#financially

Financially Ruined/Personal Issue

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Financially Ruined/Personal Issue I’ll try to keep this short, and to the point… just need to vent, and get this off my chest. Beginning about 6 months ago, my stay at home wife (we are both 28) became really invested in gifting people on TikTok. It started small, and innocent, but quickly spiraled far more out of control than I ever would’ve imagined. It’s spiraled so out of …

Reddit Personal Finance 552 2024-03-11

Financially Stuck :/

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Financially Stuck :/ I am currently in a position where I feel stuck in life and don’t know where to move forward. I worry about being able to ever purchase a home, send my kids to college, and be able to retire. The anxiety kills me day by day. Anyways…. I am 21M, I make roughly 35k a year after taxes. I have $4000 in savings and $7000 in a cash management portfoli…

Reddit Personal Finance 463 2024-03-10

How to become financially stable?

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How to become financially stable? Hey guys, I’m a 22yo engineering masters student with a job that pays ~1.5k USD a month (increasing steadily as the company is more that satisfied with my results). I have no debts, about 5k in my savings account, plus adding ~100$ into my retirement account every month. Other than that, I have no special skills or knowledge to offer. I’m sure y…

Reddit Personal Finance 428 2024-02-18

If you were losing your job in a few months, how would you prepare financially?

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If you were losing your job in a few months, how would you prepare financially? I’m 29 (single, no kids) and working in big law in nyc, just started my second year at a well-ranked white shoe law firm (top 10 Vault 100). A few weeks ago, I had a very direct meeting with the partner of my group and was basically told if my performance didn’t improve by December, I would no longer have a relationship with the firm. I’m trying…

Reddit Personal Finance 788 2024-02-14

Are we financially responsible for up hill neighbors erosion problem?

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Are we financially responsible for up hill neighbors erosion problem? So we were contacted by our neighbor behind us who lives on a hill behind our rental home. We live below him. He came to us because during the rains, a part of his backyard has eroded and a hole has appeared right on his property on his fence line. Now to mention we’ve also had erosion problems from water running down his sloped hill however, we…

Reddit Personal Finance 930 2024-02-02

Need a reality check on what’s financially prudent at this time

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Need a reality check on what’s financially prudent at this time Hello, PF, you honest MFers. I need a good ol’ reality check about my priorities. I don’t think I have bad priorities, but I’m having a hard time deciding what should be my first goal. I’m hoping to share about my situation, my budget, and then get the answer to: What would you do if you were me? Age: 37F, 1 child (baby) Income: I was laid off i…

Reddit Personal Finance 1.3k 2024-01-26

Are you actually financially struggling, or do you just live in socal

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Are you actually financially struggling, or do you just live in socal Something had just come to mind, and recently San Diego was rated the most expensive to live. Dont get me wrong, I make good money, and my wife makes okay money. But combined we make great money. I feel like it’s hard for anyone to make more than $2.5k a month anywhere. And living in SOCAL it’s almost impossible. So my question is, even making …

Reddit Personal Finance 675 2024-01-25

Living with financially irresponsible parent?

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Living with financially irresponsible parent? I am a 23 years old female and have been living with my father for three years. My dad have a history of being bad with money/loans and also as an immigrant’s child, I have been keeping track of his debit/credit, auto loans, insurance, and anything English related things you can think about. I don’t mind helping my dad out but it stresses me oft…

Reddit Personal Finance 430 2024-01-22

I’m sick and got a low US government job, what benefits/programs can I use to help my wife financially?

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I’m sick and got a low US government job, what benefits/programs can I use to help my wife financially? I’ve been sick and getting worse for a couple years, I got a low end US government job for the superior life insurance. The doctors don’t know what’s wrong with me, I get worse every month. At this point I’m preparing to die or be long term disabled. I’m going to clean toilets as long as I can, but what benefits and programs can I utilize to hel…

Reddit Personal Finance 1.1k 2024-01-17

Recently moved to USA. How am I doing financially?

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Recently moved to USA. How am I doing financially? I’m 31. I moved to the USA 2.5 years ago so I feel like I’m behind. I recently started a new job, and make $26/hour. My wife is going to school and should be done by the end of the year and can then also get a job. I’ve been our only income for almost two years. We have an interesting renting situation. We are on a rent to own agreement with my …

Reddit Personal Finance 658 2023-12-22

My father of my child ruined me financially – how do I get out of this rut?

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My father of my child ruined me financially – how do I get out of this rut? I (26f) have a 6 month old baby with my boyfriend (32m) of 2 1/2 years. I am doing so badly financially that I want to cry looking at my bank accounts. In my early 20’s just before meeting him I had 33k in my bank account and I was doing so much better than I am now. I managed to buy a piece of wooded land with it on a mountain in West Virginia …

Reddit Personal Finance 1.3k 2023-12-22

Did I (22yo) make a mistake, financially speaking?

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Did I (22yo) make a mistake, financially speaking? I recently bought a 2013 Chevy Cruze with just under 100k miles on it, for about $3.8k. It seemed like a good idea, it runs great and really only needs normal maintenance. I have to buy new tires and replace a belt on it, but besides that it runs great and seems like a good idea. I also own a 2014 Chevy Silverado 1500 with about 195k miles on it…

Reddit Personal Finance 1.0k 2023-12-15

I’m Struggling Financially and Haven’t Even Moved Out Yet

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I’m Struggling Financially and Haven’t Even Moved Out Yet Sorry if this is the wrong sub to be posting this in, I just didn’t know where else to put this cause it doesn’t really fit in any other sub I could find. I just turned 18 and have been trying to make a budget for myself for things I need. I’m really frustrated right now because I live at home still, but I’m not making enough to pay for everythi…

Reddit Personal Finance 507 2023-12-03

I am 34 years old, never been financially stable, is it too late for me to start from scratch?

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I am 34 years old, never been financially stable, is it too late for me to start from scratch? I am 34 years old, is it possible for me to achieve financial independence starting from scratch? I just turned 34 and have suffered mental health problems throughout my adult life (depression, anxiety, social anxiety); in addition to this, I have been fully deaf in one ear all my life (hearing aids cannot benefit the kind of deafness I have), a…

Reddit Personal Finance 883 2023-11-19

How do I help my adult child financially?

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How do I help my adult child financially? I’m 50 years old. I have a job that pays $500k. I have three children (ages 30, 26, and 24). I paid for all of them to get a college education. The oldest and youngest kids graduated from college, got good jobs and are self-sufficient. The middle one (“Jon”) dropped out of college and is doing gig work (and some shady work) and barely scraping b…

Reddit Personal Finance 1.3k 2023-11-02

Got totally wrecked financially by my Mom’s passing.

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Got totally wrecked financially by my Mom’s passing. Throwaway account just for privacy reasons. I’m going to try keeping this clear and concise, but there’s so much here that I apologize if I wander. I’ve got absolutely nobody to talk to about this. Long story short, I’m the youngest son from a big family. Was always extremely close with my parents. When my father passed, my mother was shocked a…

Reddit Personal Finance 1.2k 2023-10-26

I am 18 and I make $13 an hour. How do I grow financially?

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I am 18 and I make $13 an hour. How do I grow financially? I live in Texas and I work in fast food making $13 an hour. Around $400 a week. This is my first job and I have been here for about 3 months now. I am in college studying computer science and living with my parents. I have 800 credit score and no debts other than car payments. I pay about $650 a month on car insurance and car payments. I also ha…

Reddit Personal Finance 196 2023-10-08