Should i finance a used car in my circumstances? I’m 21 and have limited credit history. When I was 19, I bought a car for $3.5k, and spent an additional $5-6k in repairs. Broke down after a month and haven’t bought a car since. Now, I rely on daily Ubers to commute, which costs me about $15/day. I work full-time in retail, making $2.5-3k a month, and still live with my parents. This situation…

Is it dumb to finance a car? Pretty general question, but I’m also someone who hates operating with debt. Sort of at a point where I think my want for a new car is becoming a need. I planned on saving up a lot in the next 6 months for a big down payment, but now wondering if I should just pull the trigger and finance a big portion. Normally I’d use my emergency fund, but th…

Life and Finance. Present bs future. I’m not necessarily looking for advice on this post. I’m looking to find out if ya’ll have ever had similar thoughts to mine. The question revolves around the balance between the present and the future. When does a life event or experience, in the present, outweigh saving that dollar value and its potential growth as an investment. We all routin…

How to finance a 1970 manufactured home. So I know it’s probably not the best idea to buy one, but I have to find a place to live in about 2 months and this place is 25K to own. I work full time and have a friend that also works full time who would move in to help pay for everything including helping with a personal loan if I take one out. Any suggestions on where to try to get a loan …

Rate my personal finance Hello everyone. I started getting into finances early and just wanted to know if I am missing anything. I am about to turn 29. Married with no kids. Planning on having one sometime down the line. Currently own my home worth around $300k and have about $250k in combination of savings, CDs, and stocks. 401K is around $20k. Me and my wife combine m…

Crypto Lending Firm Maple Finance Unveils Syrup Yield Platform and Rewards Token

What’s your recommendation for a straightforward, up-to-date personal finance book? I know there’s recommendations in the wiki, but I feel like a lot of books seem to have a gimmick, or at least some angle they’re focusing on. I’m looking more for “here are the basic things you need to worry about with personal finance”. Kind of like a financial glossary with advice. I understand this might not be the right thing to look for,…

What’s your recommendation for a straightforward, up-to-date personal finance book? I know there’s recommendations in the wiki, but I feel like a lot of books seem to have a gimmick, or at least some angle they’re focusing on. I’m looking more for “here are the basic things you need to worry about with personal finance”. Kind of like a financial glossary with advice. I understand this might not be the right thing to look for,…

Do I lose value moving from betterment to m1 finance? Let’s say I have $100k in betterment and I’ve had that in there for 5 years. I’ve only just learned about M1 finance recently and I actually didn’t realize I was spending so much every year in fees with betterment. I guess my question is if I bought $SPY IN 2020 For $250/share does any of this hold true with my betterment holdings? Do they hold …

Jumping into the personal finance world as a 20 year old father of 3. Hey folks, I found this sub a while back and I’ve been looking through it now and again. I’ve decided (maybe a few years too late) that I need to get my finances together. I have an uncomfortable relationship with money and debt that I know I have to take control of. If anyone could give me pointers or critique what I’m doing now I would apprec…

Toyota is offering 2.9% interest rate for 3 yr finance, should I still get an offer from credit union? You know how some people recommend you get an offer from a credit union before you go to the dealership? Well, my wife and I have really good credit (above 800) and good paying jobs. I think we should qualify for the 2.9% interest rate, but I’m not sure if that’s just a rate the advertise to get people in the dealership. submitted by /u/…

Does Crypto Finance Hamas and Other Terrorists?

What happen after voluntarily repo finance car? When something in life changed unexpected and you need to give up the car. What would happen next after you contact the dealer that you want to give up the car? All I know is they will try to sell it and we have to pay the different? But what if I cannot pay the rest in full on the day of. What do I do? Do they have a payment plan too? submi…

Thinking of getting divorced, need finance advice I’m thinking of getting divorced from my wife. We have 1 son (9). We are currently a single-income family. I need to have them live in our house and find a new living situation for myself (might move in with my friend & pay rent for now). Here’s our situation; Assets we have combined $50,000 in liquid cash A Roth IRA worth around $420K A fixed …

Any good finance podcasters or youtubers you would like to suggest? Having recently entered the world of Podcasts and finding someone like Andrew Huberman really beneficial for my mental health and performance, I would like to know if there is a good podcaster who talks about finance and investments. submitted by /u/RaviK99

Frax Finance Says its Domain Name Hijacking Has Been Resolved Frax founder Sam Kazemian says his team has been “left in the dark” by the domain registrar as to what happened.

Pay in Cash or Finance at 0% So our 19 year old furnace has a crack in the heat exchanger. Given the age and the efficiency we’ll gain it’s time to replace it. We got a quote of $7k (in the southeast) which includes the furnace (a Trane S8V2), two thermostats (Trane 824’s needed to control the variable speed blower), and some significant duct work to undo some mucking that…

Small biz sale – query about seller finance Hi all I’ve posted here before about my small biz being acquired it’s a profitable e-commerce brand which is around a 7fig sale. We’ve had various issues with buyers not having the funds, or being time wasters but have recently had a surge of interest and a couple more offers. I am in the UK, most buyers are in the US and the business can be exp…

Lido Finance Sunsets Solana Staking Product After DAO Vote The staking service for SOL tokens will be discontinued over the coming months, developers said.

Pay Cash or Finance Car Looking to replace my 2000 Toyota with a new Toyota for approximately $26K after taxes/fees. CU approved an $18,000 loan (putting $8000 for down payment) for either 4.98% APR 29 Months or 5.49% APR 36 Months. First payment can be deferred for up to 90 days for both 29 months or 36 months. I pushed off buying a new car for a few years and have s…