Parents don’t have a retirement fund – How can I plan to help? I’m looking for advice on how to help my parents as they near retirement. They immigrated to the U.S. to give my siblings and I a better life, sacrificing their careers, stability, and everything they had back home. My dad (60) is the sole provider for our family, and I don’t think he has much saved for retirement. My mom (58) doesn’t work, and …

After Emergency Fund, Do People Invest Most of Their Income? I’m 32, but I did not grow up in the states, and my parents have never invested in the stock market, so I’m not sure what is good financial advice / typical practice. I max out my 401(k) and my IRA, and I have an emergency fund of around 6 months of expenses. I do not plan on buying a house / car / similar big purchases within the next 5 years. …

Still best to fund IRA upfront all at once? I know nobody can predict markets, but is this still the suggested way to fund your IRA? I will be just moving the $7k from HYSA to the IRA (which is invested 100% in a total market index fund). I won’t need the money (one of the reasons I’ve read to just monthly transfer the funds). Normally I do one transfer in January and then don’t worry ab…

Where to stash larger emergency fund? I have about $100k I keep in a HYSA just in case of a layoff. Yes, this amount is necessary because it could take me 1-2 years to replace my income as the breadwinner. With rates going down, I’m thinking about where would be the best place to keep it. A few considerations: Limited risk because obviously i might need it at any time. However doe…

Vanguard to Pay $106 Million in Restitution to Retirement Fund Investors An investigation by the S.E.C. and several states found that the company had failed to notify investors of changes in the terms of some funds, leading to higher capital gains taxes.

Emergency Fund Reason Just wanted to post a prime example of why emergency funds are important. This month, a great start to 2025, my wife and I have had issue after issue with our home, sept leach field leak, car battery of our only car died, and to top it off the pressure regulator valve to the main waterline to the house busted and created a small pond outside. Gr…

Emergency Fund Question Hi everyone, throwaway account here I (30M, single) have a question about my emergency fund, I currently have about $10k set aside in it trying to grow it a little more and my monthly expenses are around $3.5k in a HCOL area. I need outside insight on if I should grow it to the full 6 months or keep it closer to the 3 that I have. I have a relat…

Hims & Hers donates $1 million to Trump’s inauguration fund OpenAI CEO Sam Altman and Meta both announced $1 million donations, and Amazon and Apple CEO Tim Cook have also reportedly contributed.

Where to stash my Emergency Fund? I was laid off 3 times during the COVID times so my risk tolerance went way down I keep about 27k in an emergency fund. Half I keep in a HYsA with 4% and half I keep at my main bank in a savings account. I’m Debating on taking about 10k out of the savings account to put in SGOV or something of the like so I can get some growth but I don’t have …

Is emergency fund of 9 months too much? Hi all, wanted to get some advice on emergency fund. I currently have about 9 months of my needs in a HYSA totaling $50k. Current APY OF 3.8%. This is based on approximately $5.6k of monthly needs: mortgage, utilities, gas, car insurance. For some additional context, I have no debt and invest about $5.8k each month. I feel good about my investme…

Funded 529 and daughter just inherited a trust fund I’ve funded my daughter’s 529 plan, likely overfunded for where she will go to college. So was comfortable coming into her last half of senior year. Then, very quickly over the course of just a few months I lost a cousin to cancer. She was never married and had just retired from her job of 30+ years. Unbelievably kind person who saw my daughter…

Did This Christmas Song Fund a Genocide? submitted by /u/In-A-Beautiful-Place

Should I put my house fund into the market? I earn $87k a year, 27 years old. I have 20k in emergency funds saved and then 47k saved in a high yield savings account. I only have 7k in brokerage in my ESOP plan. I’m currently saving for a house and the 47k is my savings for it. Should I invest it or a large portion of it in index funds? What is the general protocol for this? I’d like to pu…

457b Fund Allocation 24M – Currently have a 457b account with Equitable and want to change my fund allocations as I just have the standard conservative plan. I currently have 34.85% large cap, 20% mid cap, and 20% each in sector and small cap funds. I am not seeing as good of a return as my Roth IRA (100% VOO) and I still have a ways to go before I retire. Should I …

Which index fund should I put money into if I want to invest in companies tracked by S&P500? I have a Robinhood account as well as Fidelity for my 401k. Should I just invest in VOO via Robinhood? Or would it be better to invest in some analogous fund via fidelity? I have like 70k stashed that I thought I was going to maybe buy a house with, but ended a long term relationship and now fairly certain I don’t want to own a home for the next…

Should I stop investing until I have an emergency fund? Single 27F, making $28/hour, no debt, and soon to live on my own for the first time in my life. Unfortunately, I only have $1k saved in a CD as an emergency fund, but my goal is to have at least $6k. Should I completely stop the contributions I’m making to my 401k and Roth IRA until I’ve put another $5k in the CD? I know time is a huge part of i…

A Profile of the C.E.O. Killing Suspect, and Tech Giants Give to Trump Fund Plus, a mystery in New Jersey’s skies.

Retirement fund and investing Hi. Please judge my investing and retirement fund allocation. I make 65K at 27 years old in a high cost of living city. My job matches up to 5.5% to traditional 401k only, so i contribute 6% since there is no option of 5.5%. I think I read it has higher fees so I only do the minimum to get the free match. The only option in investments are targe…

Mark Zuckerberg’s Meta Donates $1 Million to Trump’s Inaugural Fund The move follows a visit that Mark Zuckerberg, Meta’s chief executive, made last month to Mar-a-Lago to meet with President-elect Donald Trump.

Withdrawal from mutual fund to pay off “mortgage” my father lent me? Hey all. I’m 31. I have about 8k in a checking account, 22k in a mutual fund. And. 70k in my 401k retirement account. I make $23/hour. Question is, I owe my dad about $16k for a loan he gave me to buy a $60k house about 8 years ago. I pay him $430 a month, he considers the $30 interest that doesn’t go towards the loan. If this were a tradition…