HSA moved to Fidelity, advice on what to invest it in? Hello all, apologies if this is the wrong sub. My employer recently shifted our HSA over to Fidelity and I currently have the funds just sitting in a money market with the HSA. About $20k worth and it is showing a yield of 5%. Any advice on what I should push it into as far as investing it? Or should I let it sit as is? submitted by /u/Th…

Should I rollover my old Fidelity 401K to Principal IRA? I have a Fidelity 401K from a previous employer with about $45K in it. I also have two small IRAs from previous employers in Principal (contract jobs that had a basic 401K and then automatically rolled over after I left). I also have a new job with a brand new 401K in Vanguard (which I may not stick with more than a couple years). The Fidelity 4…

New to fidelity Roth IRA Hi I just graduated and unfortunately late to the Roth IRA. These are the three i invested in: FITLX (40%), FSPGX (40%) FXAIX (20%) because they did not require a minimum investment. I’m otherwise not sure if this is the best to invest in for my Roth. I have about 30 years until retirement. If this strategy is not good; what do you recommend I…

Whether to keep an account at both Fidelity and Vanguard A previous employer used Vanguard and I have about 30k there. My current employer uses Fidelity and I have about 24k there. I have delayed rolling Vanguard to Fidelity as one of my former mentors mentioned Vanguard is a better company. I have been meaning to research if I should at least change the Vanguard 401(k) to an IRA, perhaps. I am hesita…

How do my fidelity investments look? (New to this) I am new to investing and no one in my family is financially literate. I started a Roth IRA with fidelity last year and contributed $3,395.20. I am in my 20’s and don’t really know what I’m doing. I thought I would reach out here and really appreciate any feedback at all. My asset allocation: • 84% Domestic Stock • 1% Foreign Stock • 0% Bonds …

HSA: health equity to fidelity I have come to realize that Reddit is the only source for helpful advice on the internet. I recently got a job and opened an HSA thru employer. The HSA is with HealthEquity. I have seen posts from people saying they have an HSA thru HealthEquity but “transfer” their money to Fidelity HSA every so often. But I am confused. I am trying to figure …

Would it be best to save in fidelity ROTH IRA instead of my organization 401k? Hello! I am 26 and am looking to start saving for retirement. From the little that I understand from my employee they match our savings. My HR is only one person and he sucks at explaining things/helping and I do not plan on staying here for that long. I was wondering if it would be best to start saving with fidelity with a ROTH IRA. My estimate…

Why was my 401K in Fidelity forfeited? I just logged into Fidelity and I found that one of my accounts (worth roughly $260) was forfeited. I’m super confused. I worked this job/fellowship for 1 year from August 2017 to August 2018. It was invested to the best of my knowledge because it would go up and down in value. I never got a letter in the mail or email stating that my account wa…

Leave HSA with HSABank or Transfer to Fidelity? I have about $13.6K invested with HSA Bank from my previous employer when I used to have an HSA plan. I’ve since left that company 4 years ago and got married. Due to my wife’s medical needs, we calculated that lower deductible health plans are in our best interest and do not foresee enrolling in a high-deductible medical plan that allows HSA ag…

Rollover IRA & Fidelity Backstory, I left my company about 2-3 weeks ago which had the 401k account with Fidelity. My new company has 401k with Empower. I was with my last company for about 6-7 years and had about 70k in the 401k account so I wanted to make sure I made the right decision. After doing quite a bit of research seems like most people do not like Empower so…

Fidelity Abandoned Property Notification We received a letter (US Mail to our home address) from Fidelity that our retirement accounts were going to be turned over to the state as abandoned property. They said “mail to your address was returned” so we are going to mark this account as abandoned. This Fidelity account is super active. We deposit 401k there and do other brokerage on a mo…

Received a significant amount of various stocks in an inheritance that are in Fidelity. Fidelity wants/offered me to meet with an advisor. Should I? My father who was a CPA and personal estate planner had invested significantly in the stock market. After both he and my mother passed away I received half of the stocks he invested in (lots of blue chip companies, most of which I have heard of). He was very smart in the market and had no need for an advisor. I on the other hand know very little…

Fidelity former fund sitting in Vanguard Hello I moved my Fidelity Roth over to Vanguard but it’s sitting in a separate Roth account from the Advisory managed one. How do unload the Fidelity large cap and buy Vanguard stock? I have an idea of which funds I’d like but suggestions welcome. I can’t see how will I have to call? I prefer to do things for myself if it’s easy. thx in advance….

Wanting to open a Fidelity account I’ve been following this sub for awhile and have learned so much. I have 18 shares (around $1700) in company-purchased stocks that have been sitting for almost 10 years and I’m kicking myself that I haven’t been doing anything with it all this time. I simply want to open a Fidelity account and start investing in an S&P 500 index fund (FXAIX). Li…

Inherited 401k fidelity profit sharing account non related I inherited a fidelity 401k company profit sharing account from my fiancé that recently passed, they sent me the info showing it is now in my name, can I transfer that to my current non fidelity employer 401k account or should I start withdrawing from it or just cash it in but not sure what my tax liability would be, it is valued at 75k, I am 58…

Fidelity zeroed out my 401k without my permission and now they can’t find the money TL;DR to avoid some confusion. My past employer’s retirement program w/ Fidelity is not subject a minimum balance clauses, which I see are common for many kinds of retirement accounts. But because this was not the case for my employer’s relationship w/ Fidelity, there are no processes in place for forced minimum balance xfers. As a result I was …

I’ve had a part-time job for a few months now and Fidelity shows that I’m eligible for 401(k)… I thought part-time jobs weren’t even eligible for a 401(k). Upon googling it, I see something about a recent law passed saying one must work 1000 hrs in a year OR 500 hrs over 3 years to be eligible. I’ve been at this job for a few months now, somehow even earning PTO lol. I brought up the 401(k) option showing up on my fidelity app (where I al…

You Must Teach This New Curriculum with Fidelity Good morning! Oh, come on, we can do better than that! I said, “Good morning!” That’s more like it. Thank you for joining me today for this workshop on implementing ReadingMath123ABC, an innovative, comprehensive curriculum your school district purchased for $250,000 based on one website’s positive review. When ReadingMath123ABC’s 140 lessons ar…

Why does reddit typically recommend Vanguard and Fidelity, but not Charles Schwab? Am I missing something here? Do they offer things that Schwab doesn’t have? I have a schwab account, and I haven’t had any problems with it. submitted by /u/JubBird

Should I have money sit in SPAXX in Fidelity Roth IRA? New to this. Did a bit of searching and it seems like it’s basically a temporary place my money gets stored in when I transfer funds or sell, and it collects something like 4% ish interest in there. Why would I want to have any money in there at all? Shouldn’t I be putting all the money into actual investments? submitted by /u/grandmas_n…