#fees

Insane Fees with Empower 401K

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Insane Fees with Empower 401K Hey all, I have a 401k from a previous employer with Empower. I’m trying to rollover my account to a new IRA to avoid any additional fees. Empower wants to charge me a 190 dollar fee to rollover! I only had around 5k in the account. That’s a 190 dollar fee on a 5k account just to rollover; whether it’s an external IRA account or with them! That’…

Reddit Personal Finance 1.3k 2024-11-14

Help on evaluating 401k fees

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Help on evaluating 401k fees I am looking for information about appropriate fees for managing a 401k, and any insight around it. The company I have managing my 401k is not through an employer. On the very last page #17 of the quarterly report I receive, they list the fees, as 1.0% and it comes to $2,132 for the recent quarter (which is $8,528 per year). This is for two acc…

Reddit Personal Finance 567 2024-10-29

Building Shopify Transaction Fees into COGS?

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Building Shopify Transaction Fees into COGS? How do y’all do it? I’m used to developing an MSRP (and wholesale prices) based on all expenses accrued per unit before it is purchased (COGS). But with transaction fees, those come in once the customer pays, so how do y’all do it? Do you round up to account for transaction fees, and then deduct them from the GPM? submitted by /u/CafeRoas…

Reddit ecommerce 394 2024-10-23

Shopify Fees – International Orders

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Shopify Fees – International Orders $488.64 AUD will be added to your Jul 26, 2024 payout. Today • 7:19 PM Gross total €312.71 EUR Converted total (1 EUR = 1.64242 AUD) $513.60 AUD Shopify Payments fee (2.9% + $0.30 AUD) -$13.81 AUD Shopify Payments fee GST -$1.38 AUD Currency conversion fee (2.0%) -$8.88 AUD Currency conversion fee GST -$0.89 AUD Net total $488.64 AUD Recent orde…

Reddit ecommerce 1.2k 2024-07-24

You CAN withdraw Roth contributions at any time with no fees or penalties

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You CAN withdraw Roth contributions at any time with no fees or penalties You CAN withdraw Roth contributions at any time with no fees or penalties I see a lot of people on here saying you can’t. This is common knowledge. That’s one of the advantages of a Roth. It should be a last resort, but it is an option. Edit. I’m referring to a Roth IRA submitted by /u/highbackpacker

Reddit Personal Finance 732 2024-07-19

Wife’s 401k fund options have large fees and underperform the market. How to mitigate?

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Wife’s 401k fund options have large fees and underperform the market. How to mitigate? I’ve been investing for several decades where my strategy has been to simply buy the market and keep accumulating – primarily the S&P500 and Nasdaq. This has worked extremely well for me. The issue is, my wife recently took on a new job at a small firm where the 401k only offers mutual funds that significantly underperform the S&P500 and have la…

Reddit Personal Finance 709 2024-07-03

Are we getting hosed on fees with PlanMember 403b or is this normal?

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Are we getting hosed on fees with PlanMember 403b or is this normal? Wife is a teacher. She has a pension, but is also contributing to a 403b option. Over the past year or so, she started maxing out and currently has a little over 100k in the account. Unfortunately neither of us is especially sophisticated with this kind of thing, but we have always had the perception that her fees are high. Last year is paid out…

Reddit Personal Finance 421 2024-06-28

Multi vendor site with platform fees – Ideas needed

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Multi vendor site with platform fees – Ideas needed I’ve been developing a new multi vendor ecommerce for the automotive community over the last 6 months. I run a few forums totalling over 70K+ members. I’m at the point where I’m ready to start integrating payment into the site. I see that PayPal has a complete payments platform for marketplaces. I filled out the form two days ago and now I’m see…

Reddit ecommerce 561 2024-06-25

Spotify is raising their subscription fees again on July

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Spotify is raising their subscription fees again on July They’re at it again. Starting on next month, Spotify Premium will be $11.99, family plans will be $19.99, and duo will be $16.99 in the US. The fact that this comes just days after their CEO (Daniel Ek) belittled artists by saying the “cost of creating content is close to zero” irks me. Plus their service has honestly gone worse. They used to be…

Reddit Music 863 2024-06-20

Crazy taxes and fees for a flight to London, is this normal??

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Crazy taxes and fees for a flight to London, is this normal?? So I am booking 4 tickets (2 adults and 2 kids) from IAD to London roundtrip, the total taxes and fees are $1,106 with spending 177K flyingblue points. Flying with KLM and Virgin Atlantic. Is this normal for the taxes and fees this high? I remember searching for 4 tickets from Venice one-way for $58.85 taxes and fees with $112K points. But over …

Reddit Travel 974 2024-06-12

The Bitcoin Halving Is Here, and With It a Giant Surge in Transaction Fees

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The Bitcoin Halving Is Here, and With It a Giant Surge in Transaction Fees Soccer has the World Cup. Athletics and many other sports have the Olympics. Crypto has the halving. The milestone in the blockchain’s 15-year history technically means a cut in rewards for crypto miners with each block – a feature designed to minimize inflation.

Coindesk 1.3k 2024-05-16

Exchange rate fees

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Exchange rate fees Hello everyone! I am european and i want to sell only to the US. I have done some research and shopify charges an insane amount of fees. Can someone tell me if the same thing happens with woocommerce? Which one is the most cost effective? Thank you very much submitted by /u/PayStudLoanAndHouse

Reddit ecommerce 917 2024-05-14

What fees are reasonable or required when buying a used car?

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What fees are reasonable or required when buying a used car? I got a “proposal” from a dealer that had 7 line items of fees.. which included a $3k dealer fee, an out of state fee (I am buying out of state), and then the usual document fees, registration, title processing, ERT (?). In total, $4700 in fees, not including taxes, which I’m not arguing, that’s the only line item that makes sense. Which fees do…

Reddit Personal Finance 1.3k 2024-04-29

How to get mobile with a low price item? 3PL fees vs retail price

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How to get mobile with a low price item? 3PL fees vs retail price Hi, I’m looking for a UK-based 3PL for a small SKU small inexpensive item (4£ RRP ie retail price). How are you dealing with 3PL? The quotes I’ve gotten ask on average 1.5+£ pick and pack fee + shipping (which is more than what I pay via Shopify). Best quote for pick and pack still ~ 1£ + shipping. – How is it possible to create value to custome…

Reddit ecommerce 971 2024-04-26

E-VISA for Vietnam – any extra fees to pay at airport?

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E-VISA for Vietnam – any extra fees to pay at airport? Hi Guys, Heading to Vietnam soon. I’ve successfully applied for an E-VISA and paid the fee for the E-VISA on the official Vietnam immigration site. I’m hearing some reports that even after paying this, you need USD25 in cash for a stamp fee or similar when we arrive at the airport? Is this true? Any experiences of this please??? submitted by…

Reddit Travel 620 2024-04-17

How to avoid HealthEquity HSA fees by transferring to Fidelity?

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How to avoid HealthEquity HSA fees by transferring to Fidelity? I have a HealthEquity HSA with my employer. I’m trying to understand the process of transferring to Fidelity to avoid fees. From Reddit posts I’ve learned that initiating a yearly transfer from Fidelity HSA can help with this. (And leaving $25 in the HealthEquity account.) My question is with HealthEquity’s Monthly HSA admin fee of $3.95. If it’…

Reddit Personal Finance 398 2024-04-15