#financial

Financial Assistance for Students?!

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Financial Assistance for Students?! I’m about to finish up my first semester in my BSN program. I started off okayish financially due to having help with rent from my parent. Unexpectedly her job had a gas fire Mid-September and I’ve had minimal help since then, on top of only being able to work Saturday and Sundays. I didn’t receive any scholarships and my Pell with Government lo…

Reddit Personal Finance 726 2024-11-30

As an 18 year old living in the UK, what financial advice would you give me?

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As an 18 year old living in the UK, what financial advice would you give me? As in caption I’m an 18 M and I’m curious about what I can do to gain an advantage for my future in regards to my personal financial management. I balance a part time job along with a levels and I currently have around £10k saved up. I was wondering how I could make the most of my money and also for things like building my credit score and Roth …

Reddit Personal Finance 1.3k 2024-11-29

Justin Sun Joins Donald Trump’s World Liberty Financial as Adviser

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Justin Sun Joins Donald Trump’s World Liberty Financial as Adviser Crypto billionaire Justin Sun, who founded the Tron blockchain, has become an adviser to Donald Trump’s crypto project, World Liberty Financial. The Tuesday announcement comes a day after Sun bought $30 million worth of World Liberty’s WLFI tokens. Sales of WLFI had been sluggish before Sun’s purchase. “Justin’s insights and experience will be …

Coindesk 893 2024-11-27

Tips/reading materials on the financial mechanics for the first year(s) of retirement?

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Tips/reading materials on the financial mechanics for the first year(s) of retirement? I am hoping to retire in a few years. I’ve done all the ‘right’ things to save. But as retirement approaches, I’m feeling unprepared for the financial mechanics of actually being retired. With a mix of retirement accounts, non-retirement accounts, savings account, etc, where does one actually pull money from during retirement? When do you pull f…

Reddit Personal Finance 1.1k 2024-11-25

Is working with a financial advisor worth it?

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Is working with a financial advisor worth it? Hi everyone, 35M here. I’m considering working with a financial advisor but I’m on the fence about whether it’s worth the cost. I’d love to hear from those of you who’ve worked with one: • Did you find it helpful? • How exactly did they help you (e.g., investments, retirement planning, budgeting, tax strategies, etc.)? • Were there any downsides…

Reddit Personal Finance 450 2024-11-23

I’m going through a divorce and need financial help with debt.

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I’m going through a divorce and need financial help with debt. Here is my debt. Credit Card 1: $7189.45 Credit Card 2: $6690.48 Personal Loan: $3080.77 Camper Loan: $18,534.05 Cash on hand: $10,364.71 Equity in home: $131,425 First I know I messed up with the camper and Credit cards. I was trying to buy happiness with a person who didn’t want to be happy with me. I did dumb things for what I thought was lov…

Reddit Personal Finance 940 2024-11-23

Seeking Your Input: Would You Find Value in a Financial Management System for Digital Nomads?

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Seeking Your Input: Would You Find Value in a Financial Management System for Digital Nomads? Hey everyone! Long-time lurker here, and I’m excited to finally share my journey with you all. After hopping between nine countries in three years (mostly in Southeast Asia and Europe) while managing my web development consultancy, I’ve finally sorted out my finances! It took a few costly lessons along the way—like losing $3K to poor exchange ra…

Reddit Travel 1.2k 2024-11-22

Do I need a financial advisor?

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Do I need a financial advisor? -Inherited approx 125k I’m not financially savvy. I’m good at saving and paying my bills. Never had an upbringing that taught me about investing nor have I educated myself on it. My parents were convinced into buying a whole life insurance policy in which they convinced me so that will give you and idea about my knowledge of financial instrumen…

Reddit Personal Finance 883 2024-11-20

Overwhelmed 41 year old needs fresh eyes on financial situation and advice

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Overwhelmed 41 year old needs fresh eyes on financial situation and advice 👋 I’m looking for some fresh perspectives and advice on my financial situation. I did not grow up with financially stable folks nor could my adult life be considered financially stable to date. I have improved ( bills get paid on time almost out of cc debt ) but I’m not really sure what the next wise steps are . I’m in grad school and hope to b…

Reddit Personal Finance 905 2024-11-19

Anyone have any tips on financial growth and investing.

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Anyone have any tips on financial growth and investing. Hi I’m 43 and have 50k saved and 90k in my 401k. I’m a great saver but I’m looking to further my financial skills with investing in stock but I don’t know where or how to begin. If anyone has any tips or suggestions on how to start or anything. All positive thoughts are greatly appreciated. submitted by /u/Maximusg81

Reddit Personal Finance 456 2024-11-18

Financial advice for overwhelmed mom

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Financial advice for overwhelmed mom I make $2473/month as a teacher. My husband is in school full time and watching our 10mo old, so not making any money but also no time. We have a dog with allergies. $1775/rent $60/phones 65/internet 170/utilitiesavg 175/carpayment 45/gas 52/lifeinsurance ~100/dog We have state medical for me and babe, husband is uninsured. We’ve applied for SN…

Reddit Personal Finance 767 2024-11-17

How has not getting married and having kids affected your financial plans?

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How has not getting married and having kids affected your financial plans? I’m 36m in Canada (although looking into immigrating to the U.S.). After a few relationships in my mid-late 20s and 30s, and losing the only partner I thought I really wanted to start a family with last year, I’m realizing that kids and possibly even marriage may not happen anymore. I’m a tax professional and worked in the corporate world for se…

Reddit Personal Finance 1.1k 2024-11-15

Trying to set my autistic younger brother up for financial success since my parents make poor financial decisions

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Trying to set my autistic younger brother up for financial success since my parents make poor financial decisions Somewhat complicated and emotional post, but if anyone has experienced anything like this or has resources for disabled adults, I would be grateful. My younger brother (26M) has autism and has been working in the service industry since he graduated from high school. He is considered high-functioning but has no concept of money and is unable to d…

Reddit Personal Finance 667 2024-11-14

Cardano Foundation Spent $23.7M in 2023: Financial Insights Report

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Cardano Foundation Spent $23.7M in 2023: Financial Insights Report Cardano Foundation, a not-for-profit organization that develops and supports the Cardano network, launched its first Financial Insights Report on Wednesday detailing spending across operations, education and adoption for 2023.

Coindesk 1.2k 2024-11-14

What am I doing wrong in personal financial management?

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What am I doing wrong in personal financial management? I make about $4160 each month after all deductions are taken from my paycheck. I do work a second job but hours are sporadic, so income is pretty variable. Most months I would say I could bring in an additional $200-300 My expenses include: Mortgage: $1980 Utilities/power/wifi: $200 Groceries: $430 Gym: $50 Gas: $120 School: $600 Car insurance: …

Reddit Personal Finance 423 2024-11-13

I’m anticipating a financial issue in the next several years, looking for advice

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I’m anticipating a financial issue in the next several years, looking for advice Im a 27 y/o mom, married (32m), with a 16 month old daughter. I’m currently 12 weeks pregnant. Things are very complicated – the pregnancy is high risk and I’m on bed rest for an unknown amount of time – could be the rest of the pregnancy. We are both teachers: my husband is a tenured NYC teacher and I teach at a special needs school. We have …

Reddit Personal Finance 1.2k 2024-11-13

Looking for financial tracking app / software

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Looking for financial tracking app / software I’m on the hunt for a new financial tracking app or software. I’ve been using Quicken, but it’s become pretty glitchy and cumbersome lately. What do you all use, and how has your experience been submitted by /u/OnlyTax5606

Reddit Personal Finance 914 2024-11-12

I need financial help regarding investing and where to allocate my funds.

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I need financial help regarding investing and where to allocate my funds. I originally posted this on @ r/Adulting but they told me to post on here! I’m not sure how to start this off other than where I am currently in life. I am 20 years old, I have a Roth IRA which I maxed out last year 2023 ($6500) and this year 2024 ($7k), all in one fund which is the VTSAX. I have no HYSA, and 9k in my bank account with a 750 fla…

Reddit Personal Finance 950 2024-11-12

Full Moon in Taurus To Disrupt Financial Markets

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Full Moon in Taurus To Disrupt Financial Markets The full moon in Taurus will take place in the afternoon on November 15th @ 24 degrees, shortly after Saturn turns direct. The moon will tightly conjoin Uranus. The first thing that comes to mind is the potential for upset in the financial markets.  We’d be talking about crash aka reversal of fortune. The markets Source

Elsa Elsa 1.3k 2024-11-10