#fees

Principal 401k plan has no index funds with fees lower than 1% …

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Principal 401k plan has no index funds with fees lower than 1% … I am a business owner and we have Principal as our 401k provider. So, to be clear, I am the “plan sponsor” – I am in charge of the 401k plan and the investment options in it. We also do NOT have an advisor on the account – there are no commissions or fees being paid to any third parties. So I am reworking our menu of investment options and there…

Reddit Personal Finance 1.7k 2024-03-11

How to Avoid Single Supplement Fees When Traveling Solo

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How to Avoid Single Supplement Fees When Traveling Solo Taking a life-altering solo trip is a pop culture staple, frequently depicted as a rite of passage and step towards independence heading into adulthood, or out of a relationship. In real life, people travel by themselves for a variety of reasons—including because it’s their preferred way of exploring new places and/or… Read more…

Lifehacker 443 2024-03-02

Wizzair checked luggage fees

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Wizzair checked luggage fees Hi, I was booking my return flight with Wizzair from Warsaw to Alicante and it cost 180 zt (around 40 euros). My surprise was when I added a 20kg checked luggage, which cost 320 zt more(around 75 euros). Does it make sense? Is it an error? I mean, is it normal in this airline to pay nearly twice for the luggage than for the seat? I’m thinking ab…

Reddit Travel 712 2024-02-14

are “nonrefundable” vendor entry fees actually a thing or did I just get robbed

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are “nonrefundable” vendor entry fees actually a thing or did I just get robbed I paid a 75 dollar entry fee to be a vendor at an event that did not clearly say anywhere that it was non-refundable. the event was supposed to be tomorrow, and they just cancelled it around 1pm today. when I reached out they said that “unfortunately” they could not refund my money. they also have not told all the people who bought tickets for t…

Reddit Personal Finance 762 2024-01-25

Ticketmaster’s still hiding ticket fees, senator says

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Ticketmaster’s still hiding ticket fees, senator says Photo by Drew Angerer / Getty ImagesLive Nation, the parent company of Ticketmaster, promised to scrap the hidden fees plaguing its ticketing service earlier this year. But one senator says the company’s not doing nearly enough. In a letter to Live Nation CEO Michael Rapino Wednesday, Sen. Amy Klobuchar (D-MN) called on the company to turn on a…

The Verge 1.3k 2024-01-20

401k fees question when married

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401k fees question when married I started a new job that has a 401k but it has no company match and it’s fees are about 1.2%. This seems like a lot of money lost over the long run due to these high fees. My wife also has had a 401k for a few years now and her fees are 0.4% and a 50% match up to 3%. We both make 50k each and I want to put away a combined 15% of our net pay to…

Reddit Personal Finance 719 2024-01-20

Truist: anyone familiar with “image research fees”

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Truist: anyone familiar with “image research fees” I have a truist bright checking account in AL, for reference. Woke up to two $10 charges on my account labeled “Image research fee”, with no explanation of what that is. Can’t find anything mentioning that in their fees disclosure unless they’re now charging to retrieve check images online, or if they are printed on site for identification veri…

Reddit Personal Finance 1.3k 2024-01-18

How can I move money between banks quickly and without fees?

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How can I move money between banks quickly and without fees? I’m wanting to move some money every paycheck between my bank accounts so i can save money but i don’t want to pay any fees… What’s the best and quickest way to do that? I would like the money to get there as quickly as possible so I don’t see the balance in my withdrawal account.. I’m moving between credit unions submitted by /u/whitie…

Reddit Personal Finance 707 2024-01-03

Are my 401k fees too high?

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Are my 401k fees too high? My company uses Human Interest to offer us a 401k plan. Instead of paying the admin fee themselves, they pass the fee to us, the user. My current 401k fee is 0.9% (0.4 custodial fee and 0.5 advisory fee, neither are avoidable). Is this too high? If so, what can I do? submitted by /u/TheFreshMaker25

Reddit Personal Finance 841 2024-01-03

New IRA, bad idea to set up with Raymond James? (Fees)

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New IRA, bad idea to set up with Raymond James? (Fees) I was planning on calling my advisor at Raymond James to start an IRA and buy 6500 of VT, I currently only have some stock with them. Would I save a significant amount long term on fees by making a Vanguard account instead and trying to set up the IRA myself with no advisory services attached? I also have a mutual fund at American Century, what …

Reddit Personal Finance 893 2023-12-14

FTC lays out new rule that could end hidden fees

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FTC lays out new rule that could end hidden fees Illustration by Laura Normand / The VergeThe US Federal Trade Commission (FTC) is proposing a new rule that it hopes will put an end to hidden junk fees that some businesses often add as a surprise when consumers are checking out. The agency is currently seeking public comment on the rule, known as the Trade Regulation Rule on Unfair or Decepti…

The Verge 706 2023-12-12

X has to pay $1.1 million in legal fees for ex-Twitter execs

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X has to pay $1.1 million in legal fees for ex-Twitter execs Illustration: The VergeA judge has ruled that X, the platform previously known as Twitter, must pay $1.1 million in legal fees associated with the investigations of the platform that unfolded during Elon Musk’s buyout of the platform last year, according to a report from Bloomberg. As noted by Bloomberg, Delaware Chancery Court Judge Kathaleen S…

The Verge 1.4k 2023-11-22

About Shipping Fees for New Online Business Owners

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About Shipping Fees for New Online Business Owners Hello everyone, hope you have a great day/night! So I am an aspiring online business owner who’s considering Shopify to operate my store. However, I am kind of confused to how shipping fees work. I mean, how do you get third party couriers to give you discounts especially when shipping internationally? FedEx and DHL are relatively expensive so i…

Reddit ecommerce 1.2k 2023-11-11

How do I ship from the UK to Europe without having the customer pay any fees?

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How do I ship from the UK to Europe without having the customer pay any fees? I recently shipped 2 products from the UK to Ireland and Netherlands. Both times the customer had to pay a fee to receive their item. Is there a courier or any way to deliver packages without having the customer pay a 30 euro fee. Otherwise I can’t ship to Europe I guess. Any advice is appreciated! submitted by /u/Nicholaslego

Reddit ecommerce 1.0k 2023-11-10

Is it normal to not know what the expenses/fees are for whole life insurance?

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Is it normal to not know what the expenses/fees are for whole life insurance? My signifigant other was on a meeting with their financial advisor, for background they are paying $300 a month for one whole/permanent life insurance. They raised the question “how much of my $300 is going to my cash value, how much is going to fees” and the financial advisor simply told them “Northwestern Mutual does not disclose the exact exp…

Reddit Personal Finance 887 2023-10-28

What should I do with my old 401K with high fees? Rollover to IRA or is there tax implication if I did backdoor?

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What should I do with my old 401K with high fees? Rollover to IRA or is there tax implication if I did backdoor? I recently changed my job, and my current employer does not offer 401K. The 401K plan for my former employer charges $45/month record keeping fee. I obviously don’t want to pay this fee anymore, so is the best course of action for me to move the money (traditional 401K to traditional IRA, roth 401k to roth IRA) to an IRA? FYI: I contributed $65…

Reddit Personal Finance 684 2023-10-25