Follow This End-of-Year Financial Checklist Before 2025 Before you dive headfirst into 2025, let’s take a good hard look at your finances in 2024.

Trump-Backed World Liberty Financial Swaps Its cbBTC for WBTC After Sun Joins as Adviser The swap took place Wednesday, the same day BiT Global lost a court case seeking to prevent Coinbase delisting WBTC.

Family and Financial Planning I M(29) and my fiancé F(28) are expecting our first child in July and are getting married in February. We have been together for 4 years and have lived with each other for three. However we have never really had the conversation about our finances. I am the breadwinner and make $117K per year with her making $45K. That said, I do cover the major…

Are financial advisors a rip off? I took a look at what my brokerage account gained this year from interest, dividends and gains in the market. As it stands today my portfolio is $73,907. I put $24k into it this year. At the beginning of this year I had $47,577. So I made $2,330 on my account this year. The management fee for the year ended up being $922. So my advisor is taking…

Banned from Financial Services For background, I’m a 22-year-old male with a 720+ credit score, and I do not own a business. Over the past few years, I’ve encountered an issue where my accounts get banned on every online financial platform almost immediately after creating them. These platforms include Venmo, Cash App, Ebay, and PayPal. Each time, I used my correct, valid per…

Trying to map out my financial future and struggling. 32, single no kids, live at home no expenses currently. Salary is 56k or so. Checking/savings: 53k Traditional 401k: 77k Roth IRA: 33k Crypto: 7k Debt: Credit card: $350 I kind of don’t know what I’m doing. I occasionally gamble and then just put money into the Roth and 401k. The 401k is up to the match my work gives me. Do I just continue doing…

How to find a fee for service financial planner. I am trying to find a financial planner to pay a flat fee, or per hour fee, to review my finances and discuss changes in my current plan to retire early. I am not looking for any assistance in choosing what stocks, bonds, funds, etc. my 401k or IRAs are invested in. I am looking for someone to walk through with me how I am determining to invest …

How to help my mom understand her financial woes? My mom just had her rent go up $200 a month and she’s a wreck over it, crying to me on her lunch break about how she doesn’t know how to afford life. She’s too poor to even eat lunch, yet two months ago got Factor meals delivered because they were on sale. She doesn’t spend excessively but for her income she might as well be. It’s like she can’t…

Financial planning/accountability I am 39 y/o successful entrepreneur. I spent the first half of my adult life drinking and drugging. Got sober about 12 years ago and blazed through a bachelors and two masters programs. During that time I accrued credit card debt and student loan debt. Fortunately I have been blessed with success, as I started my own substance use treatment faci…

32 financial crisis, how should I pay off my debt I’m 32 starting September this year, my yearly salary is about $20000, and I’ve spent my last decade making myself in a debt of about $30000 in credit card. Also, I’ve diagnosed with T2DM last year, and this eats up my money too (medicine, fitness equipment, and better food). I’m so depressed and I have no idea where to begin with my personal bu…

Financial Advice for my Future I recently came into some money from selling my condo and got a bit more than I expected. I realized I have about 10k extra that I wasn’t expecting. I want to use this to make more money quickly and save for my future. What should I do? #money #financialadvice submitted by /u/Th3_Bad_W0LF

I need the lesser of two financial evils. I was laid off from my job a few months ago. Taking a hard look at the job market, the reasons for my layoff, and my current skills, its unavoidable. I need to go back to school and get a degree. AI is fast replacing my area of expertise, and I am 43 years old. I need to still be able to work for a living. This will require about 20k in federal …

Financial advice- please be kind! Good morning! I, 27 y/o female, got into a tiny bit of trouble a few months ago. I did pretrial which is community service, attending meetings and paying the court fees. It’s about $1500 and I’ve met all qualifications except this. I work full time salary, and a really good job but I got paid at 5 pm yesterday and after paying all of my bills I’…

Six Financial Resolutions You Should Make (Besides the Obvious Ones) These less-obvious financial goals are often overlooked.

Need help remembering financial bloggers name I believe I read on this sub where someone had mentioned the name of a middle eastern financial blogger that compared different scenarios and provided in depth empirical evidence as to why one decision would be better than the other and such. I’m having a hard time remembering his name but I would love to consume some of his material. Thank you!…

Saving and financial tips for someone with ADHD I have struggled most my life with money, from low paying jobs and cheap cars constantly breaking down when I was younger to real poor impulsivity control now that I am actually making more money than I ever dreamed I would. (still not a lot in the grand scheme of things. I went to school late and just started a career in IT a few years ago, now…

Bitcoin at $100K: The Financial World Reacts After BTC hit $100,000, growing from zero to $2 trillion in a decade and a half, CoinDesk rounded up reactions — from believers and skeptics — to the milestone.

What financial steps will you recommend for a new immigrant to US? So that the person is on right path from Day 1. Do’s and Don’t. Abt credit cards, etc. submitted by /u/Xelon1

My son is a Junior (same first/middle/last Jr.) what are some steps I should take to make both our financial lives better in the future? So I’ve seen multiple instances and many people complaining that being a Junior is a pain in the neck financially and for credit. My son turns 10 soon so I have less than a decade from him dipping his toes into the world of credit and I want to take steps to protect our individual identities from each other. I’ve never changed my name to be a “…

How to tell my friend to stop using a financial advisor? A close friend of mine (24 y/o) has around $50k being managed by a financial advisor that was set up for him by his grandparents when he was younger. The advisor charges 2.25% AUM which I think is insane. He doesn’t have any complex financial situation and makes around $40k/year. He has little to no education regarding personal finance and is un…