I genuinely messed up and need to figure out what to do
I genuinely messed up and need to figure out what to do Hi, I want to start by saying I am deeply overwhelmed at the moment and just trying to figure out a path forward. Some background: I have never been good with money. Despite my best efforts I have not been able to get my shit together. I grew up pretty poor and with a mom, who was for the most part a single mom, who also is not great with money…