Apple Resumes Offering Interest-Free Financing on iPhones in Canada Apple’s financing partner Affirm this month started offering interest-free financing on iPhone purchases in Canada again, after stopping doing so in mid-2023. With a 0% loan from Affirm, you can pay for an iPhone over 24 months with zero interest added. This change, first reported by the blog iPhone in Canada, could help to boost iPhone sales i…

County OK’s financing for new $1.3B Rays home After a nearly two-month delay, the Pinellas County Commission voted Tuesday in favor of its share of financing for a new $1.3 billion Tampa Bay Rays ballpark, part of a plan to keep the team in St. Petersburg for another 30 years.

Lease to Own Financing: Staying One Step Ahead Hey everyone. I recently paid off a loan from one of these lease-to-own companies. Since they are known for predatory lending and sending some people into a financial tailspin if they don’t pay attention, I’m going to share my experience dealing with them and how to stay ahead of the game so they don’t screw you with interest. I’ll try not to ma…

Financing for Ecom Can you recommend any lender for a CPG brand. 80% of revenue is from Amazon. Ideally competitive interest rate. (Open to good credit card options if rewards on ads spent) submitted by /u/Lucky_Homework_8740

Options for financing house renovation Hi all! I’ve been paying cash to renovate a house I own but don’t live in. I’m now at a point where I think financing the renovation makes sense. I’d love to hear from some personal finance gurus what my options are. A bit about my finances: Same job for 4 years, salary ~80k Credit score is ~625 Debt is low Hardly any savings, something I’m …

Home renovation/rebuild financing Financing a major repair help Hi. First time poster and not sure if this is the right spot. Long story short my parents bought a fixer upper in the late 90s for ~$150K and my dad never fixed it up. The house now is dilapidated and the property alone (land) is worth more than $750k. The house is so bad it is likely in need of either major renovat…

Best way to pay off promotional financing? Two years ago, I bought new HVAC units for my house and paid for them through a 36 month 0% interest line of credit through Synchrony Bank. (It is technically on a credit card, although I don’t have any other charges on it.). I have 10 or 11 payments left to make on the balance… Well, I’m supposed to, at least. A few months after opening the l…

LPT You can sell a leased vehicle instead of turning it in or financing. I’m not really sure how to explain this so I’ll provide my experience. I leased a 2018 Accord at ~$27k out the door with a ~$16k residual 36mo/36k miles. I drove it for about 2 and a half years and noticed that the car was actually still worth about $25k in mid-2020 (thanks COVID). My 10 day payoff quote was around $17k at this point. I had it …

Crypto Use in Terror Financing Rises, but Is Still Relatively Small: Singapore Singapore’s government noted an increasing use of cryptocurrencies in terror financing, even though it acknowledges that cash and other informal value transfer systems remain the predominant means for financial transactions.

Buying a car – finance through dealer financing? Or bring financing? I am looking at buying my first vehicle after my hand me down finally kicked the bucket. I’m going to buy new in the $40k ballpark and i’m going to finance. I make about 120k/yr, have a >800 beacon, and have no outstanding debt so I’ll get approved without much issue no matter how I finance. Is there a reason why I should finance through my ban…

My parents need to retire and I’m stuck financing. Hey all, my parents (Dad is 72, Mom is 66) are at a point where they need to slow down and find a place to live they can afford solely on their Social Security income. Together they pull about 3400 a month. My dad still works full time as well, netting about 1400ish gross every 2 weeks. He’s looking to drop to part time or stop all together. The…

Financing Garage Build? Make a very modest middle-class income and have all my retirement vehicles optimized and on autopilot. I have no debt other than my mortgage. Would like to have someone build me a large oversized two-car garage on my property with room for a small workshop in the back. I don’t have enough cash to pay for this upfront. I guess I could theoretica…

Financing home improvements So I bought a home more than 3 years ago now and I’m needing to update my Plumbing because it’s failing. I’ve already been replacing some faulty pipes and flooring. Yesterday my water pump completely quit. I’m wondering if it’s time to do a HELOC? Living in Alaska I have a holding tank for my water and it’s buried underground. I’m not sure if th…

Advise for financing a motorcycle So I got a new motorcycle recently from a dealership in Florida. Was going to pay for it out right but ended up paying 4k there and then financed the rest ($4,234.77) due to withdrawal limits on my account. I have no credit so was wondering if I should keep the payment going to build credit or just pay the rest off within the next month. It’s a …

Is financing 2 homes a good idea? Im sorry this is long. Back story: We’ve been looking for our primary home for about 3-4 years. We’ve been renting for 10 years! We’re tired of renting. Its a crazy market where we live, with cash buyers we’ve lost 2 homes. Interest rate hikes hasn’t helped us and the home price range we’re comfortable with keeps going up as well, probably prici…

Replacement Windows Financing My house is in dire need of new windows. We have 8 windows plus a big ass bay window. Just had a company come out, nice sales guy, no pressure, bullshit meter didn’t go off. He quoted us $26,000 for all the windows (the bay window is like 55% of that!). That price is all in: labor, windows, the colors we wanted, everything. We also have the opti…

First-time Financing a home with someone who owns a home? My partner and I are looking into the long term and are looking to eventually buy a home together. I have good-great credit (750-800) as does she. When we eventually tie the knot we will want to purchase a home, and to do so we will likely finance. Prior to meeting me she purchased, outright, a home for dirt cheap and her family renovated it. Sh…

i’m thinking of financing a 2-5 year old used car, but my grad program in 2 years doesn’t want me to work during it. help! this is gonna be a longer one! i am 22 and my 15 year old paid off car is started to die on me and it is costing more to fix than what it’s even worth. i am a long term planner, so i’m just starting my bachelors program, graduating in 2 years, and then i will begin a 2 year masters program that is full time, and its heavily discouraged to keep a…

Leasing or Financing a truck Need little bit of an insight on both options. Currently have a FICo score of 690 Currently on a 20% utilization on my credit cards Planning to pay it off in the next 2 months I’m fully employed and I have my LLC for less than a year but not currently clearing profit right now but my current salary is 60k. My first car is fully paid off unfortun…

Which financing term makes the most sense? I’m looking to purchase a new 2023 Ford Explorer. The sales price of the car is ~$43k. Ford is running a promo where there is 0.9% APR for 36 months ($1,212/month), 1.9% APR for 48 months ($932/month), and 2.9% APR for 60 months ($770/month). I have $15k of IRS debt at an 8% interest rate. Aside from that, I have no debt. If I were to take the …