What kind of professional would you talk to to make sure your finances are on track? I want someone to go over our finances to make sure we are doing right by our goals. I don’t want someone to manage my money or have to pay an on going fee. Just someone who can take a look at all our income/investments/spending to see if we need to make tweaks or if we are on track. Any ideas? submitted by /u/Emergency_Weekend864

Evaluating my finances 19 year old college sophomore majoring in Econ. 2k investments. 1k Savings. 3.5k subsidized student loans. 15k working car paid off. Working 60+ hours during the week @ $15 an hour front desk job for expenses. What… if anything should I be doing differently. submitted by /u/LadLandon

Managing my finances as a 21 year old with low expenses Hi everyone, I am looking to get some advice on my current financial situation and how I should proceed to get the most return over the next 5-8 years. Sorry in advance if I come across as naive or stupid, any suggestions are appreciated. I am currently 21 years old, about to turn 22. I have around 26k in my Savings account, getting 4.25% intere…

Should we hire someone to help put our finances in order and set us on the right path towards healthy savings? Hi everyone! I’ve been enjoying reading the posts on this subreddit but I find that whenever my husband and I try to wrap our heads around finances neither of us understands details. I have a feeling we know nothing and could make mistakes easily. I would like to know experiences and opinions on hiring someone whose job is to help you organize …

Random night thoughts on my finances Hi! I make 71k a year before taxes. My monthly bills are 940. Groceries for 2 people (I pay groceries while he pays other expenses) are roughly 460 a month. I am saving for a house (not in a rush to buy but want to have a chunk for down payment. I pay 560$ a week to a HYSA. I pay my Roth weekly so that I’ll max it for the year. How am I doin…

Help me get my finances together please. I (25F) currently make 62k at my job. I don’t have many bills right now other than $300 I give my mom for rent, $100 family plan phone bill, credit card payments that I could easily pay off if I wanted to, and 2 minor bills which are the gym and peacock. I have 27k saved in a HYSA. I would like to start using that money in an effective way rath…

Should we wait to have kids due to finances? Hi everyone! My husband and I are wanting to start trying for kids potentially in the next few months and into next year. One thing that has us at a halt at the moment are finances. We all know the economy right now is so crazy & expensive. We don’t want to have financial stress in our home when adding a child. We are seeking advice on if we sho…

Drowning and stressing about finances. Don’t know what to do Me (F25) just made a big move (~1.2K mi from home) for my relationship. I started travel nursing about a year ago and recently signed on as PRN at a local hospital making ~$50/hr. A small breakdown of my stress. Since moving I still have my house (119k left on my mortgage with 3.75% interest rate), 2015 paid off car at the house for when I visi…

Want to get healthier finances as a 24 year old. Hi! I’m a recent college grad with debt, about 50k. I couldn’t work with how intense my program was for 5 years, so I have credit card debt, federal loan and private loan debt. Right now I feel like I’m paying off interest on things. I was thinking of hiring a financial advisor to look over it all, make sure I’m paying as little as possible (ex:…

22yo trying to get finances in order i don’t really know what my goal is but i grew up poor and i’ve been fucking around since i graduated high school and im started to get scared and the way i have my finances set up is a mess right now. I have 2 checking accounts, one has $150, i use this account for recreational expenses and food my other checking has $2000 i use it for all my …

Finances with a second baby I recently found out I am pregnant with our second baby. We have a 16 month old together. I am excited but also starting to think more and more about finances. I am 29 and my husband is 30. We both work full time and work from home. Our little one goes to daycare that is literally right down the street from us so about a minute drive. It’s a ni…

How should I navigate this situation with my mother and her poorly planned finances? Here’s the situation: My mother is in her mid 70’s and has very little income + SS. She’s barely scraping by. Any major expense will send her into debt. She’s been fortunate enough to not have any medical issues, and she has a car that is reliable and is paid off. However, she’s reaching the age where she is going to start needing help. My sibli…

Should I go to Japan or Germany this September, or wait and risk finances? In an odd spot. I am moving states the first week of October and my partner and I feel like we should do an international trip from US. We have flight credits that expire end of year, so we just need to have the trip booked by then. We are interested in doing the trip Sept 10 – 25. We would LOVE to do Japan in March but are realistic that after …

Help! How to manage my Finances! Male(33) I currently make around $115k/year. After Taxes, Health Insurance, 401k contribution my bring home is around $6k a month. I have about $75k in debt the majority being student loans ($60k). I currently don’t have any car payments, only thing is credit card debt ($10k) and student loans. I just got into a rental agreement in which I have …

Plee for help – Messed up finances badly As with most people, I’m very embarrassed about messing up how I did – so throwaway account. Cleared all my debts last year – roughly 20k, managed it for a while, and then I had some unexpected car troubles and it snowballed again. Managed to find a way to rack up 30k, and now I need help. I’ve locked my cards and am working on figuring things o…

Rate my personal finances 38M and 38F, combined income: $300k. We have a 4 year old and another one on the way. Emergency fund: * 12 months of mortgage Debts: * Mortgage – 30 yrs, 700k, 5.125%. 1 year into it. No plans to prepay or extra principal payments Investments: * Combined 401k: 550k (almost all of it in S&P 500 index and my company stocks whose returns beat S&P 5…

navigating finances as couple my gf and i will be moving in together shortly. i havent proposed yet but we are having conversations about marriage and what we want it to look like, that includes finances. i make more at the moment and she wants me in charge of everything since she feels like im better with money. we are currently working on paying off the last of our student…

What is a great way to learn about finances, how money works and the stock market? I’m looking for something structured that I can learn from over time? I can read books but I just don’t know where to start. submitted by /u/ImportanceMaximum666

Desperately need to fix my finances. Basically, I’m terrible with money and my finances/credit suck. I just met the love of my life and as we further develop our relationship I realize I will likely be marrying this person and I don’t want my past mistakes to negatively affect our future together. I’m autistic and adhd not diagnosed until 2 years ago so basically for most of my ad…

How am I doing with my finances? Worried about retirement. All, first time post here. Been lurking around. Finally decided to post. I am worried if I can retire well or not in 17 yrs. I am 43 years old. Married with 2 kids. Am I going to be able to retire? I started late in college, worked in restaurant for a few years before starting community college, then transferred to university and finished my bac…