Getting calls and visits offering to help prevent foreclosure TL;DR Why would individuals from multiple companies send fearmongering letters and make visits to my friend’s house if his taxes are up to date and mortgage is paid off? My friend and his family are living in his deceased father’s house. He lost his job shortly after his wife became disabled so his father took his family of 5 in. The house has b…

Facing foreclosure over a HELOC I’m terrified that I’m going to lose my home and I don’t know what to do. I hit a financial rough patch earlier in the year and missed a couple payments on my HELOC and since then, I’ve tried to bring myself current but they’re not accepting any payments and refuse to work with me. I took a Heloc last year to eliminate all of my other debts. The…

How to find a foreclosure surplus? My wife has received phone calls and letters about money in Orange County, NY. If there is money it is likely to be from her late uncle’s house that was foreclosed on. Some contacts are from attorneys. A further complication is that the executor of the uncle’s estate also passed away since. Missingmoney.com and the state comptroller does not lis…

House foreclosure because of reposed car? Location; Pennsylvania My father passed away a year and a half ago. He was my mom’s primary income. After he passed, my mom couldn’t afford to keep the car and it was repoed. My dad pulled out a loan from company A and used the car as collateral. Money is still owed on the car/loan after they sold it. My mom was trying to get money to file bankr…

Car foreclosure–pay it off? My niece just asked me this, thinking I’d know. I have no idea. She got divorced three years ago. They owned a car together for use of their daughter. Both adults on the loan, both on the title. They purchased this after the divorce, so it’s not on the divorce property settlement. They agree to each pay half the payment. About a year ago the ex …

Why does a foreclosure keeping hitting my credit? Back in 2017, I had to move due to work. I owned my home but it wasn’t worth near the amount my mortgage was. I talked with the bank and they suggested that I sign it back over to them and essentially foreclose on it although they never said it would be considered a foreclosure as I was taking preventative measures on it. Fast forward to now and…