#extra

When Extra Stuff Appears in Your Suitcase???

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When Extra Stuff Appears in Your Suitcase??? So this is weird. We are traveling internationally from USA and discovered after arriving at hotel that someone placed a bottle of over-the-counter Vitamin C tablets in the top outer compartment of one of our checked bags. The luggage has TSA-approved security locks in the main compartment. But there are two zippered compartments on the outside…

Reddit Travel 375 2025-02-26

Extra Mortgage Payments or Savings Strategy

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Extra Mortgage Payments or Savings Strategy I have a 30 yr fixed at 6.125. I could easily make extra monthly payments and additional yearly lump sum payments with end of year bonuses and have the house paid off in 6-10 years. I’m almost 50 so it there isn’t a huge amount of time to save. I have a good retirement account as well as some other conservative investments (guaranteed to drop no…

Reddit Personal Finance 544 2025-02-23

How should I spend extra 20 grand in my situation?

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How should I spend extra 20 grand in my situation? I M35 recently been saving my extra severance that I got from last year that built up to 20k. I’m not sure exactly how to spend it whether to invest or pay off the house? I Current Networth: 750-800k depending on house equity/investments HYSA (4%) – 70k Investments – 400k (Combined with my Wife) 401ks + Mutual Funds House Equity – 350k (House wo…

Reddit Personal Finance 494 2025-02-20

What is the best use for extra income from gigs other than saving it ?

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What is the best use for extra income from gigs other than saving it ? I’ve made a few thousand from gigs every year, let’s say 5K-6K USD, other than just saving it, what other options do I have that can put me in a slightly better financial situation. It’s not really a lot to invest and my previous business ventures have always failed. What can I do with the extra income other than paying bills and saving it ? …

Reddit Personal Finance 842 2025-02-18

Went extra for NYE

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Went extra for NYE I just love so much experimenting with make-up (and I love this subreddit)! I love bold, cool and original eye looks and I’m always looking for new styles to try. I’m particularly proud of this one I created for NYE, do you like it? Open to suggestions!!! Thank you! Products used: BASE – Clinique Even Better Light Reflecting primer – Armani Lumi…

Reddit Makeup Addiction 1.2k 2025-02-14

Fluffed W2 – extra hours worked, not paid

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Fluffed W2 – extra hours worked, not paid Hi everyone, Exactly what the title claims. A little backstory: I quit same day on Jan 25th, 2024. I worked for an insurance office, an angry customer kicked in the door to my office, called me a few bad names, and I was told to apologize to the insured. I had no contact with him, nor did I ever touch his file. This was about 2 months into me w…

Reddit Personal Finance 908 2025-02-14

Solo 401k, SEP IRA, or private brokerage for extra retirement?

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Solo 401k, SEP IRA, or private brokerage for extra retirement? I have a 401k through my employer, but also have a small private practice that allows me to open a solo 401k or SEP IRA. I’ve maxed my contributions to my 401k and Roth IRA. I also have a small brokerage through vanguard. Because of my income, I need to put some extra money away for retirement. Which option is best for an extra 5-7k/year? Is th…

Reddit Personal Finance 933 2025-02-14

Temporary extra income. Pay off house at 4.5% interest in 3 years or invest?

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Temporary extra income. Pay off house at 4.5% interest in 3 years or invest? So I have a rather fortunate opportunity. I picked up a temporary job that nets an extra $750 per month for the next 3 years after taxes that right now I do not need to make ends meet. I already contribute $400 into an IRA each month as my job doesn’t offer a 401K. Situation: Mortgage is 4.5% interest. It started in 2014. 30 year loan until 20…

Reddit Personal Finance 1.1k 2025-02-07

Adding extra users to IG app

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Adding extra users to IG app Is there a way to add additional users to an instagram account so they can access the account via the mobile app but have limited permissions? It’s a business account and we want to add some staff to help manage the channel but don’t want them to have full permissions. Thanks submitted by /u/steadylifter

Reddit Social Media 325 2025-01-19

Where should I be putting extra income?

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Where should I be putting extra income? Currently have 2k fixed cost with 3.8-4K net income. 6K emergency fund in a HYSA, 22K 7.5% interest car loan (370 payment 78 month term-awful I know), deferred student loan balance of 14K at ~7%, measly retirement of 1.3k at 30YO (more in Roth than 401k because I’ll be leaving this company I’m at soon and won’t receive the match due to the terms…

Reddit Personal Finance 1.0k 2024-12-27