Debt management and finance management. My Fiance and i have some debts. Trying to figure out how to tackle it. My fiance has no retirement. We are trying to open a SEP IRA or 401k since she is self employed. We are trying to see what money should go where while saving for retirement. I make 140k/year and she makes around 70k/year as a 1099. Her Debt: HELOC: 8k at 8% (200/mo) (debati…

Should I finance a car with the intentional of paying it off in 3 months? The dealership said they could provide a better discount of $1500 off the OTD price if I chose to finance with them. 36 months @ 3.69%. I have the cash to pay it off up front. I also plan to purchase a house in 12 to 16 months. My credit score is only 694 atm. I’m trying to get it back up. Should I pay with cash or get a loan? Will it help incre…

Ondo Finance to Bring RWAs to Mastercard Network Mastercard’s MTN incorporates API-enabled blockchain tools to allow banks to streamline domestic and cross-border transactions

Books to start finance Hey everyone, so i started reading a book and watching some videos about finance and it’s market, but i never learned anything about finance and i want to start it and do some exercises if its possible too, any suggestions on books I should start with? submitted by /u/BornRelative2070

Bessent to Skip G20 Finance Ministers Meeting in South Africa The Treasury secretary is the second top U.S. official not to attend the Group of 20 gatherings because of rising tension with South Africa over its land policies.

Gnu Cash – for personal finance – setup help please Good morning. I am hoping to use GnuCash to track our expenses and in general help with financial planning. I used to use a spreadsheet I created myself, but I want something a bit more powerful. I am not an accountant and am really struggling with double entry accounting. I am UK based. So a few questions: Does the Transfer column just refer to…

VTSAX 10yr Performance: Yahoo Finance vs Fidelity Yahoo Finance says VTSAX 10Yr performance: 12.49% Fidelity says VTSAX 10Yr performance: 13.15% Can someone help me understand why they are different? submitted by /u/titan1978

Ondo Finance Unveils Layer-1 Network for Tokenized Assets CEO Nathan Allman said “financial markets are overdue for an upgrade” as tokenization efforts gather steam globally.

Salesforce picks board member Robin Washington to be its next finance and operating leader A veteran finance executive, Robin Washington has been on Salesforce’s board of directors for over a decade.

To finance a laptop, or not to My semester just started and my laptop broke. I was trying to hold out until my birthday to ask for one but it just stopped turning on. There’s also issues with the keyboard so I believe it will be costlier to fix and that I should get a new laptop. I am looking at ones between $350-$600, nothing crazy. I have the money in my savings but I live …

Games for introducing personal finance topics to youth I am going to be teaching a very basic personal finance course to a group of middle and high schoolers that I work with. I have planned out the lessons and I would like to include a opener/icebreaker type game that is relevant to each of the topics. My four lessons are Intro/Budgeting, Banking & Saving, Credit & Debt Management, and Investing/Fi…

19, finding out about personal finance and learning about investing has made me extremely stressed and self conscious I know keeping up with the jones and accumulating wealth with no goal is stupid, but I feel so conscious now of every purchase. I literally hear 1$=88$ every time I spend now. I want to enjoy life, but I also feel like every time I buy something enjoyable like a coffee I’m robbing my future self. I know my dad had a similar mindset when he was y…

‘Rebate’ on van finance I got a settlement figure off £6,874.84 for my van that for wrote off. I’ve received my annual statement and it’s says rebate £2,091.95. What dose that rebate mean? submitted by /u/cjweedy123

Ok, so i am somewhat oblivious to how to manage my finance. I am 20 years old and i am looking to save money for retirement. However, i have no idea about concepts like credit card fees, compound interest, etc. My family won’t explain it to me. Anything i should read/watch to get a better idea? submitted by /u/Queasy_Working_9969

Where to turn for Real World Personal Finance Guidance? I’m very lucky to have progressed as I have in my career. I’m in my mid 40s, married, two kids (16 and 14) and have a pretty solid salary ($295K). I max out my 401K and IRA through my employer, although I’m panicking about how much I should have squirreled away already. I also receive small stock equity grants annually and have been putting some…

Need to finance a move for a new job My current job pays $55k and I was just offered a job several states away paying $118k. My monthly rent will go from $850 to ~$2,800. I will need roughly $6,000 for a deposit, first month’s rent, and pet fee to secure housing. I’ll be paying rent on my current apartment until I find a someone to sublet. My new job will reimburse some of the mo…

What’s the best method for understanding finance from scratch? I’m a new into the world of finance and have zero knowledge about how anything works in here. What do you think is the best way for me to start learning about it? Shall I read books? Ask the professionals? If yes can you suggest me any books or someone with experience who’d be willing to help? submitted by /u/Duck-qwack_4624

Mid 20’s personal finance sanity check! Hello everyone! I wanted to see how other people in their 20’s were doing financially, to gauge where I personally stand on finances in my early career – and I know others would want the same! I do the best I can for myself but I feel like I’m operating in the dark. So for those in their 20’s/ early career (or other ages too 🤷‍♀️) how are we all…

Ranger Finance Targets Crypto Perps Traders of ‘Size’ on Solana Solana’s first crypto perpetuals aggregators service wants to compete with market leader Hyperliquid.

Where should I start Finance as a 17 year old? Currently I am a senior in High School and will graduate in spring before turning 18. I am eager to get into the world of finance, however lack much in terms of knowledge and experience on the topic. I’m looking for any possible suggestions or advice on what I should do to both prepare myself and look at/research prior to making hasty decisions….