#finances

What are some recommended personal finance tools for managing finances while living in multiple countries?

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What are some recommended personal finance tools for managing finances while living in multiple countries? I am currently living in France and I make money in the US but have both French and US bank accounts. I obviously am spending most of my money in France though. I want a tool that can help me with budgeting and tracking that can work between these two countries and currencies. Any recommendations here? I am considering Mint intuit but I am unsur…

Reddit Personal Finance 243 2023-08-20

How do you handle finances in years where you receive significantly more than your typical salary?

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How do you handle finances in years where you receive significantly more than your typical salary? My salary is $135k But this year a few additional, non-repeatable, income sources boosted my earnings significantly by an additional another 120k. I have already maxed out my Roth IRA for the year. But now idk what to do other than just park everything in a money market fund, but idk if that’s even a safe place for it if the market takes a dive….

Reddit Personal Finance 211 2023-08-18

LPT Request: Finances Student Loan Debt (Private and Federal)

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LPT Request: Finances Student Loan Debt (Private and Federal) So I (25F) am about to graduate with my Master’s degree at the end of the year. My field has a high demand and I have excellent qualifications, so my degrees aren’t going to waste for sure. I get paid fairly well, however not enough to effectively save for future expenses. I make just enough to have a little extra spending money for surprise sit…

Life Pro Tips 252 2023-08-17

I think the person’s finances I handle is the victim of a parent opening credit cards under his name

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I think the person’s finances I handle is the victim of a parent opening credit cards under his name What is the first thing you do when you find out a parent has been using your name to open credit cards in your name for 38 years? I’m managing someone else’s finances after an accident that left him disabled, and had to apply for bankruptcy. After finding duplicate accounts that owe a ton of money, I’m suspecting the father of the same name ope…

Reddit Personal Finance 207 2023-08-06

New living situation and a pay raise… want to get my finances straight.

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New living situation and a pay raise… want to get my finances straight. Backstory This is my first post.. so bear with me. I am a 23M in the southern US. My parents were never that good with finances.. so unfortunately I am trying to learn everything on my own and I would like some advice. I have been working full time since I was 18 at various state agencies (first responder.) I recently got a substanial pay raise …

Reddit Personal Finance 162 2023-08-06

How to split finances as a couple with vastly different incomes

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How to split finances as a couple with vastly different incomes I have been with somebody for about 6 years. We currently live together, and are splitting most purchases and bills 50/50. I am in a lucky situation where I am making about 130k/yr and have about 20k in savings. They currently make about 20k/yr with essentially nothing in savings, but will be making 60k/yr starting mid-2024 after they graduate …

Reddit Personal Finance 175 2023-08-01

I am 30. What would you be doing differently with my finances?

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I am 30. What would you be doing differently with my finances? I turned 30 this year and have recently became very interested in personal finance. I have a lot of regrets about spending in my 20s, living in NYC, while my suburban friends got into the real estate market at a reasonable, affordable time. I now work remotely and have very modest living expenses due to living with a friend ($500/mo) I have been…

Reddit Personal Finance 182 2023-07-30

LPT Relationship, mental health, finances. Looking for help

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LPT Relationship, mental health, finances. Looking for help Hey there just looking for some advice on where im at with life right now. To start I am 32, own my house, work full time, have good credit/but also a bit of debt, in a relationship for 8 years (gf is 28), struggle off and on with mental health (depression can be bad or stable, same with anxiety, social anxiety/awkwardness most of the time, and …

Life Pro Tips 125 2023-07-29

What the Fed’s Latest Interest Rate Hike Means for Your Finances

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What the Fed’s Latest Interest Rate Hike Means for Your Finances In ongoing efforts to combat inflation, the Federal Reserve announced Wednesday another 0.25% interest rate hike. The quarter percentage point increase will bring the fed funds rate to a target range of 5.25%-5.5%, their highest level in more than 22 years. Read more…

Lifehacker 227 2023-07-28

Considering Our Finances

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Considering Our Finances Here is another “How am I doing / What should I do?” post. I’m reading the Personal Finance Wiki, but am also seeking a confirmation of my understanding & a consensus from repliers. Thanks in advance for your thoughts. I’m 70, mostly retired; my spouse is 69 & soon to be fully retired. Our house is paid for; Zillow estimates its worth at $321,90…

Reddit Personal Finance 238 2023-07-10

How do you track your finances on long trips?

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How do you track your finances on long trips? Hey! I’m currently doing my dream travel around the world! I’m trying to budget/track my finances as I go so that I can keep on top of things and know how long I’ll be able to stay out here for. Since I left I’ve been doing this with an excel spreadsheet where each week I input my cash held now and my atm withdrawals/card spend. It works to a de…

Reddit Travel 320 2023-07-05