#extra

Extra money goes where?

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Extra money goes where? This may be a dumb question but I’m pretty new to investing/retirement/all things money really. So I will have my Roth IRA maxed next month with my only debt being to my truck, house, and student loans. I’m not worried about getting these paid down quicker with extra payments as I would rather invest this money. But when it comes to what’s next …

Reddit Personal Finance 313 2023-07-23

T-Mobile’s charging an extra $5 plus tax for paying your phone bill in-store

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T-Mobile’s charging an extra $5 plus tax for paying your phone bill in-store Illustration by Alex Castro / The VergeT-Mobile has started charging customers who pay phone bills in-store a new $5 “Payment Support Charge,” plus tax. According to The Mobile Report, the new fee went into effect on July 19th, though prepaid customers will be charged the fee later on. In a flier shared with The Mobile Report announcing the chan…

The Verge 257 2023-07-22

Extra payments towards principal

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Extra payments towards principal I have locked in rate at 2.8%. Every article says that if you have 4% + guaranteed on savings/cds (less risky vehicles), one should not make extra payments. One thought that bothers me is that mortgage payments start with bulk of interest payments in the initial years. If we make extra payments, especially in initial years, final interest paid g…

Reddit Personal Finance 240 2023-07-21

YouTube Premium now costs an extra $2 each month

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YouTube Premium now costs an extra $2 each month Illustration by Alex Castro / The VergeYouTube Premium’s price has increased to $13.99 a month in the US, a $2 increase compared to what it used to cost. That’s according to Google’s signup page for the service, which has been quietly updated to reflect the new pricing, which was first spotted by 9to5Google. Alongside the monthly price increase,…

The Verge 144 2023-07-20

Spend an Extra Day in Paris or London?

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Spend an Extra Day in Paris or London? My wife and I will spend 3 full days in Paris. On the fourth day, we’ll travel to London via Eurostar, and then we’ll spend another 3 full days in London. It’s our first time in both cities. Options: We leave as late as possible on the fourth day and extend our stay in Paris to almost 4 days, or We leave as early as possible and spend that day …

Reddit Travel 151 2023-07-18

Should you invest left over extra cash every month in the market or to pay down the mortgage?

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Should you invest left over extra cash every month in the market or to pay down the mortgage? I have around $1-2K left over every month after accounting for all expenses, 401K contributions, and contributions to my personal investment account. I also have a ARM mortgage (currently low interest) but that can charge up to 8% after 6 years. I plan to refinance to a 30-year assuming the market allows anytime before the variable interest rate…

Reddit Personal Finance 140 2023-07-17

Fossil: Extra 50% off sale item

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Fossil: Extra 50% off sale item Fossil is offering an *Additional 50% Off Select Sale Styles*. *Shipping is free*. Thanks community member *kenmikec* for sharing this deal MenWatches

Slickdeals 204 2023-07-16

401k or extra housing payments?

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401k or extra housing payments? Hello all! Title says it all. Combined family income is around $150k. We’ve got a mortgage of $2,300, and spend about $4.5k per month on all bills (including mortgage). We are also currently remodeling, so most extra cash (~4k per month) goes to savings to eventually pay off the one year 0% interest CC we took out for the remodel. I’m already ge…

Reddit Personal Finance 270 2023-07-13

LPT: Take Extra Toys to the Pool

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LPT: Take Extra Toys to the Pool The dollar store sells pool toys like water balls, water guns, and other toys which make all kids at the pool extremely happy. They’re so inexpensive you can just walk away from them if they’re being enjoyed when you’re ready to leave. These are children and this is a very low cost and low effort way to make kids and their parents happy and appr…

Life Pro Tips 218 2023-07-10

Can you add extra luggage at the airport?

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Can you add extra luggage at the airport? I am flying from Busan to Tokyo in August with Jeju Air via travellink (I know, fuck me), but after my purchase noticed it only includes hand luggage up to 15 kg (whyy), and there seems to be NO option anywhere on travellink’s website to add it. It just says “can be bought at the air port” and the “add extra luggage” button disappears. So…. be…

Reddit Travel 209 2023-07-05

Should I be making extra mortgage payments?

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Should I be making extra mortgage payments? I make $74k a year, after 401k, union dues, and HSA contributions my net income is usually about $4000 a month. My mortgage balance is about $232k and my monthly payment with escrow and condo HOA fees is $2070. I have about $10k in savings, $6500 of which is in a hysa at 4.1% interest and the rest of which is in a money market account at my cred…

Reddit Personal Finance 331 2023-07-04