Husband had rollover FSA, enrolled in HSA My husband and I got married in 2024. We both had separate FSAs accounts. I spent mine down to $0 in December 2024. I just found out he had $200 rollover to this year. However we both individually signed up for HDHP and HSA plans with our individual employers for the 2025 year. I am now freaking out reading his rollover might make us ineligible …

Spouse can’t withdraw from FSA but we have an HSA My spouses benefit year starts on June 1st of every year. She has a general purpose FSA which her benefits admin said she cannot withdraw from/stop contributing to. We have submitted paperwork to demonstrate that this is a QLE (open enrollment) but they said we still cannot withdraw from the FSA plan. We have an HSA plan that started on January …

Have an HSA, got married 3 months ago and spouse has an FSA I’ve done some reading and I understand there’s an issue with us having both of these open as a couple, just not sure what the best course of action is. Should we close one of them? submitted by /u/BawtleOfHawtSauze

FSA – If you can afford to, I would recommend paying for medical expenses with a credit card and reimbursing later vs. using the FSA debit card. If you pay with your credit card, you get the rewards. You should only do this if you can pay it off when it’s due and not carry the balance. If you’re doing a bunch of small purchases at a pharmacy, it can be a pain to do the reimbursement, but if you have one or two larger expenses, it might be worth the effort. Another edge case to consider i…

Refund to FSA card not hitting until 2025. What happens with that money? I’m expecting a refund to my FSA card from 2024 that won’t happen until after the new year. I tried calling to see where these funds are allocated to (2024 or 2025) but the customer service people can’t seem to understand what I’m asking. Does anyone know if these funds will be stuck in 2024 or be added to the 2025 bank? Also should I purchase …

You Can Spend Down Your FSA With Your Amazon Account Don’t let your hard-earned funds go to waste.

Rectifying HSA contributions when spouse had FSA Well I read a post on here the other day that if your spouse has a general health FSA(not limited or dependent FSA), that apparently you cannot contribute to an HSA. No matter if you have separate employers, insurance plans, or filing status single vs married. My limited new understanding is because with a general health FSA, it “can” be used fo…

Spouse’s FSA will invalidate your own HSA, resulting in an unfixable situation I got married last year in December, and my spouse and I did open enrollment for each of our workplaces, with her electing for a regular health insurance plan, and I elected for my usual high-deductible plan with an HSA. She put in $50 in her FSA because she planned to buy a couple of hand sanitizers, so why not. Turns out, her signing up for th…

How to spend $4000 in FSA? I may soon change jobs and I have a health account and FSA with accumulated balance of over $4000. Any advice about best way to spend it? submitted by /u/sfguy2020

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Personal LPFSA with parents FSA Hey there! I have my own health insurance through my company and have elected to have a lpfsa but I’m still under my parents health insurance. I filled my lpfsa so I can pay for some dentist work next year but it won’t cover the full amount. Can I use my parents fsa to cover the rest or is that not allowed? Thanks! submitted by /u/Fancy-Y…

Need help with FSA. My company went bankrupted and was bought out. I passed my FSA spend by date, I guess because of the bankruptcy? Did I lose my unspent funds? I am looking for advice and guidance on my FSA situation. My company went bankrupt around August and was bought out in September by a new company. I had unspent funds left in my FSA account that exceed the carry over amount. On my FSA account it shows the spend by date in October. I have questions and looking for advice if it could somehow use t…

I have FSA, wife has HSA, mid-year job change – need advice My situation is a bit complicated. In the beginning of the year, I have an FSA through my (then) employer. My wife has an HSA through her employer – we didn’t know we were not supposed to have both. During the months I was covered by FSA, I reimbursed some of my wife’s health expenses – we didn’t know we were not supposed to do that. In the midd…

Need to spend $2,300 from my FSA or lose it by December 31st This is my first FSA. I had HSA accounts before and invested the money + rolled over anything I didn’t apend. I mistakenly thought this would would be the same thing. Today, by coincidence I happen to find out O was going to lose the money after calling the insurance company to reset my login. Anyways, I need to spend down the money and don’t k…

FSA Question why did my FSA not cover all of the FSA items? So I bought two FSA items at Target that had a promo that you get $5 gift card. The total for those items was $8.98, and only $3.98 was paid by the FSA. Is this because of the gift card? submitted by /u/Ok-Stress3044

Did I waste money by signing up for an FSA? I recently got a new job, and signed up for an FSA account stupidly without knowing what it was. I have the maximum contribution set (I believe $3,200 for the year). I’m a healthy 31m with limited medical expenses. I typically would spend much less than that on medical expenses each year. There is a rollover period but my understanding is you s…

Medical FSA and non dependent Pardon my ignorance when it comes to these topics, but I’ve been trying to find information regarding using a medical FSA to pay for glasses for my daughter that’s not my dependent anymore. The medical FSA is from my employer, and my daughter is 27, does her own taxes (not my dependent anymore) has a part time job but goes to school so doesn’t w…

HSA vs. Dependent Care FSA vs. Health Care FSA I am enrolling my family in my work medical plan and I’m a bit confused on how much is advised to contribute towards these 3 plans? Background: my wife and I have a 2 year-old and another baby on the way in December of this year. ​ HSA: Seems like the consensus here is to max it out? There is an employer contribution. The main benefit is that …

What happens if you use FSA before dropping down to part time hours at your job? HR told me I no longer qualify for medical, dental or FSA, if I drop down to part time. What will happen if I already used all the FSA before cutting my hours? Will they take it out my last check? Will I get in trouble for using them all? Originally I wanted to resign altogether but they agreed to keep me on part time while I work my full time j…

Have extra in my FSA and a toddler next year, what can I stock up on? Hello everyone, I was being good by saving on taxes and utilizing my FSA at work but I misjudged my contribution and will have an excess of $700 to spend by December 31st. I have a baby who will be 2 years old next summer and was wondering what are good health items I can stock up on this year that will save me from purchasing them next year tha…