Starting a new Fidelity account—looking for suggestions! I attempted to open a Vanguard account for over a month and am still having issues, so I decided to go with Fidelity, though I had both Fidelity and Vanguard at the same time. I plan to use Fidelity as a “set it and forget it” account, just as I had intended with Vanguard. My initial goal was to have VTSAX in the Roth IRA and VOO in the taxable …

VTSAX 10yr Performance: Yahoo Finance vs Fidelity Yahoo Finance says VTSAX 10Yr performance: 12.49% Fidelity says VTSAX 10Yr performance: 13.15% Can someone help me understand why they are different? submitted by /u/titan1978

Fidelity “Professionally” Managed Bond Portfolio – Not Recommended. I have had a terrible experience with Fidelity professionally managed bond portfolio service. Most concerning is how the stated make up of the portfolio was misrepresented in the prospectus compared with the actual composition of the fund put together for us. Here is the stated objective and type of investments promised. Investment objective: Se…

okay to transfer accounts to Fidelity? Currently, I have my retirement accounts and brokerage accounts handled through a financial advisor. These accounts are low maintenance mostly managed by me, all in mutual funds. I require infrequent help from my advisors, but they do whatever I ask. For this. I’m paying 1/2%. The total amount is 2 million plus or minus, resulting in 10 k per ye…

31 years old and have my 401K with fidelity. 55% large cap, 25% small mid, 20% International. Should I keep my portfolio as is or change it? 31 years old and have my 401K with fidelity. 55% large cap, 25% small mid, 20% International. Should I keep my portfolio as is or change it? submitted by /u/Silent_Programmer_81

Fidelity is saying I’m too aggressive for my age I am a 28 yearold that is only just starting to invest into a 401K now (didn’t have the option prior) – I plan to max my contributions over the next years to play some catchup as well as maxing out ROTH IRAs These are obviously funds I don’t need to touch for the next 25+ years I’ve read quite a few posts on here saying that FNSBX and FXAIX are …

Should I Transfer My HSA from HealthEquity to Fidelity? I’m debating whether to transfer my HSA from HealthEquity to Fidelity and would appreciate some advice. Here’s my situation: My employer does not contribute to my HSA, so I don’t get any extra benefits from keeping it with HealthEquity. The contributions are post-tax, so there’s no pre-tax payroll benefit. HealthEquity charges monthly fees whil…

New Fidelity Roth IRA Hi All. I started my Roth IRA this year and honestly just let Fidelity AI or Auto Invest for me. Should I continue this or should I move current positions into better funds? I set it to the most aggressive setting they allowed. I currently have a $3,200 in the IRA submitted by /u/Thin-Confection7006

Fidelity retirement – what to do with funds For retirement monthly I contribute $1000 to a HYSA, max out my ROTH IRA annually, and contribute 11% to 403b. I’m really new to retirement savings, I more so have questions with the Roth IRA. Should I be investing the Roth IRA funds? Sorry if that’s a naive question, no one has really educated me on retirement so I’ve just been saving the best …

Downside to moving 401k from Fidelity to Empower? I have a 401k from an old employer with Fidelity that’s all in a Fidelity target date fund. Company I’ve been with for the last 2 years uses Empower. Would like to have all my retirement in one place if possible. Would Empower allow a Fidelity target date fund? Or would it have to be some sort of sale in order for me to accomplish this? subm…

Skip bonds? Vanguard vs fidelity? Mid 30s male planning to retire ~60. Should have a pension I can live on and already have about 500k in tax advantaged retirement accounts from prior employer. Just paid off all debt so want to start investing. With the pension being a guaranteed income at 59.5 years old would you recommend just avoiding investing in bonds? Also deciding between…

Is Fidelity Go my best option? First of all I’m sorry if this questions been asked a thousand times, I’ve tried searching posts but nothing recent. I have about $11,000 sitting in a fidelity go account. It’s currently sitting at a 80/20 strategy in order to take advantage of the smart shift feature. I’m not confident in my ability to trade frequently, so have left it to ai. …

Fidelity accidentally sent the wrong wire amount Instead of sending out 24,000, they sent out $240,000 They sent it to my accountant in Canada, so it was an international wire It is now going on three weeks without the funds, the bank in Canada seems to have sent it back and it’s missing What action should Fidelity be taking to rectify this? Fidelity confirms that they made the mistake …

Fidelity Fraudulent account hacked My accounts were hacked and someone transferred $40,000 out of my IRA and 401 accounts on Sep 1, 2024. I have been told someone opened a joint account and then transferred money to other accounts. How can someone has found out, my account numbers? (Now I know Fidelity was hacked in August, but Fidelity never mentioned me when I called, where it…

I just started Fidelity Roth IRA what should I invest in? I am 23 rn and I am looking to invest long term. I would probably take it out when I am 60. Anyway, the most popular option I see are FXAIX or FSKAX. Should I be doing 50/50 in each?? Or you guys got another index funds to invest in? submitted by /u/Future_Inspector_692

Fidelity 529 Investment Options Hi, I just opened a 529 for my newborn and plan to put $250 every month. Is this a reasonable amount? I currently have chosen Fidelity Index funds as the Investment option. Any recommendations on what to choose? I’m leaning towards a moderate risk strategy. The plan only allows changes twice a year. Thanks in advance submitted by /u/Key-D…

Question on Optum HSA rollover to Fidelity HSA So i’ve read enough to know that overall Fidelity is a better place to park HSA funds for investing, specifically. A few notes and questions for you all who have done this/experience I live in CA — currently have about 4k in an OPTUM HSA through work (none of it invested yet–so looking to do this now). I understand the lack of state tax bene…

Got a new HSA that’s at HSAbank, can i put my own contributions in my old fidelity HSA? I have an old HSA at Fidelity. My new job just created a new HSA at HSABank and I have to keep that open because they will contribute monthly to that. I’m intending to use it as an investment vehicle. I was thinking I would contribute the rest, to the max directly into the Fidelity one just by transferring from my checking. That’s cool right? …

Fidelity Mutual Funds Help For Newbie I’m very new at investing, so I put a tiny bit of money (1k) in a Fidelity account. I’d like to invest in mutual funds, but I have no idea what I’m looking at when I try to choose a few. I figured if I just sort of “dip my toes” in investing with 1k, I could learn how it works without much risk. I’ve added some mutual funds to my watchlist, bas…

Fidelity International Tokenizes Money Market Fund on JPMorgan’s Blockchain The U.K. firm joined JPMorgan’s Tokenized Collateral Network (TCN), piloting the tokenization of its own money market fund for the first time with Onyx Digital Assets.