Anyone here recommending VSBSX Vanguard Short-Term Treasury Index Fund? I thought I should start investing in short term treasuries to make my portfolio safer (I’m at 80% VOO), but I see VSBSX has averaged just over 1% over the last 10 years, far lower than inflation. I almost feel like CDs are a better hedge, but I know that’s ultra-conservative too. submitted by /u/herm_b

401k fund investments after leaving a company I have a 401k plan with a company I just parted ways with. I’m 34. It has just shy of 150k. About 60% of my mix is in a retirement target fund and 5% in bonds. The last 35% is in “very aggressive” or “aggressive” funds of my own choosing. They have been in those accounts for several years and have performed extremely well. However, now that I am…

Starting a 529 college fund – who to go with? I teach hs so I talk to plenty of kids about their college ambitions and most how it’s going to get paid for. My husband and I are both millennials who had terrible student loan debt and we don’t want that for our future kids. Do we start a 529 now? We’re starting the IVF process and we are a bit older are 39/45. Who to go with? Thank you! s…

California Lawmakers to Propose $25 Million Fund to Litigate Trump Administration The state’s Democratic leaders had announced within days of the election that they would meet early this month on plans to defend California’s liberal policies.

This Hedge Fund Now Has a 1,000x Profit on Bitcoin Pantera Capital Management, which launched its Bitcoin Fund in July 2013, has seen a 1,000-fold increase with returns of over 132,118%. The hedge fund started buying bitcoin back when one token cost $74. Pantera CEO Dan Morehead believes that the cryptocurrency could be worth $740,000 by April 2028.

XRP Holds Strong as Archax Unveils Tokenized Money Market Fund on XRP Ledger Archax has provided access to Abrdn’s U.S. dollar Liquidity Fund (Lux) in tokenized form on XRPL. Ripple will allocate $5 million into tokens on Abrdn’s Lux fund, part of a larger allocation to real-world assets (RWAs) on the XRPL. XRP price jumped 6%, touching a high of $1.49 in the hours following the release, before paring gains in a market-w…

Should we fund IRA or put more in brokerage account We file MFJ. Normally we fund both our ROTH IRA without issues of our income but 2024 has been really good to us. We are definitely over the Roth income limits. We are in sales and both hit grand slams this year. Next year should be average years. We don’t backdoor because we have tons of rollover ira from former employer. So pro-rata rules com…

Trump Picks Pro-Crypto Hedge Fund Manager Scott Bessent for Treasury Secretary President-elect Donald Trump has nominated Wall Street titan Scott Bessent as Treasury Secretary.

Trump Reportedly Plans to Name Pro-Crypto Hedge Fund Manager Scott Bessent as Treasury Secretary President-elect Donald Trump has nominated Wall Street titan Scott Bessent as Treasury Secretary.

Ph&N dividend fund help So they have A D F and O they all look exactly the same same but my advisor is series A 1.92% mer but series O 0.08% self directed rbc. I printed off the funds 1000% same allocation same companies I could only not see the dividend yield for series O. I think series A is 5.88% so I assume it’s the same or higher since less fees. Should I just do …

Saving for home maintenance and emergency fund This is probably a relatively simple question, but I wanted to get some takes on it. I always keep a good emergency fund. I keep an approximate six months of living expenses at all times (at least). I’m currently in the process of purchasing a house. I see that it’s recommended to save at least 1% of the house’s total cost for repairs. Do you…

Advice on using trust fund money Not sure if I’ll get answers to all my questions here, but hoping I can gain a little insight. I had an injury at birth due to medical negligence. My parents sued the doctor and settled out of court. So far I’ve received 4 annual payments of $40,000 each that started when I was 18. This money was primarily used to pay for my college tuition, and…

Saudi royal family’s wealth fund nets nearly $1B profit with Live Nation stock sale submitted by /u/_ticketnews

Can someone explain what and index fund is and why I should invest in it? Im pretty new and make less then min wage. Im thinking about saving some money and investing in and index fund but im unsure how it works. Its stock market so that means if it goes down I lose my money right? What is the risk of losing my money? I also supposed to save it for years and not touch it right? Why not just save it in a high interest …

SoftBank posts blowout quarterly gains at Vision Fund tech arm The company lodged a steep quarterly increase on Vision Fund gains after swinging back to black in the three months to June.

Where does an investor see the ETF vs Mutual Fund tax efficiency? Trying to understand how I as an investor see the efficiencies cited in ETFs & Tax Efficiency. I get that an EFT handle buys & sells differently than a mutual fun as cited in the article. Just not clear where I see these differences after I make a sale and file taxes. I have been using a tax preparer for a few decades, but I do not recall any de…

Stock Decisions? Large fund in single stock When I was little, a family member invested in Microsoft in my name. It sat untouched, now 20 years later it’s worth about $25k. I can’t believe they let that money sit in one stock for so long, my parents are apathetic about investing and just didn’t mess with it. I don’t know what to do with it now. Is there going to be a massive tax hit if I …

Question about Roth IRA investment. Three fund portfolio or target-date fund? So I currently have a three-fund portfolio but I was wondering if a target-date fund would be significantly different in terms of earnings. I am considering the latter for the ease of convenience but am unsure if it is worth the trade-off. submitted by /u/psychstudentsammich

How This Crypto Hedge Fund Nailed the Trump Trade Quinn Thompson, the founder of crypto hedge fund Lekker Capital, shared with CoinDesk why he was so confident Trump would win despite concerning polls.

30y.o with No IRA or retirement fund I’ll be receiving bonus of 25k. Any advice on what to do with it? I just got permanent job and just got settled with finances. submitted by /u/Defiant-Candidate-70