Home Equity Loans and HELOC I currently have a Home Equity Loan on my property. Is it possible to open a HELOC on the same property? Can you have both at the same time? submitted by /u/Be_bold23

Should I take out a Home Equity Loan? I have 25K in credit card debt (awful, I know!). I owe 232K on my home which is worth 625K. And I also need to make some home improvements (around 15K). Should I take out a 40K Home Equity Loan at 6.7% for 15 years (about 350/mo payments)? I have solid, steady income but no savings. submitted by /u/Sbgej5

Home equity for CC debt? Wife and I have $90k debt between us, mostly credit card, high interest. We keep up with payments but min payments cost us $2300 a month. Thinking about taking $90k home equity loan at 8% to pay it off over 5-10 years. Would close all cards after they’re paid. We’re clearly not credit card people. House is worth $160k, we owe $25k on it. Always …

Homium Raises $10M and Tokenizes Home Equity Loans on Avalanche The loans are currently live in Colorado and plan to extend to other states.

San Diego rental property has too much equity. Hold or sell? I (45M) recently inherited my childhood home in San Diego and put it up for rent. The house is fully paid off. It was appraised at $800,000 and I’m renting it for $3400. All is going well, I have great tenants, but I am starting to think about opportunity cost more and more with all of this tied up “dead” equity. I’d love to retire in 10-15 year…

HELOC vs Fixed Equity Hi All, I am trying to determine the best way to borrow money for finishing my basement. I am debating a HELOC at 7% vs a Fixed Home Equity loan at 6%. I intend to borrow around $40,000. I understand with a Fixed Home Equity loan you get all the money upfront and have a fixed payment based on the term of the loan, and that a HELOC your payment v…

Home Equity Loan to Consolidate Debt? I am trying to determine if I should use a hone equity loan to consolidate debt and monthly payments. In summary, I have paid off over $50,000 in debt this year, but I have multiple accounts I am paying on and some have time limits before interest kick in. Details are below. Monthly take home: $10,000 Monthly spending: $6000 Home equity: estimat…

HSA: health equity to fidelity I have come to realize that Reddit is the only source for helpful advice on the internet. I recently got a job and opened an HSA thru employer. The HSA is with HealthEquity. I have seen posts from people saying they have an HSA thru HealthEquity but “transfer” their money to Fidelity HSA every so often. But I am confused. I am trying to figure …

PGA Tour to offer players equity in new company Once the newly formed corporation happens, the PGA Tour said in a memo Tuesday that it would offer members direct ownership in the company.

How do I use the equity in my house to by another house My neighbors just put their house up for sale and I want to buy it so my adult kids can live next-door. My house is almost paid off and I would like to use the equity in my house to buy my neighbor’s house. How do I do that? submitted by /u/Icy_Painting4915

I took 5 percent of a company on sweat equity for a dollar and never paid the dollar. I was offered 5 percent of a company because they couldn’t pay me enough for my services so I took it. The owner of the 5 percent wanted out of the company completely so he sold it to me for a dollar we signed the contract etc. The catch is if I decide to sell my shares or we go out of business within a year i have to give him 90 percent of the …

Home Equity Loan Advice Hi everyone, Does anyone have any strong opinions on home equity loans either way? My wife and I have some miscellaneous debt that we would like to consolidate and someone mentioned a home equity loan. Our house is worth about 625k and we owe about 260k on the mortgage. We’d need to take like 50k or so. Thanks I’m advance for any advice subm…

Inherited House Equity Question My siblings (3) and I have inherited a large brick house in a beautiful neighborhood. Our father had some cognitive issues toward the end of his life and the house is in bad shape. Needs a new slate roof, no working bathrooms, water damage, etc… I restore and renovate buildings for a living and my father requested that I “fix up” the house aft…

Radical Eyes for Equity: The Paradox of Fostering Community Norms in the Classroom in an Era of Indoctrination Histrionics Radical Eyes for Equity: The Paradox of Fostering Community Norms in the Classroom in an Era of Indoctrination Histrionics After 18 years teaching high school English, I transitioned to higher education in 2002. For well over a decade, I have been teaching first-year writing to incoming college students, who in many ways struggle w…

Vassar College, a Gender Equity Pioneer, Is Sued for Paying Women Less Vassar has maintained a gender-based pay gap for two decades, current and former female professors say in a recently filed lawsuit.

Help me understand how to use home equity as a down payment Hi there. I have about ~$250,000 equity in my home. It is my intent to purchase a larger house in the next year or so (depending on interest rates, etc.). I will sell my current house at that time. How exactly would I go about unlocking the equity to use it for a down payment? Would I get a HELOC or something, which would be paid off at the time…

Smartest way to take equity out of home, pay my father back? I’ve spent the last year building a new home, and I was fortunate enough to be able to build in cash. A portion of it was my life savings, and the remainder was a loan from my father. We’re about to move in, the home is in my name and in the eyes of any bank, I owe nothing and the home is conservatively going to appraise in the neighborhood of $…

Is this a good strategy for getting out of negativr equity on a car? Let me start off by acknowledging I’m a big fool for my current car situation. Context: Wife and I got into a bad car loan in February which wouldn’t have been too bad except for the fact we found ourselves needing to bump up our house search early due to my daughter’s health situation, and wanting to be closer to our support system. So we had …

Radical Eyes for Equity: Critically Reconsidering Teacher Education (and NCTQ’s Shoddy Reports): A Reader Radical Eyes for Equity: Critically Reconsidering Teacher Education (and NCTQ’s Shoddy Reports): A Reader In 2018, a simplistic but compelling story was established: Teachers do not know how to teach children to read (60+% are not proficient readers!) because teacher educators have failed to teach the “science of reading” (SOR) in …

A Private Equity Firm Might Be Your Next Landlord Investment firms are buying smaller buildings in the boroughs from families and smaller landlords. Some tenants are wary.