & does he need to give his number i…

Living off the interest of Money Market Fund (VMFXX) As of today, the VMFXX yield is 5.29%. I do realize that it can change anytime or break the buck. Breaking the buck can happen but very highly unlikely. I currently have 90K inside VMFXX, and about 30K inside a Capital One HYSA yielding at 4.30%. I’m thinking of moving my 30K over to VMFXX making it a total of $120K that will earn a yield. I w…

How the Entertainment Community Fund Is Supporting Workers Impacted by the Strikes submitted by /u/KillerCroc1234567