How to avoid “Penny wise, pound foolish” I’m mid career with a modest portfolio, a good salary, and solid 401k. I spend very little time on my investments – I just let my 401k auto rebalance among a handful of funds, stick to simple mutual funds in my brokerage account, etc. However, I find myself stressing over having a few too many streaming services, or paying $10/month more on cel…

Would I be foolish to quit my Job to focus on school? Please let me know if I crazing for thinking about this. I can take criticism. I am a remote contractor for the Military as a Data Analyst and I am also attending Online college for my BS in SWE. I am on track to graduate Nov 2025. There are a few reason I want to quit. 1.) My current role has pushed me further from D.S and analysis to Dashboard…

Would it be foolish to spend 20k on a car in my situation? I am 21 years old and about to graduate from university in May. I’ve been fortunate enough to have my family pay for my tuition minus scholarships. So from the jobs and internships i’ve worked minus rent, food and misc costs, I have about 21k in a Roth IRA, 2.5k in a 401k, and about 10k between high yield savings and checking accounts. After I g…

Was a foolish for paying off my student loans in its entirety? So I had hefty loans (>60k) that I was really hoping to have some sort of relief from but we all know how that went down. So after hemming and hawing for months, I closed my eyes, pinched my nose and paid it all off in one fell swoop this morning…. annihilating my savings account. The upside is that now my wife and I only have her much much mu…

Did I make a foolish move by paying off my student loan debt? Hello, I had about 20k in federal student loan @4.3% that will start accruing interest in September. That’s my only debt so far so I just paid it off with cash. Problem is, I’m looking to buy a house in the next 6 months or so, but the high interest rate got me thinking … maybe I should have paid minimum amount in my student debt. I do have enou…