Top Personal Finance Tracking App Hi y’all! I’m looking for your top finance tracking apps? Not necessarily limited to budget – tracking income and spending, maybe linking several accounts, tracking recurring expenses, maybe tracking net worth, loosely keeping tracking of what stocks I own? Hoping to find one place that does it all! I don’t mind spending some money on it and wou…

I’m not a finance person- and I’d very much like some advice on what my mom should do. So. My mom has about 70k in credit card debt racked up over the last 2.5 years. My main question is should she take money out of her IRA next year when she turns 60 to pay it off, or should she take money out of investments now to pay it off. She has 1.8k coming in through a pension every month, and that’s about it until SS kicks in next year w…

Is The Wall Street Journal Complete Personal Finance Guidebook by Jeff D. Opdyke a good book? Hello! Wanted to know if this book is recommended for someone who has little knowledge on personal finance. I also wanted to know if any info was outdated at all since it came out in 2006. submitted by /u/Spuunt255

How to finance a car for my Dad To start off, I will be making all the payments on the car. I have no debt, relatively high income(200k+), an 800+ score, and just want to do something nice for my Dad. My Dad’s credit has been in the toilet due to some mistakes the 90s and he never made any attempt to fix it or use credit for anything so here we are. My Dad’s semi-retired and …

Finance advice? 31 HCOL Been saving for the last 10+ gyears with no actual goal, just saving to save. Trying to stray from scarcity mindset. Open to purchasing home but it’s not realistic with interest rates and cost where I live ($700k+ starting homes) Should I be investing more? How can I maximize my $$$? HYSA: $180k 401k/Roth/HSA: $55k Brokerage: $60k Income: ~4.5k …

Please suggest a good app to manage my personal as well as group finance. Hi, I live in the US. Moved in with flatmates recently. Previously I was using Splitwise for group expense management but now I am fed up & lost my patience adding only 3 expenses per day. So I am looking for an app that can replace Splitwise & help me manage my personal expenses as well. In 1 app only. Please help. Thanks in advance. submit…

Looking for the Ultimate Personal Finance Tracking Google Sheet Template! Hi folks, I’m looking to refine my personal finance tracking and am curious about the Google Sheets templates you use. Do you have a go-to template for tracking net worth, expenses, investments etc? Please share your templates and any insights on how you’ve customized them to fit your needs. Appreciate any help! submitted by /u/jeyyt

Can I finance a car purchase without a W2? I need to purchase a car. I have great credit and about a chunk of change in by brokerage accounts. Will I be able to get a loan? submitted by /u/Effective-Ad2841

Car finance help, need to know what options I might have. I made a poor purchase a couple years ago buying a vehicle out of my budget and have been floundering since. I need to get out of this loan, I owe roughly $25k on it and could sell it for around $16k. I don’t have another vehicle to go into, but cannot afford the monthly payments that are coming and the insurance that’ll it’ll cost next month. I…

How Memes and Gamification Are Changing Finance As We Know It As social, finance, gaming, messaging become folded in single “super apps” – as they are already in Asia – memes transmit subtle but powerful cultural meaning in a digitally-native way, says Ray Chan, CEO of Memeland. Welcome to the Meme Age.

USA Finance Questions: Husband’s new employer doesn’t offer retirement or life insurance. Can/should he get them on his own? Husband, wife, 2 young kids. Husband got a great new job at a nonprofit that pays well, but does not offer 401k or other retirement, health insurance, or life insurance. I have all of these benefits through my job. I’m okay carrying the health insurance through my employer, but should he set up some sort of retirement and life insurance outside …

Was I the victim of a yo yo car finance scam? So I was in the market for a new car. My credit score is not great (low 600s) and I am a first time buyer. I went to the Honda dealership to see what they have and so I received a pre approval letter from capital one and they were the only bank who would give me a good rate. They did a hard pull of my credit and said I was approved with 4000 dow…

Does it make more sense to finance college or pay up front? Hello all. I’ve gone back to college while still working. I have the money (around 30k total) to pay up front, but am leaning more towards taking out the 5.5% federal loans. Almost all of my money is in VTSAX which has been really good in the last 2 years and is relatively safe as a mutual fund. Disregarding the previous 2 years returns and just…

Nurse’s fnancial checkup, seeking personal finance guidance and money management tips! As a nurse looking to make the most of my hard earned income, I’m reaching out for valuable insights on personal finance, frugal living, and managing finances while working in the healthcare field. I’m ready to take control of my financial health and build a stable future. Whether it’s budgeting advice, money-saving tips, or strategies for overc…

Friend wants to finance a car So i’m trying to convince my friend of why he shouldn’t pile a fckload of debt for his new car. He currently makes 1300€ a month and drives a 2016 Golf GTI (worth about 17.000€). He recently had to do a engine swap which cost him about 5.000€ so the car is practically new now. He also bought new exhaust and an intake which cost him around 5.000€…

What are some finance (or insurance?) moves you should make while you are young and healthy? This came up last year as I got a long-term disability policy through my employer that required a medical assessment. Fortunately, I was/am in good health, so everything went smoothly. But it made me think: what type of financial products or perhaps insurance should I be securing now, while I’m relatively young (32) and healthy? Long term care i…

Finance guy at dealership messed up , with financing So I was on a road trip in and my car broke down in ( TN) Was able to get it towed to a dealership and my car wasn’t savable was able to finance a car putting 2200 down , a 2008 Lexus just point a to b to get home to (CA) , got a call from the dealership about a day later saying that the finance guy messed up and put in the system for the loan t…

Does it make sense to lease or finance a new car? I’m starting out in my first real job and need to get a second car for my commute. Right now, my husband and I share a car that was purchased in cash in 2016. Since I will be making more money, I need to get a car for my new job, so my husband can continue to use our current car. We have basically no savings from renting in a high cost of living…

Lido Introduces ‘Restaking Vaults’ in Collaboration with Symbiotic, Mellow Finance The launch comes after restaking platform EigenLayer started to threaten Lido’s dominance in Ethereum DeFi.

Looking for personal finance education/tips for beginners I’m pretty financially illiterate and would love to change that sooner rather than later. I’m looking for any reading material, podcasts, videos, etc for beginners that helped you feel confident in your financial planning. Thanks! submitted by /u/Shoddy_Challenge5253