#extra

LPT Extra warranties/insurance U.K.

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LPT Extra warranties/insurance U.K. LPT as someone who used to work in insurance. Unless you are worried about accidental damage and have good reason to, don’t go for the monthly insurance options. I quit because I felt like a parasite, it was awful for my MH. The consumer rights act 2015 essentially means that for 6 years, the company had to repair/replace the goods if they beco…

Life Pro Tips 1.2k 2024-07-16

Does anyone get a little extra sad before a trip?

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Does anyone get a little extra sad before a trip? I always hear about post-travel depression but I’ve noticed that right before I travel often seems to be when I get really off. I generally struggle with depression but I’ve kind of been on a path to figuring out how to get my life together. This whole summer has been very active and now I have to pack for this trip on the other side of the coun…

Reddit Travel 1.2k 2024-07-16

Should I Throw Extra Money at my 6.375% Mortgage?

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Should I Throw Extra Money at my 6.375% Mortgage? I’ll try to make this as simple as possible (or as simple as thing type of thing can be). We just moved into our home late last summer and put down a nice large downpayment and we are wondering if we should be throwing our extra money toward our mortgage or putting it into savings. I am 37 and my wife is 33 and we have no children (don’t plan to…

Reddit Personal Finance 860 2024-07-14

Creamy Lasagna (extra béchamel)

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Creamy Lasagna (extra béchamel) Made some tweaks to a pretty straight forward classic lasagna by adding two layers of béchamel between noodle’s making it even creamier. You still get that bolognese taste but distinctly creamy. submitted by /u/TheArtofWax

Food Porn 1.3k 2024-07-12

Extra Money- Where does it go?

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Extra Money- Where does it go? 40 years old and I’m in a position where I may have an additional $5-$10k / month after expenses. I can put this toward my mortgage which is $580k at 6.5% and/or toward a retirement account such as solo 401k or Roth IRA. I do not have any kind of company match. I have not yet started a retirement account of any kind. I’m just now learning about…

Reddit Personal Finance 853 2024-07-09

Instant Travel Karma: Family Detained in Extra Security in MIA

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Instant Travel Karma: Family Detained in Extra Security in MIA As the title of the post suggests, Travel Karma was served relatively quickly. My family and I, traveling back to the US from Barcelona direct to MIA, on Saturday, first encountered a family of five (mom, dad, and three kids under ~7). I broke this first and only season into episodes. Pilot: The father was quiet-yelling at the mother to queue u…

Reddit Travel 931 2024-07-08

What to do with extra money?

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What to do with extra money? Within the last few years, due to job hopping (me) and promotions (wife), we have seen a very dramatic increase in our household income to about 325k-350k. Neither one of us grew up around anyone even thinking about making this type of income, so we have been learning on the fly. We have a 4.5% HYSA with the required 6-9 months of emergency fund…

Reddit Personal Finance 808 2024-07-07

USMNT: No extra pressure for huge Uruguay game

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USMNT: No extra pressure for huge Uruguay game KANSAS CITY, Missouri — The U.S. men have their collective backs against the wall at the Copa América ahead of Monday’s decisive group finale against Uruguay.

ESPN 1.2k 2024-07-01

Where to put in some extra cash?

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Where to put in some extra cash? Hello All, I hope you’re all well. If you had $50,000 USD to invest in anything and let it sit and grow, what would you put it in? I need some advice where to invest that will guarantee some long term gains. submitted by /u/Any_Thought7441

Reddit Personal Finance 439 2024-06-30

LPT Save shampoo with an extra bottle to foam it

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LPT Save shampoo with an extra bottle to foam it You can wash your hair, with the full ‚foam head experience‘ with easily 1/3 (or even less) of your usual shampoo amount. And it gets as clean as you are used to 🙂 Putting shampoo in your hand or directly on your head and ‚foaming it up‘ is not really effective. What is effective is putting a bit of shampoo in any type of bottle that you can cl…

Life Pro Tips 1.0k 2024-06-27

Need ideas for 5 extra days in kenya.

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Need ideas for 5 extra days in kenya. Hi guys, we have 5 extra days after a safari in late jan/early feb, looking for some ideas to spend them. Ideally within an 8 hour drive of the nairobi airport. We will have seen masai mara, serengetti, nakuru, ambolessi, tarangire, and norongoro so something outside of those parks. We arent really beach people so mobassa is a last resort. Than…

Reddit Travel 520 2024-06-20

Down payment or extra payment at 0%

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Down payment or extra payment at 0% I just wanted to bounce this idea off of somebody other than me and my wife. With a 0% interest rate on a new car purchase, what is the difference between making a down payment and saving that money pay off their debt with an interest rate? I potentially could even just make larger payments later and there wouldn’t be any impact it seems am I ri…

Reddit Personal Finance 901 2024-06-15

How do I make extra Money?

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How do I make extra Money? So, I am a 34-year-old female. I work two restaurant jobs as a server, about 50 hours a week, and I am also in school full-time for psychology. I am struggling financially to make ends meet, and I really don’t have any extra time or energy for another job. How the hell do I make more money?????? I am pretty desperate at this point and open to al…

Reddit Personal Finance 833 2024-06-15

When does it make sense to make extra payments on my mortgage?

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When does it make sense to make extra payments on my mortgage? My wife and I bought a house in January that we can just afford after retirement contributions. We have an emergency fund in an HYSA that technically covers 6 months but that I’m slowly trying to increase. We also have one personal loan we’ll have paid off by November that was used to decrease the interest on some credit card debt which will fre…

Reddit Personal Finance 667 2024-06-07

Is it better to not pay extra on our mortgage?

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Is it better to not pay extra on our mortgage? Bought a house a few years ago at 2.4% interest. We paid PMI off upfront. Our current payment is $1250, but we could easily afford $2250. My wife wants to throw the extra $1,000 at the house to pay it off early. We have no other debts. Am I wrong to think that we would be better off investing the $1,000 in retirement, or even leave it in our HYS…

Reddit Personal Finance 1.1k 2024-06-03

Retirement: 100% VTSAX for extra funds?

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Retirement: 100% VTSAX for extra funds? Will be retiring in 5 years at age 70 with ample funds for retirement supplemented by SS. There’s an extra couple million or so that I plan on investing 100% into VTSAX as I want to pass it down to my children. Would this be a good idea as I don’t need this money? Also, would it be better to pass this money tax-wise to my children now in increme…

Reddit Personal Finance 692 2024-06-03