I stumbled into a nice situation and I am reflecting on how it will impact my financial plan About 15 month ago I was at a decent job, I had just gotten a 20% raise after getting a promotion with a 15% raise the prior year The job was low stress but a little dull, things were fine. Around that time a former employer gave me a call asking me to come back. This would be fully remote come with another another 32% raise with work that was …

Reprise Financial Loan I took out a loan with Reprise around 6 months ago. Incredibly stupid, I know. This is not on my credit reports on Credit Karma. The interest rate is like 35% so I haven’t made a dent in the loan over 6 months and am paying 250 dollars a month on it. What happens if I just stop paying it altogether?! If it’s not on my credit report now, can the…

Graduating Soon – Trying to Set Myself Up for Financial Success. Advice? Hey guys, I’m a 23-year-old male graduating this year. Right now, I make around $2,000/month, and my bills are pretty low at $185/month since I’m still in school. This summer, I’ll be starting a new job that pays around $3,300/month. I was young and dumb (still am, but trying to change that) and have $400 in credit card debt, but I’m paying it o…

In Crucial Judicial Race in Wisconsin, G.O.P. Now Has a Financial Edge Two years ago, Democratic money carried a liberal jurist to victory and swung the state’s high court to the left. Now, Elon Musk and other wealthy donors have given Republicans a chance to swing it back.

28 Single, Financial advice much appreciated 28F | $84k/yr | Expecting a Raise/Promotion in March (Requested $120K) Savings & Investments: 💵HYSA: $17,150 💵401K: $6,600 (paused contributions) Monthly Expenses: 💳Rent: $2,330 (about 50% of my take-home after health insurance) 💳Wi-Fi: $50 💳Electric: $125 💳Gas: $50 💳Car Insurance: $150 (boyfriend pays it since I provide the car) 💳Prescriptions:…

Founder of Trump’s World Liberty Financial Credits Justin Sun for Project’s Success Folkman claims WLFI’s success came despite “no VC backing and no special treatment to anybody who purchased the token.”

The Algebra of Wealth: A Simple Formula for Financial Security (eBook) $2 Various Retailers have *The Algebra of Wealth: A Simple Formula for Financial Security* by Scott Galloway (eBook) on sale for *$1.99*. Thanks to Deal Hunter *phoinix* for sharing this deal. …

I need help with financial terminology Mainly I want to know what the general term for the sum of all account balances (e.g. current account, savings, credit cards) for a month subtracted from the consecutive month is. I think it might be “Month to Date” or MTD. Does that sound right? If not, where can I find out? If you can answer that, you can skip the rest of this post, but for th…

Health Insurance is the only thing standing between myself and financial stability. Live in the US. I have work that pays fine enough, but they don’t offer healthcare. I pay $15k a year in premiums alone, and another $700 a year for dental. Even with such an expensive plan, the copays are nuts. I’m talking $50-$100. I have health conditions that prevent me from saying “screw it” and getting emergency only. My current tier is t…

23, Just Landed a Job, No Credit/Car/Work History—How Do I Make Smart Financial Moves? I’m a 23 year old who just graduated from college with a computer science degree and have somehow been offered a close to 6 figure job in the DFW area with a 5k starting bonus. I have no debt, no credit card (or credit score), no car, and no work history, I live with my parents and have about 5k in savings. No one in my family has made this amou…

The technology team at financial regulator CFPB has been gutted Around 20 technologists at the Consumer Financial Protection Bureau were fired on Thursday evening, gutting a team that specialized in understanding Big Tech’s entrance into financial products, three sources familiar with the matter tell The Verge. It follows an earlier round of layoffs of mostly contractors and probationary employees on Tuesd…

Trump Names 2 New Top Financial Regulators Jonathan McKernan has been nominated to lead the Consumer Financial Protection Bureau, which has been in turmoil for days and has fired a number of probationary employees.

Please give feedback on my and my wife’s financial standing. Hi Guys, I was hoping to just get some general thoughts/feedback/recs on me and my wife’s current financial profile and maybe potential recs on how to more efficiently allocate our capital? Salaries combined= $160k Monthly Total mortgage payment = $1,850 Student Loan Payments = $500 a month Car Payments = $500 a month Liquid cash in bank = $80k …

Financial advice for a 22 year old A bit of my background •In my 4th year of uni (literature degree) •My tuition, living expenses and driving school tuition are loans (I have debt even before working fulltime) •Im living paycheck to paycheck for now bc of past bad financial decisions (I can sort it soon since I am on sem break I can work more) •I do have a part time job As you ca…

Financial Advisor hides Gain/Loss info on Schwab. Concerning? I’m not sure if I’m overthinking it, or if this is a common thing a financial advisor does, but my financial advisor does not allow his clients to see the gain/loss information in their Charles Schwab account. What really made me start to question it was an update to the app recently. I did have that information for a few days and I noticed tha…

How to find a GOOD financial advisor? I recently started making $150k+ USD per year. I grew up poor, and was poor well into my 30s. I need to find a financial advisor but I have no idea what to look for or how to screen them. How can I determine who’s good and who isn’t? It seems like a lot of trust to put into a stranger. submitted by /u/Gone333

Suggestions for how to use $48k to best improve my financial snapshot? (All needed info provided) TL;DR: I am 35. I make $110k/yr gross. I have $30k student loans and no other debt. My net worth is roughly $150k. I recently got $48k (estimated post tax) from selling a handful of stocks i got very lucky on. I want to use this profit to improve my investing but i don’t know exactly what i should do to do that. ———————————…

Trump-Backed World Liberty Financial Buys $470K ONDO Tokens The investment occurred as Ondo announced the introduction of its own blockchain for tokenized assets.

Looking to pull financial data for 3 years prior My daughter turns 21 in April. My XH is now chomping at the bit because our child support agreement changes slightly. It’s not contentious but he’s a little delusional about what her actual out of state college costs are being incurred outside of tuition. I’m looking for some type of software that I can input my account info and it can pull usin…

Financial advice for my dad 68 Hey everyone, my dad’s 68, worked around 30 years for a company , new company comes in and tells him he’s done. 2 months pay and 25k buy out. He’s thinking or was told to put it into an RRSP. He’s 68, I suggested putting it into a tax free savings account. He has no saving for retirement , this is it for him, he’s looking at getting another job …