The Flowchart Saved My Life Hello fellow personal financers, I find the classic r/personalfinance flowchart to be an extremely reasonable starting place, especially because it just saved my livelihood. https://www.reddit.com/r/personalfinance/s/WwI0Kv2vaJ I had a “stable” job at a law firm, where I saw no clear end in sight. Maybe subconsciously I could have recognized iss…

Following the flowchart, I should be at the point where I’m maxing out my Roth 401k…I’m not sure I follow this train of thought though My wife and I are 26 years old, living in the US, for reference. As of now, my wife and I managed to get all of our debt paid off. We just have a mortgage now that we plan to keep, even though the payoff date is May of 2051 at a 6% interest rate. I think the compound interest of investing will be much more financial effective. My question now i…

Viewing the flowchart on mobile I have run into difficulties viewing the flowchart on mobile via the direct imgur URL, it always shows me a low-res version. I find that manually setting the url parameters lets me see the full-res version: https://i.imgur.io/lSoUQr2_d.webp?maxwidth=3441&fidelity=high submitted by /u/khumps

Flowchart criticism/question…Why is HSA so low in priority? First I want to say kudos to the mods for an excellent flowchart and for a very productive and useful subreddit…the following is meant with full respect. Why is the recommendation for contributing to an HSA come only AFTER contributing 15% to retirement accounts essentially prioritizing 401k/IRA over an HSA? I feel that an HSA is the best avai…