#fund

National Fund for Sacred Places awards $4 million for preservation of historic houses of worship

( religionnews.com )

National Fund for Sacred Places awards $4 million for preservation of historic houses of worship (RNS) — ‘This year we received nearly 500 applications, up 31% from last year,’ said Rachel Hildebrandt, director of the National Fund for Sacred Places. The post National Fund for Sacred Places awards $4 million for preservation of historic houses of worship appeared first on RNS.

Religion News Service 381 2024-10-22

Pay with savings and wipe out emergency fund or pay with HELOC loan?

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Pay with savings and wipe out emergency fund or pay with HELOC loan? A massive tree in our backyard needs to be removed ASAP because disease and recent repeated storm damage have left it in a state where it’s likely to fall and damage the neighbor’s house. We’ve always known it was going to have to happen, but it’s much sooner than we had hoped. It’s not going to be cheap. It’s a big tree and because it’s on a sl…

Reddit Personal Finance 729 2024-07-26

Should I sell securities in my taxable account to fund my Roth 457b?

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Should I sell securities in my taxable account to fund my Roth 457b? Hi all, this is my first post. 23M in the midwest. I have $52,000 worth of securities, primarily single stocks and some ETFs in a taxable brokerage account that I’ve owned since I was 18. I’ve contributed to this account little-by-little with money from part-time jobs I had in high school and college and have made a pretty decent return since th…

Reddit Personal Finance 616 2024-07-14

Help picking a 401K fund

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Help picking a 401K fund About to start a 401k with my new employer. Does anyone have any information on which is best to choose? These are my options with the gross expense ratio listed as well. I am 26. I have a lot of investments and CD’s already. I am fine with more risk in my investments. Thanks in advance! • MFS Equity Income R6 0.63% • Fidelity Blue Chip Growth K…

Reddit Personal Finance 799 2024-07-12

Emergency Fund = investments?

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Emergency Fund = investments? I need someone to help me out with this – we have 80k in investment accounts (mutual funds, CD, iBond, E*Trade…) and recently our emergency fund got depleted for various reasons to 1/3 of its original amount (some actual emergencies, some fun – 1 time – things that cost money like weddings or long distance baby showers, 40th birthday trips…gif…

Reddit Personal Finance 504 2024-07-11

401k, Roth IRA, and Index Fund?

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401k, Roth IRA, and Index Fund? I’m in my mid-20s trying to figure out my financial future. I’m currently saving for a house and want to plan ahead for retirement as well. I have a 401k through work and just opened a Roth IRA invested in the S&P 500. I keep the bulk of my money in an HYSA but was wondering if I should move some of that over to an FXAIX index fund. Any advice i…

Reddit Personal Finance 716 2024-07-09

Should I sell my index fund to buy ETFs?

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Should I sell my index fund to buy ETFs? Over the last three months I put about 15,000 into an index fund that tracks the s&p, fxaix, in my individual brokerage account. This is not a tax advantaged account, and I learned recently that investing in ETFs instead is more tax efficient for brokerage accounts. However, I have accrued some gains, and was wondering if it made more sense to s…

Reddit Personal Finance 970 2024-07-08

Trust fund question Ty

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Trust fund question Ty My 5yr old daughter was in a minor car crash and the insurance granted her 10k but it was put in a trust fund till she turns 18… is there any way possible to get that out now? Or we just have to wait? Just curious never had this before submitted by /u/Optimal-Usual6482

Reddit Personal Finance 656 2024-07-07

What to do with Emergency Fund

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What to do with Emergency Fund I have managed to save $3,843.33 as an Emergency Fund on top of aggressively paying off debt. I was in about $27k deep CC debt as of April 2023. Now, my remaining debts (minus auto loan, and my student loans are $0 on SAVE) are as follows: • Achieva Personal Loan: $1707.31 @ 16.75% • Chase Sapphire Card: $1648.82 @ 27.24% • Discover Personal Loa…

Reddit Personal Finance 1.1k 2024-06-27

Thoughts on using Roth IRA *contributions* to help fund home downpayment?

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Thoughts on using Roth IRA *contributions* to help fund home downpayment? Could this be considered a solid move with interest rates being as high as they are if you already have solid retirement savings? Late 20s with ~270k in retirement savings. Of this, 113k is on Roth IRAs and 74k of that is contributions (which can be withdrawn tax and penalty free at any time). Current home has around 70k in equity and we have a …

Reddit Personal Finance 461 2024-06-26

How to or not to use emergency fund?Placing value on having a fund over using for non-emergency debt, a new or used vehicle that is needed, and life events.

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How to or not to use emergency fund?Placing value on having a fund over using for non-emergency debt, a new or used vehicle that is needed, and life events. 43(m) single full-time dad to one teenager of driving age. Gross annual income +/- 115k HYSA (EF) 50k 401k 13k (eg a sharpie and a piece of cardboard) Live in HCOL area, I rent, total monthly epenses +/- 5.5k 700+ Fico 765 Vantage IRS tax debt right under 19k. Installment agreement in place. Minimum payment of $322, but I’ve been paying $644 mo…

Reddit Personal Finance 873 2024-06-23

I need help building a vacation fund.

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I need help building a vacation fund. Hi, First-time poster, so go easy on me. I’m paying off my house this month and I’m interested in building a fund for a vacation to celebrate. I’d like to save a few hundred dollars every month for 1 to 2 years and try to get a 7 or 8% return on my money. Something just north of CDs and bonds with a little bit of risk. Maybe I should just DCA so…

Reddit Personal Finance 786 2024-06-21